Gynecomastia surgery is expensive and health insurance companies don't make a profit by paying out for lots of operations and care. That may sound harsh but it is true, I spent many years working in the Insurance industry and the bottom line is that the easiest way to increase profits is to pay less out for claims.

Whether we are talking about health insurance or car insurance the same rules apply, the less you pay out to people the more profit there is and that means bigger bonus payments.

The first thing you need to accept is that your health insurance company are not going to pay for your gynecomastia surgery just because you ask them to. Lets be honest at a cost of around $5,000 ,(depending on where you are, what type of surgery you have and your recovery period it could double) this most likely equals at least 2 years of the payments you make to them.

Once you have accepted that it isn't going to be easy to get them to pay you are now ready to start doing some things to edge the chances in your favor.

Do you really have Gynecomastia?
Gynecomastia, known as Man Boobs, is a medical condition that normally starts in your teenage years and disappears by the time you are a adult. If you are in your 20's, drinking to much beer and eating to much junk food then there is a good chance you don't have Gynecomastia you just need to lose some weight.

If you are one of the unlucky men who have spent years hoping that no one would ever ask you to go swimming or go to the beach then you most likely do have the medical condition and plastic surgery may be the best way to help you.

Whether it is the best way or not, you will still have to battle with your health insurance company to make sure they pay for it.

• Get A Dr To Recommend A Specialist - this initial visit may cost you, but having a specialist confirm that you do need surgery, whether it be surgery to deal with your glands or liposuction to remove the fatty tissues, will help your case immensley.
• Keep records - If you can prove you haven't just developed Man Boobs through drinking and eating a bad diet it will help.
• Stay with them-Don't get annoyed and change insurance companies half way through the process.
  
• Mental anguish - Tell your Dr how much mental anguish this condition is causing you.

The insurance company will try and say that you are choosing to have this surgery, that it isn't needed. They will try and tell you that it is the same as someone asking them to pay for a tummy tuck just because they don't want to diet.

You need to stick to your guns with them, don't give in at the first refusal, it will take time but if you stick with it and treat the people at the insurance company with the respect you expect them to treat you with then you have a much better chance of getting them to pay for your gynecomastia surgery.