As a former Life and Health Insurance Broker, I uncovered a very interesting correlation between a Woman's longevity as it compares with her attentiveness to health issues. When issuing a LIFE insurance policy, a female non-smoker of 50 years of age will pay LESS for her policy than a man of the same age, because statistically they will live longer; and the risk of having to pay her life insurance benefit is therefore lower during any period of time, however, a female non-smoker, age 50, will pay MORE for an individual health insurance policy. Why? Because women historically have USED their policies more than their male counterparts and the price of insurance is directly related to the insurance companies risk to pay benefits.

Women have a tendency to go to the doctor when things "just don't feel right" whereas men tend to wait until things are so bad that they can't even mouth the words "don't feel right".

As we see with our own vehicles, preventative maintenance such as changing the oil, will increase the life of our car and how efficiently it runs. If you catch a major problem early enough, then it can usually be remedied. Our health is no different. Because women tend to be more attentive to early warning signs, they are able to catch health issues at the first sign of trouble, instead of waiting for a full blown illness to stop them in their tracks.

Another reason that men tend to have a higher rate of mortality can be attributed to all of that pesky testosterone! Throughout nature we see examples of animals using it to vy for the attention of a female, moose battle with antlers locked, lions fight to the dealth to claim their pride, and yes, their homosapian counterparts also use this pervasive hormone to engage in risky behavior to gain the attention of an attractive female. (If only they knew that our real secret turn-on is having them come over to our house and fluff and fold our sheets!)

To put it simply, a study by the University of Michigan concluded that a man's risk of mortality increases in young adulthood when this risky behavior seems to be at it's worse. So, all you mother's of boys out there, teach them the "fluff and fold" trick.