Okay, now you're writing about a subject everybody has heard of, everybody! but go ahead, elaborate.

Auto insurance. It's a necessary evil, sure most of the companies can be leeches that feed on the blood of your internal revenues, but it prevents the loss of your car from being a devastating one that could cripple your life and soul. Sadly though auto insurance companies are the most racist in the world, they're super racist and sexist towards everything, towards everybody, they just need to hate. Geico even hates that little gecko they parrot around in there commercial, he has to pay more then everybody just because they don't trust a humorous British gecko driving a Lamborghini. And no matter who you are, female,black, gay or even an elderly white male, they are judging you harshly, because guess what they can but I'm going to tell you here how you can beat the system and make it work against itself. I believe you can defeat that raging dragon on the green plains with your sheathed sword, fight the power man!

Wow. Are you saying, that the auto insurance industry is really racist, come on man tell em more, i knew there was something sad in those gecko's hypnotic black eyes, a yearning for something new, an escape from the world of celebrity he's bitterly trapped in!

Because the auto insurance industry is an industry that lives to prevent risk, they must be careful in deciding who to award auto insurance too. Which is basically everyone because they're obsessive money-seekers so it doesn't matter if you're blind you're getting state farm. But anyway, because they don't want you to crash your gateway to the world and shell out thousands they feel bitter parting with ( " is your car really that badly injured, it's only burning with the strength of a thousand dark infernos you could fix without our money/)they feel they must assess the risk of each individual driver.

Explain more, damn it! i only have a few elegant intoxicating martinis left in this bar! explain before i must meet my cruel fate that is destined for me from times unknown and unseen !

Well say for example you're a seventy five year old man in Florida who wants to switch to Geico car insurance, throughout your long illustrious life you've driven perfectly, not one accident, ticket or police intervention. But let's be serious when we think of old drivers we think; senile, slow, get the beep out of the way, check into the motherfucking retirement home, I'm trying to get to the hospital. That's what geico's thinking too, so they'll charge this man more just for the characteristic of his old age. Fair? no. And the problem is they continually do this for almost every segment of the population besides adult white males. teenage drivers? they''re too inexperienced, they'll probably get so horny they'll make out with there girlfriend while driving, $32 dollars more. Young single females?  unaware, they'll crash the car talking on the phone. $50 dollars more. inner city blacks? too much violence and crime, some gang member will probably steal or break the car out a fit of rage because the men of the house impregnated his girlfriend and shot his grandmother just for a really big cookie. You would not believe the situations and dreams the insurance firms can come up with, just to force you to pay more. Because they know they've got the handle leash on you, you're there St. Bernard and they're your cruel master.

The drunk man now sobbed on the wooden granite table as people began to exit the bar heading outside towards neon lighted snowy streets lighted by the gleam of the moon. " That was so sad! how can they do that? why not just charge a single uniform price for all Americans no matter there creed? that just makes me want to hug the gecko more, he's so brave to stand up for so many injustices!

Well at the moment it's highly unlikely we will see a major reform in which there will be a single uniform price. What i would advise is shop around, don't have brand loyalty, see who'll offer you the best bang for your buck. In crude terms the world is one seedy neighborhood and they're the prostitutes you're the shopper, and all we can truly hope for is a day in which the moon shines softly and magically on a fair auto insurance industry.

The drunken man was now collapsed on the floor and there was nobody surrounding him anymore, the lights were out and darkness was all around, perhaps it was for the best for he could not hear the contented sighs of mouses or the sudden extraordinary sight of a green gecko walking across a wet floor muttering " stupid geico, i make there company like that and they charge me $1000 for one stupid little Lamborghini, I'll show them , I'm the biggest lizard on the planet".

Dedicated to the greatest senator of all time, Edward Kennedy for this month of August. " The dream shall never die."