Some Snowmobile Insurance Quote options

Did you know that your homeowners insurance policy does not cover your snowmobile or snowmobile trailer against liability or property damage?

If you injure someone with your snowmobile your homeowners' policy will not defend you or pay the claimant’s damages.

Traditionally your snowmobile trailer is not covered by your auto insurance policy but it can be added to your Snowmobile Insurance policy for as little as 10 per month with most major insurance policies.

Proof of snowmobile insurance is required to register a snowmobile in most jurisdictions.

snow insurance, snowmobile insurance and sled insurance

Select a level of coverage that you desire, liability coverage is required for registration and to to ride on most managed trail systems

• Bodily Injury and Property Damage Liability
  
• Comprehensive
  
• Collision
  
• Medical Expense
  
• Uninsured and Underinsured Motorist

Snowmobile Insurance:Bodily Injury and Property Damage Liability.

This will traditionally cover you, members of your household and those who you give permission to use your sled against liability up to the coverage limits, many times this coverage will extend to your trailer also

Features to look for, Protections for:

■Bodily injury
■ Damage to other snowmobiles
■ Property damage
■ First aid costs
■ Court costs
■ Bail bond
■ Defense costs
■ Lost Wages during trial times

Snowmobile Insurance: Common comprehensive coverage options

Protection against accidental damage caused by:

•  Fire
•  Theft
•  Vandalism
  
•  Falling objects

Collision Coverage should include protection against the loss or damage to your snowmobile caused by collision or upset, regardless of  fault.

Coverage should include:

•  Hit and run accidents
•  Collision with other snowmobiles
•  Collision with stationary objects
•  Upset
•  Damage to your trailer

These options are usually premium additions to your policy

Medical Expense Coverage:

Uninsured and Underinsured Motorist Coverage

Uninsured Motorist Property Damage Coverage