If you are a professional landlord, you need mortgages that work with your income streams. You may have numerous properties dotted round the country, but they all need to work with the rentals - and need to allow some room for profit as well. Buy-to-let self certification mortgages could be the answer. If you are a professional landlord, you are in the same category of millions of Brits who cannot prove their income - and could be able to get a lot better mortgage to boot. Buy-to-let self certification mortgages could give you the flexibility and freedom you need to make your business grow.

The professional landlord business couldn't be doing better in the UK right now: the latest research reveals over 30% of all current UK landlords are experiencing rapid growth, with a further two thirds of them experiencing good to strong growth**. And rapid growth means rapid income, which with self certification mortgages can allow you to take out better mortgage deals - but not all lenders would see it that way.

You are your own boss as a professional landlord, so cannot account for all your income, and a regular lender will not like that when it comes to calculating your potential. Only a lender of buy-to-let self certification mortgages may be able to give you the best possible mortgage. Lenders of self certification mortgages will assess on your past financial performance - and for someone who has no doubt dealt with multiple mortgages that's not going to be a problem. The more debt you have dealt with in the past, the more you could be offered in the future by lenders of self certification mortgages.

And buy-to-let self certification mortgges can offer you anything any other buy-to-let mortgage could - payment holidays, debt consolidation and even mortgage ‘books', where several homes can be grouped together as one portfolio. Just because you are not recognised as a regular borrower does not have to mean you cannot get all of the added bonuses of a regular borrower with buy-to-let self certification mortgages.

But why should you bother with buy-to-let self certification mortgages when you probably already have status buy-to-let deals right now? Well as a self employed person, a regular buy-to-let lender is going to offer you a worse rate as they are adverse to risk when it comes to remortgaging or taking out another mortgage. But a self cert lender who specialises in buy-to-let self certification mortgages will see your potential instead of your lack of solid income - so you can get a bigger deal, or more deals without having to earn a penny more out of your tenants.

If you think your enterprise could benefit from buy-to-let self certification mortgages, or even many mortgages, talk to your adviser. As a professional in the housing industry, your adviser has surely been a guiding light and a constant ally - this would be no different if you chose self certification mortgages - whatever the deal, professional advice will help you manage your properties' finances.

**Buy to let research by Paragon Mortgages, April 2008