If you've been looking for a list of banks not using chexsystems then you already know any site that claims to have that list is almost always out dated and the banks on the list have very often been converted and are NOW chexsystems banks.

These lists tend to get put up on line and then abandonded and never updated. The reasons for this;

1. Chexsystems is a very aggressive company and it's their goal to have 100% of the banks working with them.

2. Updating and keeping track of such a list is a full time job. Consider how much time it would take to call every bank in every state monthly and update their status. (because of that it just doesn't happen)

3. Who has the time to do all that work for free?

4. So what usually happen is this (A) the list of banks usually bought or swiped from another site gets posted on a site for a fee, then the list is abandoned and never updated.

(B) Since there is so much work to get the accurate list and so little money it gets left as is with all the old out-dated banks on it

And if the the site makes its way up to the top of Google or Yahoo the list is older then the hills and most of the banks are now on chexsystems...booo!

So be cautious

when you see a site advertising a non chexsystems bank lists most of the time you're wasting your hard earned money. There are a few sites that have the goods but they will almost always offer you bank NOT in your state,

However I did find one and if you need a bank account they offer both the Visa prepaid debit card and they also have a real non chexsystems bank. So if you haven't found a bank account then you should check out this new huge .non chexsystems bank blog.

Perry