You obviously want the cheapest buy to let mortgage possible - after all, you already probably have one or more mortgages to be dealing with, so this next one has to have the cheapest mortgage rate possible. Also, a buy to let investment is never meant to be a financial burden, it's a business after all - but are the cheapest buy to let mortgage rates the best choice? With most things in life, you get what you pay for - can you say that about buy to let mortgage rates?

With something as complicated as buy to let mortgage deals, the buy to let mortgage rates are not the only concern. If you begin searching for the rate alone, you are bound to be disappointed. A mortgage, especially a buy to let mortgage, is a whole product that has been devised to work with the borrower's needs. So if you want a long term deal, or you don't have as much money to invest or even if you are planning to pay off your mortgage early there will be a buy to let deal to accommodate. The buy to let mortgage rates are just one of many things that you need to think about when shopping for a landlord's mortgage.

When it comes to rates, there is no one cheapest mortgage, even with buy to let. There are no magical lenders out there who offer amazingly low rates for fun - somewhere down the line, if a borrower finds cheap buy to let mortgage rates they will inevitably pay the difference. So it's down to the details of the mortgage - whether that means a higher fee at the inception of the deal, or it means a much longer term than you would prefer - cheap buy to let mortgage rates are not always the best deals.

So look carefully - if you find cheap buy to let mortgage rates, keep a cool head and stay cynical. Why is the rate so cheap? Will you be hit by huge fees when you leave the mortgage? Or will you be tied to the mortgage for the rest of the century? And if, after poring over the small print of the mortgage, you still think cheap buy to let mortgage rates are the most crucial aspect of your deal then go for it. But if you are not entirely happy with the even one of the mortgage's provisions, just say no. The cheapest buy to let mortgage rates are all well and good, but if you are hindered by the mortgage at all in the future then it may cost you dear.

So talk to an adviser and see if they think you should be concentrating on cheap buy to let mortgage rates. Maybe they can find you a deal that is cheap, and does have all the facets you need - but maybe after their advice you will have to do a bit of thinking and decide again just how important buy to let mortgage rates really are.