While I will probably never figure out all the motivations and internal workings of our Congress and Legislative process, I am sure of one thing. An old adage seems to always apply, no matter how stupid or unworthy a particular piece of legislation appears to be. For example did you know there is a Federal law regulating the number of raisins in raisin bread or that there is a proposal to grant tax credits to mothers that breastfeed?

Apparently “the squeaky wheel gets the grease” when it comes to either state or federal consideration. Whether the squeak comes from lobbyists or the media, the resulting Congressional time wasted is beyond lunacy. Just run a quick search for dumb laws and the results are not only funny, but sobering in the fact we pointlessly wasted untold amounts of Congressional and Bureaucratic time and tax money in, researching, drafting, negotiating and voting on this crap. Also to the issue of time waste are the Congressional hearings into “steroid use in sports,” another gargantuan political concern thankfully brought to our leaders attention via the media.

Remember the McDonald’s spilled coffee lawsuit? How much media play was given to that incident? As a result we now have regulations as to the serving temperatures of hot beverages. Given enough time and bandwidth the list could go on and on.

As the Government and Media waste time on the issues of Healthcare Reform and Cap In Trade policies, there are some incredibly difficult situations on the immediate horizon that are being ignored. And while the proposed legislations above perhaps have merit, at least premise, they should not be on the agenda when Unemployment and Foreclosures are at the highest levels in history.

The catastrophic results of which will come as a combination of these two troubling matters are, and should, in this country, be unimaginable and unthinkable. Yet they are very soon to be reality and have been ignored by the mainstream media and thereby our legislators whom today are driven by party goals, poll numbers and extremist lobbying efforts.

With 14.5 million people out of work and the economy still shedding jobs at an incredible rate, what will happen to these people and our society when the foreclosure and eviction hammers fall. Of the estimated 114.8 million households in the US as of January 2010, 12.6 % of these will most likely be lost. With the estimated population of the US at 305.6 million and a Census Bureau calculation of an average of 2.67 persons per household the number of homeless in the US could increase by 38.7 million.

Just reporting the numbers as released each month apparently isn't getting anyone's attention.

With loss equivalent income producing jobs unlikely, and unemployment benefits, which are barely supporting these households at a subsistence level running out, by Christmas millions of Americans will be completely financially devastated, by next year the numbers will be beyond cataclysmic levels.

As the foreclosure wolves shift into high gear, many of whom were granted new life by TARP bailouts, evidenced by increasing foreclosure filings in July 2009 and expected to climb, consumer spending may be relegated to yard and moving sales, the proceeds of which will most likely be put into motor homes, tents and gasoline as the recently homeless masses head to the warmer climates of the South.

As apathy and hunger grow so shall the crime rate, and educational rates will plummet with millions of homeless children wandering with their parents in search of a new start. A start that may not come. Economic recovery could be years perhaps decades away, if ever.

Am I just raising hysteria, or is this a very real possibility? Unfortunately with the present governmental inaction and the drive to “transform” our Republic into the Liberal Progressive Ideal, these impending dooms are a very real probability. Is this the national crisis the administration is rumored to be longingly awaiting, or perhaps orchestrating, to assume a long coveted total control?

It is incredibly perplexing to me how these major issues can be going unnoticed, by the Media and our Representation. You would think even the liberally biased media would be shouting to the rafters, given their penchant for the liberal ideals that conceived the Community Reinvestment Act and its tenets of everyone deserves a home. Yet the media offers only a silence, which is deafening to those on the brink of disaster. Instead media concerns are directed towards the trappings of “transformation.”

Why cannot these politicians see beyond the poll numbers and party politics to the imminent implosion of society? Haven’t they been telling us how much are smarter they are than we, and that they know what’s best for us? Is this what’s best, or what they want?

To allow this to occur should be unconscionable. Are the Media and our Government turning a blind eye towards the average American that has been bloodied by Government actions and will be irrevocably damaged by their inaction?

This is most likely a very hard one to fix, and is definitely the topic of our time, but it doesn’t take a lot of brainpower to figure out ways to stem the coming foreclosure waterfall. At a minimum, to at least stay the impending homelessness of millions, a moratorium on foreclosures of primary residences of the unemployed should be immediately put into place via Executive Order with the full backing of Congress.

Mortgages in default should then automatically be put under administrative mitigation via temporary suspension and, similar to FHA partial claim rules, have the defaulted payments (without penalty) shifted to the rear of the mortgage, essentially extending mortgage life. The time period of such extension should be tied to economic recovery.

Alleviating the pressure of loss on the American family will go a long way towards beginning full economic recovery and avoid an impending social disaster.

This one non-partisan act is a simple means circumvent a horrific future. 

As with most all other congressional action, this wheel should be squeaking loudly. These two issues should be dominating TV and Radio airtime and both sides of the aisle should have them ringing in their collective ears, and haunting their sleep.

With the Government now back from vacation this “solution” should be first on the agenda. What would it take a day, maybe two?

Or never will be, if the media continues to ignore a legitimate issue and doesn’t popularize it and drive it. The “Forth Estate” brags of its deeds and protections, and uses the idea of responsibility to the public as defense, well here is a subject worthy of your esteemed responsibility and your many voices should be heard echoing and amplifying ours.

Why the silence?

Please Forward this everywhere, we have to start the talking.

Please click the green arrow to provide feedback. Comments are welcomed.

Also See:

http://hubpages.com/hub/Unemployment-Benefits-Running-Out-for-Millions

http://hubpages.com/hub/Is-the-Government-About-to-be-Stealing-Homes

or click my byline or profile to see my other hubs on varied subjects