African Real Estate Investment

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By seanwhe


First Steps as an Investor

Getting going into Property Investment is one of the hardest yet most financially rewarding things any person can do. As a property investor I know this and have made a point of helping other people who wish to get started with using property as an asset class to build wealth.

Each year, many people decide to get into property. Many do, it's not hard, but a year down the line they find themselves bogged down and struggling with problems they had not expected. As an investor, I can tell you that we all make these mistakes and that they happen because we are missing something in our education on subjects like finance, property law and property tax.

Any person deciding to invest, whether it be in real estate or the stock market, needs first to invest in themselves. However, no matter how much you read, no matter how many courses you take, there will always be questions you need to ask.

I believe that community-based learning websites are the missing link. Sites like Property Investor Network and Stock Investor Network, where investors can gather, ask questions, exchange ideas and support one another, are a key component in investor eduction.

Accademics can tell you all they want, the advice and breadth of perspective one can get from participation in such communities is unparralled when the sites are moderated and managed correctly.

Think about this for a minute. Who better to ask and hear from than people who have already trodden the path you are about to take?


Real Estate Articles

  • Ten Simple Rules To Investing In Italian Real Estate

    AUTHOR Adriana Giglioli An Italian property expert suggests crucial pointers on how to safely purchase a villa or apartment in Italy and make sure you steer clear of some common mistakes. Recent changes in the Italian tax regime have cut house-buying costs by 10-15%. Combined with the country's ceaseless attraction it means there has rarely been a more opportune time to invest in Italian property. Yet as with any house-buying process, there are commonsense guidelines to follow to ensure everything runs to plan. Here are the 10 most essential: - 5 months ago

  • What is Cost of Capital and Gearing

    A very important concept to look at when investing is your cost of capital. All companies and investors need money in order to start or expand activities; this money comes at a price. Large companies usually have more complex structures, comprising of both funds generated through debt and issuing of equity instruments (such as shares or bonds). However, the small property investor is usually only worried about two facets: the original capital invested in the company and any bonds applicable to the property. This cost is therefore easy to calculate. If you have a bond against an investment property of 15% per year, the cost is 15%. PR: wait... (javascript:{}) I: wait... (javascript:{}) L: wait... (javascript:{}) LD: wait... (javascript:{}) I: wait... (javascript:{}) wait... (javascript:{}) Rank: wait... (javascript:{}) Traffic: wait... (javascript:{}) Price: wait... (javascript:{}) C: wait... (javascript:{}) - 16 months ago

  • Present Value (PV) Future Value (FV) and the Time Value of Money

    In property investing the terms described in this article are very crucial to understand because property investors need to make real profits and returns on their investments. Most people and property investors regard income as just that, income. It comes in, it’s a form of profit and it means your business is thriving. A more important thing than making money is receiving it. The timing of cash flows (the day you will receive it) is easily the most important thing in managing any business’ finances and ensuring that you continue to make profits. PR: wait... (javascript:{}) I: wait... (javascript:{}) L: wait... (javascript:{}) LD: wait... (javascript:{}) I: wait... (javascript:{}) wait... (javascript:{}) Rank: wait... (javascript:{}) Traffic: wait... (javascript:{}) Price: wait... (javascript:{}) C: wait... (javascript:{}) - 16 months ago

  • What do you pay? Income Tax or CGT (Crossing the Rubicon) Part 1 of 3

    By: Theo Dinculescu Many property investors are buying property and finding themselves having to sell the property in a relatively short amount of time. The question that arises at this point is will they have to pay income tax on the sale or will they have to pay CGT? The answer to this question falls under the terms “Crossing the Rubicon”. However, many investors do not understand this term nor how it works. In this article we will try to demystify this term for better understanding. What does “Crossing the Rubicon” mean; where does this term come from? Historically, this concept or expression is used when a person gives a clear sign of change in intention; once you have crossed the point of no return; the point where your intention has been clearly shown through your actions. PR: wait... (javascript:{}) I: wait... (javascript:{}) L: wait... (javascript:{}) LD: wait... (javascript:{}) I: wait... (javascript:{}) wait... (javascript:{}) Rank: wait... (javascript:{}) Traffic: wait... (javascript:{}) Price: wait... (javascript:{}) C: wait... (javascript:{}) - 17 months ago

  • What 2009 Holds in Store for Real Estate Investing

    Compounding factors over the last two years have effectively caused residential property markets to come to a stand still. Has the market bottomed out, will international bailouts be able to overcome the credit crunch? Everyone looking to 2009 for change. But will relief come? Before delve into the issues, we would like to mention that some investors are quite happy with this situation. They've managed to double their portfolios in this market and plan on buying more. For these people the problem is just finding the right deals and getting financing. But for many investors and home owners looking to sell their properties, a breather in 2009 will be most welcome. As banks have started tightening their lending criteria, many complaints have been heard from investors in the position to buy. After all, there is no point in having bargains everywhere when there is no finance to gear with. That is why we would like to remind people that putting capital aside for such times is crucial and essential. It's what separates you from the pack and allows you to do business as usual while everyone else bunkers down. All veteran investors know that without capital there is no investing, because... - 18 months ago


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