What Can You Do When You Don't Have Enough Money for Food and Medicine
76
Saving Money on Prescriptions
I began this study when
I was helping a friend
who had just lost his
prescription coverage
on his health insurance.
Because my friend had
high blood pressure,
diabetes, asthma and
suffered from severe
depression, he
had a lot of expensive
prescriptions that he
had to have filled every
month.
I advised him to shop at
Wal-mart for the $4.00
prescriptions that were
on his list; and, to get
the rest from Costco.
He called me back about
a month later and said
that he had saved over
$200.00 by following my
advice.
As a relief pharmacist I
have worked at many
different chain and
independent
pharmacies.
I discovered that Costco
almost always had the best
prices on most
prescriptions,
especially on generics.
Because of having
had my own pharmacy for 17 years,
I could tell that Costco usually bases their
prescription prices on their acquistion
cost, not on some percent-off of the brand
name - which I consider to be an unfair
practice - like most of the other chain
pharmacies do.
Starting around November in 2006 Wal-Mart began to test-market selling many generic prescriptions for $4.00 for a 30 day supply. The tests were successful and Wal-Mart began to roll it out in several states.
The best list I can come up with currently indicates the plan is available in the following states: Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kentucky, Maine, Massachusetts, Minnesota, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin and Wyoming.
* The $4 Prescription program is subject to the following restrictions.
This program is available at all Wal-Mart, Sam's Club and Neighborhood Market pharmacies, except in North Dakota (the pharmacies inside North Dakota Wal-Mart stores are leased and operated by third-party providers). $4 prescriptions are for up to a 30-day supply of a covered drug at a commonly prescribed dosage. Your participation in certain prescription-drug plans may entitle you to pay even less than $4 for certain prescriptions. If you are eligible, you will be charged the lowest applicable amount. Certain drugs are priced higher in CA, CO, HI, MN, MT, PA, TN, WI, and WY due to state laws.
The list of covered drugs is subject to change. Not all prescription drugs are covered by this program.
Only prescriptions initially filled in person at a participating pharmacy are eligible for the $4 rate; refills must also be picked up in-store, but may be ordered in person, online or by phone. This program is not available for prescriptions filled by mail order. See your Wal-Mart pharmacist for more information.
** Discount pricing on certain prescriptions not available in CA, CO, HI, MN, MT, PA, TN, WI, and WY due to state laws.
A current list of the $4.00 prescriptions from Wal-Mart can be downloaded as a pdf file at
http://i.walmart.com/i/if/hmp/fusion/four_dollar_drug_list.pdf
Target jumped into the fray in North Carolina, and began offering their own list of $4.00 prescriptions, matching Walmart. You can access the list of $4.00 prescriptions available from Target at
http://sites.target.com/site/en/health/generic_drugs.jsp?sort=alpha
Costco did it for a while, then decided to alter the plan in some places to 100 tablets for $10.00. In most cases, this is actually a better deal on a per pill cost.
* Because of a ruling by the Board of Pharmacy in North Carolina, you don't have to be a member of Costco in order to get prescriptions from their pharmacy. I'm sure it's the same in many other states.
Many prescription insurance companies have $10 and $20 copays on generic prescriptions. In those cases you would be better off leaving the prescription card behind when it comes paying for the $4.00 prescriptions that we have been discussing.
I hope this helps a lot of people who are having to decide whether to buy food, or medicine, because they don't have enough money to get both.
Bob Diamond R.Ph
www.DiamondShoppingMall.net
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Comments
Bob,
Great hub! You can also add Mississippi to your list that ahs the $4 plan at WalMart. Also, many Fred's Pharmacies in MS have the plan as well. Thanks for sharing!
Bonnie
hi nice article sounds like you have two qualities that i like so much. firstly your experience in pharmacy and then your heart to help. Am currently trying to drive the same kind of passionate appeal here in Kenya but our options are not that many, so am trying to from some network of people to share ideas on how to improve health provision in kenya and since in many ways we are like the other third world countries, i believe that the lessons we learn can then be transfered to those countries. I have therefore started a website called twawezakenya.com that discusses health issues together with other developmental issues. i also work in a volunteer organisation that organizes medical camps in the rural areas. i wonder how we could work together and share ideas
Your articles have really impressed me! You come off well-informed, and I think that most people do not pay attention to what their doctors prescribe. My husband is in the same situation as your friend, he has diabetes and is on 2 insulins, has high blood pressure and has anxiety disorder and severe depression. Thanks for the advice.
Thank you!
Hi Bob, I'm not generally a fan of WalMart but it's good to know they did something right. I'll post a link to your hub on my http://cheaplivingtoday.com blog. Maybe together we can get the word out to those in need. Seems like your heart get's bigger every day. Thank you. :0)
Thanks, Glenda. I hope we can help some people with this information.
Great Hub you have here :) Please check out my Belfast Maine website would love to network!
Bob, what great tips. It's awful that medicine costs so much and you can say what you want about Walmart but what they have done with these Rx's is wonderful. I can not believe that some states do not allow it. That is disgraceful. They allow it here in Maryland.
Thanks for your comment, Dolores. I like your articles.
Bob
Very useful tips. Thanks for sharing.

















Mystic Biscuit says:
2 years ago
Ecellent information. In southern Nevada, Smith's pharmacies are also offering the $4 generic perscription pricing. Possibly this is also the case in UT as well? I am not sure, but cetainly worth checking out.