An economic crisis is a natural phase of the economic cycle that is passed from one stage of growth and recovery from a recession and depression. According to Karl Marx, the economic crisis is an isolated phenomenon, but is a necessary element in the capitalist economic system. Thus, an economic crisis is somehow an inevitable consequence of the social system in which we live, which may be reassuring if you think like a logical step in our economic system, which has happened before and it is temporary. Understood in this manner is vital to avoid panic behavior.

Traditionally, in local terms, an economic crisis can occur for two main reasons:

1) Lack of technological innovation that results in an increase in production costs and the collapse of some companies, resulting in less investment and reducing the accumulated capital of the country.

2) An increase in the employment rate, which raises spending on wages and earnings decreases to levels below normal, which prevents the accumulation of capital. However, at present, as a result of our global economy, economic crises also depend on other countries, so that when an economic power is affected in its finances, the crisis extends to nations whose economies depend on it. What is a recession? In recent months, it is common to hear the word <>, but what does it mean exactly? Is it the same thing to talk about depression? The term <> was coined by the National Bureau of Economic Research of the United States (National Bureau of Economic Research) and is used to speak of a decline in economic activity for two or more quarters continuing.

So, the recession is one of the manifestations of an economic crisis. When a prolonged recession and a decline in economic activity reaches critical levels, it is called "depression." The British economist John Maynard Keynes said that an economic recession occurs when employers and families, lack of confidence in the economy, stop investing and accumulate capital. When they do only a few families or some companies the impact is zero, but when this behavior is adopted by a majority, there is a crisis in which no one buys one and not circulating capital.

When this happens, companies are beginning to reduce their costs by firing workers and increasing costs of its services. Unemployment that people will not have the means to buy, which in turn will produce higher cost of products due to low demand. U.S. passes (2008) by a financial crisis that arises out of a distrust of the consumer caused by high-risk mortgages (Subprime). Unemployment rates are high in this country and therefore economic growth is very low. Some consider that this country is already in recession. Since the rates of the Federal Reserve of the United States have declined in comparison with European and Asian, the dollar has been devalued.

The situation has worsened due to the hike in prices of agricultural products. How do we affect the economic crisis? Because Mexico is a country whose economy depends heavily on foreign trade with the United States, it is expected that the sales volumes of both raw materials and manufactured goods to decrease substantially. Moreover, Staff in the economy of the economic crisis can result in a decline in our purchasing power as a result of inflation.

.We find it more difficult to pay for goods and services if you installed the economic crisis in our country. However, there are some steps you can take to minimize the impact of global crisis in our homes: Most economists do not recommend the purchase of foreign currency as at present prices are very volatile. It recommends the immediate liquidation of debts. Because it is always desirable to have real estate, some experts recommend the purchase of properties (if you are able to do so). It is likely that the crisis affecting the real estate and real estate prices down. The most convenient is to reduce unnecessary spending and save as much money as possible. Finally, the most important thing is to keep calm and think carefully each of our financial decisions, which at this time could have a major impact on our economy staff