Do you like your bank checks to make an impact when you write a personal check? In the US banking customers are able to write using checks of wonderful background patterns. In the United Kingdom bank cheques (not checks!) are limited to very pedestrian designs which make the paying of the bill an even less happy experience.

The ability to order bank checks online is a great advance. It has caused competition for the banking industry and resulted in a flourishing and competitive market for check printing. The advent of cheap checks has meant that these designer checks are available to everyone and they can be ordered and quickly delivered right to your home or office.

The banking system has been forced to be inventive - and my goodness it's not before time. As you take out your checkbook cover and open it, you can smile at the site that befalls you! Whether you are writing on Mickey Mouse or Superman, the check is just as valid. Of course you might be writing on your own check design, or even a picture of your baby daughter. What a great improvement to the paying experience that makes it.