Car insurance can be extremely expensive for some -- especially when it comes to new and young drivers. Drivers with a not-so-stellar driving record can expect to pay over $400 a month on their automobile insurance, and some individuals can pay as much on their insurance as they do on rent. Even if you're not paying several hundreds of dollars a month on car insurance, even $600 every six months can cut into your budget. There's a number of discounts available to drivers, both new and old, so there's no reason not to try to find ways to get very cheap auto insurance.

Not only can you get special discounts based upon your history, driving record, affiliations, or any other number of ways, you can also do a number of other things which will cut car insurance costs. Cutting down on your insurance costs will allow you extra money every month to spend on whatever you choose. Read on to learn more about how to get very cheap auto insurance.

One of the most imporant aspects of getting really cheap car insurance is to have a good driving record. Of all the tips to lower your car insurance costs, this is one of the most well-known and obvious. People who have a lot of speeding tickets or traffic violations or have been in many accidents will find their premiums go up. On the other hand, if you maintain a good driving record, staying out of accidents and driving safely and responsibly without being under the influence at any point, you will typically be able to get much lower premiums. You also may need to check your driving record to see if there are any inaccuracies. Sometimes clerks make mistakes, so you may need to clear up some incorrect information to help improve your record.

One of the best ways to get very cheap auto insurance is to take a defensive driving course. Usually young adults take a similar class -- driver's ed, as most people have heard of -- in order to get cheap car insurance for teens. You'll need to check with your insurer to find out if you can get a discount by taking a defensive driving course, as well as where you can go to take one. You might either have to mail your certificate of completion to your insurer or have the information forwarded in some way, in order to prove you attended the class.

There are many discounts insurance companies offer, but they do not tell you about them as a means to save money. You can get discounts depending on how many miles you drive a year, what sort of profession your in, what are the main purposes of your vehicle (i.e. business, personal, agricultural, etc), whether you're a veteran or in the military, whether you're affiliated with a group eligible for discounts (AAA and AARP for example), and many others. Since, as stated, your insurer won't discuss these discounts with you voluntarily, you'll need to ask them about it.

These are just some of the best ways to get very cheap auto insurance. There are a lot of other ways you can cut down on costs -- higher deductibles, higher credit score, paying annually, et cetera -- but these are some of the most considerable methods to get low cost car insurance. Before you decide to go with any insurance provider, it's always a good idea to shop around for other prices to see what's available. Be careful though -- these estimates are not always accurate. It's a good idea to check with your department of insurance to see realistic prices.