With the current world financial crisis a lot of standards have been changed. Accordingly; the family budget has become a necessity for a lot of people. So, if we come to the family; who is responsible for the family budget ? While the family is working like a teamwork, where every member knows exactly his own tasks and duty inside the family. We may find that the mother always has the biggest share of the family burden. It is always the mother who is to manage the family budget.

There are a lot of reasons for putting Mum in the position of the family budget manager. Especially for the unemployed mother, she is the one who spend the most time at home, she is the family member who is managing all the family home affairs and also because she is the one who has the tendency and the ability to save money by instinct. Let’s, now try to know how moms really manage this matter. through the following points. Here, we may be able to get some of the moms’ secrets in budgeting and learn something about that.

In relation to the unemployee mother, she always knows exactly the streams through which she would spend the money. She usually pays much attention to the expenses of child care, in addition to those of food, housing, clothing etc. In the respect of child care, she always analyses all the options and before making her mind , she must be sure about safety, health and education and all the items that are related to the child care. Then she may read about the matter or ask some of the specialists in the field of child care about the main aspects that shouldn’t been forgot.

In the case of the employee mother, she often has three main tasks; she takes care of the children, the house and she works. She knows exactly the great value of making lists for all the needs of the house. But of course she arrange every thing according to the priorities.

It is known that women always spend a lot of money on her make up and on her outer appearance in general. Mother always has some tricks in that matter; She engages in a lot of do-it-yourself habits like in cleaning spots and ironing wrinkles in her personal wardrobes. Wearing professional clothes than trendy ones and so on. She is  also always keen to do shopping through a list which would help here keep track of her budget and expenses.