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61Avoiding Foreclosure in Sacramento
If you have enlisted the service of a Realtor to help with sell of your home or thinking of doing so, to process the Short-Sale your Mortgage Company requires information and specific documents from you.
Please be sure to provide everything required. Any delays or missing documents could give your Lender reason to close your file.
Your lender requires the following:
• Handwritten Hardship Letter
• A Financial Worksheet • 2 Most Recent Tax Returns
• 2 Most Recent Bank Statements
• 2 Most Recent Pay Stubs (2 Months Worth)
***In some cases your Bank or loan type may require additional documentation, or they may require that you update your documentation, so always keep important paperwork handy and be ready for those requests!
Your Negotiator May Also Require The Following:
• An Authorization To Release Information
• Copy of Recent Mortgage Statements
• Copy of any
correspondence received (By The Mortgage Company)
• Property Tax Records
• A Copy of Your Warranty Deed
• HOA Information
• Negotiation Agreements and Disclosures
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