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Some famous company like Google, Daimler, General Motor, AIG has fired the employee. The company could not pay their salary because they have limited money. Most of company suffers financial loss because the sales are decreasing.

The crisis was begun because of the default of subprime mortgages. People could not pay mortgages loan so the financial institution like Bern Stern and JP Morgan suffered financial loss.

House of representative without Republican supported has agreed to stimulate US economy. Ben Bernanke said that the crisis would be end in 2009. We live in 2009 now but I cannot see any economic recover today. We feel hesitant with Bernanke word. Perhaps the crisis will be last next twenty years. We know US has suffered Great depression in 1929. The unemployment rate is so high. US could recover their economic after World War II.

There is no crisis

A motivator in my country said that there is no crisis today. He said what happen today is transferring the asset into other people. We can see some company suffer financial loss and cut their employee. On the other hand, some company could gain higher profit like Ebay.

As a human, we can use this moment to get money too. In 1998, his friend has success to gain more money when other people were difficult to get money. He bought some cheap asset. In 1998, house and land price is so weak and he bought it. After few years, the asset was increasing and he sold with higher price.

We can overcome the crisis too. We just need to clever face with crisis. Use any asset to overcome this situation. You can do like this:

1.Thrift your expense

Allocate your tiny money into necessary needs. Do not spend time for only leisure like party, cinema, alcohol, drugs, etc.

2.Invest wisely

Today, the investment return is not good. You should be selective to find any investment. I think gold is the best investment today. You will be safe with some gold. If you have more money, you can invest at fixed assets like house and building. Today, the price of property is so low. You can hope to get profit like the motivator’s friend.

3.Find a good job

If you have no good job, you can find another one. Find another job, which gives you fits salary. Use your leisure time for finding money. You can make blog or hubs to add your money.

4.Open a business

If you have been fired recently, you can open a business. Find your niche market and get some profit. I think you should open easy business for you. You do not have to use much capital for a business. Try a small capital business like cleaning service, accounting service, etc.