How would life be like without having to work every day to live as we want? The dream of all is to work for the pleasure of having job satisfaction rather than subsistence needs. For most life goes on day by day, where we raised growth targets to improve our standard of life and our family, but without a clear idea of how it will be our future.

 In our view only be glimpsed working hard to achieve what we want now. Today more than ever, by increasing labor mobility and competition can not be absolutely certain that it will remain a job for many years, we must change our way of thinking. To achieve that desired financial independence, it is necessary that revaloremos what they are doing, we must understand that the leader is ourselves and that will be generated according to what we think and take care of it.

And like any business, we can analyze their current situation and plan how to make it more productive. We start by writing the following: Mission: While it may seem a matter of philosophy, it is very important that we reflect on this in a serious manner. We have many reasons to understand what is our mission in this world, however, and returning to the central theme of this article, you must understand that our mission is not to suffer all their lives for economic reasons, it is essential to financial independence .

How do I look in five, ten or more years? This is one of the best ways to achieve our goals mentalizarnos. Is how to address a well-defined, yet over the path we are presenting obstacles, accidents or other opportunities that lead to divert the course, our vision will once again return to the path that we had proposed. Objectives: There are several types of goals in our life, such as work, family, emotional, friendly, spiritual, and that concerns us: the economy. Like any goal must be measurable, that is, we must have written the amount to which we want to achieve financial independence, and also record the time they want to achieve, without any references to these two is just an illusion.

Besides it is necessary that we want realistic, an unattainable goal is equally unrealistic, our goal must be accessible, and it can consist of short, medium and long term, as we encourage them to quickly get ahead. Strategies: In this case, we must develop a comprehensive plan, we recommend that is visual, that is a map of our life, which included goals. Here the most important thing is to define and achieve them. This part is where we make decisions. If the pay for our work today is not sufficient to achieve our goals, it will be necessary to consider alternative employment options or additional income. The important thing is to devise a plan that gives us the opportunity to generate enough to be in position to advance our goals.

 It is advisable to devote sufficient time to reflect and make changes as needed. It requires a strong will to change our customs and habits, and achieve the conditions that lead us to where we want. Admission: This is the most important factor that must calculate and analyze the basis for our current situation, however, to determine exactly what is our income, we must consider the following: Gross Income: The wage or salary to which we are engaged, without considering any other item. Taxes: It is necessary to separate the terms of our gross pay taxes.

Social contributions: We know that in our monthly wage to stem social security contributions, IMSS AFORE, INFONAVIT, and perhaps the payment of medical insurance for our family, paying a mortgage, etc.. Expenses related to the performance of our business: This type of expenditure, rarely consider as part of what we must infer our gross income: Gasoline or transportation to get to our workplace, food away from home, formal wear , parking, cost of socialization. All these expenses are necessary if we work alone, so you see that as a deduction on our income from wages. Savings: This should be seen as a further payment. The savings can be provided at the end of our budget is, if anything left over after expenses, then we can save.

The shift in this regard is essential to achieve our financial objectives. The savings should be considered as a payment, and perhaps the most important. As important as the rent, mortgage or tuition. If we do not move in this direction, it will be very difficult to ever achieve our goal. Perhaps we need to sacrifice some unnecessary spending, but that savings will be critical to position within the three most important items to set our budget. Investment: A smart, educated our money. Saving is the basis to begin the road to financial independence, without that there is nothing. The investment of these savings is the key to grow faster to achieve the goal.

.The main factor in this venture is the knowledge we have the tools of investment that offers the market. It is vital that we do not know adventures in investment, however, a financial adviser to recommend us, we need to personally find documents on the product we offer, will never be too much information we can acquire on this tool. Then we can take decisions and risks measured. We should never act in haste. Discipline: None of this makes sense if we do not have a strong will and discipline.

 Any plan will be useless if we do not execute it properly. Nothing should be done to divert our path, we must be strong at the moment and the temptations of the social environment, help our vision and the will and discipline are the pillars to move forward, we will never regret not divert the course. The final benefit is very high, for this reason will not be easy, but we must move forward. Success: It is said that there is nothing better than what we intend to achieve, and our economic target in particular, we are sure that we achieve financial independence in the shortest possible time, is one of the best challenges that will give us more excitement in our life. For our own peace and the people around us, now become self-sufficient and will always be economic success