You need to save money... because it's much harder to save time. In life, most things are either time or money. Think about it: you either buy a tiny cheap tree in a plastic pot, and wait for years (time) for it to grow to a decent size. You then have fruit, shade and beauty.

But what if you want fruit, shade and beauty in your backyard right now? Then you must spend more money, and buy a bigger mature tree. Most things in life are like this.

You can't put time in a bottle: if only you could. It's much easier to save money. You are growing older, and your capacity to make money will get less after a while. You need to save for the time you won't be able to work so hard any more.

How do you do this?

Try to get some things for free. You can get a lot of free stuff on the web. It's not only for guys in other countries - we have amazing quantities of things going for nothing right here at home.

If you know where to go. It's a matter of knowing where to find all the free stuff. Spend a bit of time on this, and you'll have more money for later. You can spend less and have more.

You can spend less on health.

You can spend less on sport.

You can spend less on clothes.

You can spend less on food.

You can spend less on toys.

You can spend less on movies.

You can spend less on books.

You can spend less on handbags.

You can spend less on furniture.

You can spend less on paint.

And there are lots more opportunities for Australians. There are Aussie firms out there desperate for your business... and they are trying to attract your attention by giving you free stuff. So try to get something free for everything you purchase. Make sure your bonuses are useful, and make sure they will save you money in the long run.

There is a whole list of things you can get for nothing in Australia.

You can get free books

You can get free software

You can get free food and drink

You can get free magazines

You can get free health products

You can get free baby stuff

You can get free pet food

You can get free toys

You can get free toys

But where is it all? I can hear you shout - where can I find it??

There are a handful of websites, and they are growing by the week. Start here and come back for more later.

These links will take you to sites that are dedicated to people like you: people who want to spend a bit more time to have a lot more money. Because you want things right now.

You used to get things right now instead of later by using your credit card. But you figured out that you were paying a whole lot more, because time costs money. In the end, whatever you wanted cost about a third more. It's a bit cheaper to save and wait. But that takes a lot of time.

These sites will help you get a few things for nothing, right now!

www.ifree.com.au/

www.freestuffaustralia.com.au

www.livingroom.org.au/blog/archives/free_stuff.php

www.shopfree.com.au/

ausfreeze.com/

www.plusone.com.au/plusshop/Free_stuff.html

www.ozfreestuff.com

freeoffers.com.au/

www.ourfreestuff.com.au/

That's a start for you. These sites are growing by the week - and retailers have cottoned on to the fact that you will buy from them if they give you something for nothing. So make sure you get something free next time you buy... something useful for you.