This website (hub) is a call for a bill of rights against banks. It is a call for a restoration of privacy, for a restoration of sound banking practice and for a cessation of the war by Wall Street on the middle class and on the rest of the world.

If this bill of rights cannot be fully realized, then perhaps enough people would choose to opt out of the financial system by keeping much of their money or gold off balance sheets to weaken the banks. Weak banks mean less empire building as the United States would have to borrow heavily for war. If the banks are weak, and since, as even Cramer says,  they control the government through the fed, then they would have less power to build American empires illegally abroad, because the credit rating of the United States would be at risk.

I think all of you have noticed how banks have wormed their way into all of life. You have to have a good credit report to get a certain job, and you have a credit score that follows you around regarding how much car insurance you have to pay, etc. I can tell you that the middle class needs to crush this system by not paying their credit cards, by not holding onto impossible mortgages, and by not falling for credit requests by banks.

I know that if you have families this is a very difficult thing to do, to just go with cash and opt out of the financial system. It is a decision that should not be taken lightly. You may not have the leverage to make this happen right away. And that is ok. However, the banks must be curbed in their powers. They have abused all of us with their legalized casino behavior, and they need to pay in so many ways. It is time to put the vice down on the Ken Lewis types, and the sooner the better.

The problem with banks is not necessarily your local bank. It is the system that has evolved from the banking sector. It is necessary that the system be thrown off, as it has weakened the middle class in a major way. It is unamerican for big brother business (facilitated by big brother government), to take your personal credit information and make it public to employers.

I think that exposure of credit information is a disgusting and vile practice that is class warfare against the middle and lower classes. It is unamerican for people to be up to their eyeballs in debt with unfair interest rates and toxic loans. It is unamerican for banks to throw sound underwriting to the wind, causing all sorts of mischief that has not yet even rained down on us as of the writing of this article!

People need to realize that class warfare is being waged from the top down. It is ok for a large retailer from New York City to declare bankrupcy, but you better have a good credit score to work for them. What hypocricy! Let that Thanksgiving Day retailer rot in hell. Well, except when there is a great sale.

Anyway, you can see that Americans have been herded like a bunch of sheep and we aren't going to take it anymore!

Here are some of the ways fascist banks and businesses have hurt America's middle class:

1. Big oil pushed us into the Iraq war for oil reserves that they lusted for.

2. Banks used predatory lending practices to doom borrowers to failure with toxic loans in order to finance this greedy oil war.

3. Banks charged unfair fees and interest rates on credit cards, showing no mercy while the American taxpayer is gushing to fill the banks' coffers with bailouts. Also banks are limiting credit limits for many who have good credit, having the effect of lowering their credit scores. The banks are undermining their very own system. I say we should help them!!!

4. Companies have used credit information to extrapolate the unfair and untrue doctrine that people with dings on their credit are somehow dishonest employees and therefore not worthy to work for them. That is not right.

5. Big oil pushed us into Afghanistan to build a pipeline to the Caspian sea after the Taliban refused a 100 million dollar bribe to build the pipeline when they went to Texas in 1997. Oh, you didn't know that the Taliban went to Texas? And you thought it was all about 9/11? Where have you been?

6. The fed, Alan Greenspan particularly, gave advice to Bush prior to the invasion of Iraq to defend the oil ministry first. Banks (not just oil companies), in the form of the fed, wanted the petrodollars from the Iraq War. So the fed is guilty of the war crime just like the oil companies and the Bush administration. The fed is a group of banks and is not a public entity.

Don't forget, those who walk away from their mortgages and credit cards and save money will have the power, in numbers, to lower inflated commodity prices, most importantly the housing prices which remain hugely inflated due to the easy availability of credit which masks the true value of things!

If house prices should historically be no more than 3 times yearly income for a household, then housing in Los Angeles, which dropped from 500k to 350k should only average 200k or less. Loans should be for legitimate business expansion, not for bubble creation and house flipping!