Tonik Health Insurance and Healthcare - A Review Of Tonik Health Care Plans
73Overview
Tonik is a health insurance
company that offers affordable plans to eligible people in six states.
The six states are: California, Colorado, Connecticut, Georgia, Nevada,
and New Hampshire. The health care plans are courtesy of each states'
Blue Cross system. Below are links to each states' Blue Cross website:
California: www.blueshieldca.com
Colorado: www.colohealth.com/anthem-bcbs.htm
Connecticut: www.bcbsct.com
Georgia: www.bcbsga.com
Nevada: www.bcbsnv.com
New Hampshire: www.bcbsnh.com
All Blue Cross Blue Shield
plans from the aforementioned states are a part of the Anthem insurance
group. Anthem's headquarters is in New Haven, CT. The company's main
website is www.anthem.com
Tonic Health Insurance Care
Plans
Tonic has three health care
plans. The least expensive of them is the Tonik 5000 plan.
Tonik 5000
This plan covers the
whole body – from head to toe. The plan also have a $5,000 deductible,
with reasonable co-pay rates. Premiums vary by state. The plan also
covers routine eye exams and emergency visits. They range as low as
$65 a month and as high as $100 in participating states. This is the
plan to go with, for those who want quality health care.
Tonik 3000
The Tonik 3000 plan is also
another great plan to choose from. Here, you will get the same coverage
as the 3000, but your deductible is lower and the premium is higher.
You also have to pay a higher co-pay per doctor visit, however, prescription
drugs co-pay is are cheaper. The plan's average premium is $100 to $130
per month.
Tonik 1500
For the dislikers of high premium
health insurance, The Tonik 1500 is for you. Here, the deductible is
only $1500. This makes the monthly fees go up even more, but it's clear
sailings for you, in terms of you paying nothing for visits, after the
deductible. The best part about getting this healthcare plan is you
will have unlimited doctor visits, as long as they're in the Tonik/Anthem
network. The average premium is $150 a month.
Eligibility and Enrollment
Tonik health insurance plans
are available for young adults in the 19-29 age range. Older adults
can get either plan, however, they must be in great health. To
enroll in either plan, you will need to request a rate quote. The easiest
place to get quotes is Tonik's main website, www.tonikhealth.com. You would click on one of the six
states on the site, if you claim residency on either one, and get your
quotes there. The quotes are not long at all, and does ask you a few
important questions about your health, which isn't bad at all.
Final Word
Each Tonik health insurance
plan fits the needs and budget of most young adults. While the premiums
maybe higher or lower than similar heath care plans, it's no doubt one
will be totally covered under a plan with this amazing company.
Where to Find More about
Tonik
You can find out more about Tonik at the following sites:
Tonik's main website: www.tonikhealth.com
Colorado's Tonik Blue Cross
website: http://www.colohealth.com/tonik.htm
Anthem's main website: www.anthem.com
Tonik of California: https://www.tonikhealth.com/ca/
Tonik of Georgia: https://www.tonikhealth.com/ga/
Tonik of Nevada: https://www.tonikhealth.com/nv/
Tonik of New Hampshire: https://www.tonikhealth.com/nv/
Tonik of Connecticut: https://www.tonikhealth.com/ct/
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Raditya says:
3 months ago
The benefit of procuring family health insurance is the peace of mind that comes if you or a family member where to need medical care. In the unfortunate event that a family member needs hospitalization you can relax knowing that a major part of the financial expense is covered by the insurance plan you have chosen. In the event that you or a family member require prescriptions on a daily basis it is comforting to know that most, if not all, of the expense will be covered by your insurance.