Isn't this the question we all want to know the answer to when we get into debt?  If we are deep in debt it likely has snowballed over time.  Rarely does any large amount of debt come to be over night.   A few bucks here and there on credit cards, a new car and so forth and 5 years down the line there are isssues.  To that end any simple solution to get out of debt is a welcome site.  Here is a list of four ways to get someone else to pay off your debt.

The sugar daddy is alive and well in today's society. Finding that special man with lots of money can be tough, but it can truly change your debt situation.   Perhaps you already have one.  If so you are set.  If not you can seek one out.  Perhaps you are a man and don't really want a sugar daddy...  You can either change your outlook on life, or if you don't want to do that then you can seek out your sugar momma.  Don't laugh there are some very wealthy women in today's world. 

It is very doubtful that you will find a government program that will completely wash away your debt.  At least not unless you are a bank or automobile manufacturer and have a lot of friends in a high places!  But just because the government won't pay off all of your debt doesn't mean they won't help pay off a portion of it.  If you can find a government sponsored debt consolidation program then you are on your way to losing a portion of your debt.

As hard as it is to swallow, often times the best way to find a large sum of debt paid by someone other than yourself is to look to family members. Especially parents, heavens know they pay a fair amount over your life, perhaps you can talk them into taking care of your debt.  If not your parents then perhaps you can find a fellow sibling or grandparent.  If you can explain your situation and plans for getting out of it you can often come up with a way to get them to help you out.

Sometimes a simple call is all it takes to lower your rate or forgive a portion of your debt.  The key things to remember is to remain nice at all times.  No one likes to deal with a crab and that doesn't change with the operator at your local credit card company.  Just remain pleasant and negotiate as you go.  Make sure to ask questions in a pleasant fashion and ask for a manager in a pleasing way when necessary.  Credit cards are unsecured loans so if you explain your problems with the debt you can often lower the rate or come up with a payment program that will save you a bunch of cash.

Getting someone to pay off your debt is a great way to remove the ever snowballing debt that you have found yourself in.