Well, If I did have the $10,000.000 (Million) Bucks, Smack-A-Roos or Just A Sh_t Load Of A Heck Of A Lot of Moula to Give Away (which I Don't) (sorry to be Quip in the Latter part of the Question that was posted) But if I had that as Extra Cash, (Excess Baggage One might call it), I definitely would give it to a Well Known Charitable Institution, Like (Goodwill, Red Cross or The Salvation Army) that would Feed, Clothe & Shelter the Needy Single, Homeless Families in the USA. (That's where I'm Originally From, The States). I'm just Residing Here In Puerto Rico for awhile.

Sorry, but at this time I don't have any Tips/guides/suggestions/ideas for future...(Myself being more or less living on a Month to Month basis.)

You will have to await the Answer /Tip/Guides/suggestions/ideas from someone other than Myself. See ^ (Quote)Parenthesized, underlined & in Bold

So Sorry,