First off, let me begin by saying that I have never joined one of these...ever.....until now. I've done PTR, PTC, matrix programs (click HERE for information on a good matrix program), but never a HYIP. All the ones that I've ever seen online have been too good to be true (and they usually are - damn ponzi scams) or require you to surf for x amount of days to earn your money (no can do since I have limited access to the internet). I really don't even know where I found this one at...just out bumming cyber space when I stumbled on it I'm sure. Keep reading and you'll see why this grabbed my attention.

PacforAll is the new HYIP run by the well-known administrators of PremiumAdsClub (PAC) and PACRevenueShare Kazzy & ExecutiveLady (aka EL). This is a 12% x 12 program - in other words 12% daily ROI (return on investment) x 12 days. Here's the catcher - NO SURFING!

Yup, you heard me right - this is TOTALLY passive. No surfing required to earn back your investment. There's also no membership fees. It's completely free to be a member of PACforAll.

Want to make money? Deposit some money (minimum $3.00, maximum $12,000) via one of the pay processors offered then invest your money. Then just sit back and relax. There's nothing else to do but collect after the 12 days.

Payouts have been updated to "upon expiry". In other words, after 12 days, you can request your payout of your investment + 44% or you can compound it and reinvest it. You can deposit and invest anytime, anywhere, 24/7.

As of the email I got this morning (September 30, 2009), there are over 5000 members, 65% of which are active (meaning they have active investments) and over $1,000,000 in deposits. And this program is barely 2 months old!

This is part of one of the emails I received from the admins, Kazzy & EL:

"Thank you all for welcoming PACForAll with open arms- this is somewhat a record for any online program. If there are others that have performed better, we salute and applaud you.

Our focus as always is on our members and we will be doing everything to keep the interest high so we can all have a lucrative program that will last for a very long time!

So, you all know what to do keep on spreading the word as you are right now and we're all in Business!"

So what the heck does this mean? It means I went and signed up on August 18, 2009 and deposited my first ever $3.00 in an HYIP program. I waited until the following Friday, when the payout button was activated, and requested a payout of $4.32. Guess what? Just as promised, I had my money in my AlertPay on Saturday (see my proof below). So, I'm here to stay for as long as this runs and try my hand at making some money this way.

Want to check it out for yourself? Click HERE.

Want to read what others are saying? Click HERE.

Want to see more proofs of my payments? Click HERE.