www.citibankonline.com

As a member of the Citi Group family, Citibank provides a wide range of banking, lending and investment services to individual consumers, small businesses with up to $10 million in annual sales. Also, its business spans all over the world, and you can find its branches in more than 100 countries.

Banking
It provides ordinary online checking account, saving account, CDs and retirement products with no charge of service fee. Here I would like to introduce the 2 highlights: the ultimate savings account and the 12-month CDs.
Ultimate savings account: With a Competitive rates– 1.50% APY , FDIC insurance up to $250,000 for each depositor, multi-option to access to your account, free e-mail and wireless alerts for any change of your account, Ultimate savings account is your ultimate choice. Besides, you will get a ThankYou® Points as a reward, and the balance in your Ultimate Savings Account can help you avoid monthly service fees for your account package.
12-month CDs: it offers a competitive rate of 2.25% APY, no matter how much you deposit, and it’s also FDIC Insured. With the Citibank® Banking Card so you can access your account information online, by phone and at ATMs. Upon maturity, CDs are renewed automatically for the same term you initially selected. In addition, the amount you have on deposit will receive the rate in effect at the time your CD matures, which means your principal is the sum of the principal and interest you earned for the last investment period. If you don't want to renew, you have a 7-calendar day grace period to inform CitiBank online, by phone or in writing.
Credit Cards:
Citi® Platinum Select® Card: In your first 12 months as a cardholder, you will get 0% APR on Balance Transfers and Purchases for up to 12 months, based on your application and credit history, and after that, this will become a variable 10.99%, which is still low enough.
Citi CashReturns® Card: It features in that whenever you purchase with the card, you will get a full 1% Cash Back on every purchase PLUS, and for the first 12 months you can earn a 20% bonus on cash back earned.
Citi® Platinum Select® / AAdvantage® World MasterCard®: It would be your optimal choice if you like travelling around. You can earn 25,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within the first four months. After that, you will earn 1 American Airlines AAdvantage® mile for every $1 spent on purchases.
Lines and Loans:
All kinds of lines and loans are available: Home Equity Lines & Loans is a loan that you can get based on the equity you have in your home; personal line is a credit line you can access any time you need cash; Personal Loan is a fixed rate loan which is nice for large one-time purchases; Student Loans is a loan for students who have financial problems for college tuitions and fees; Mortgages enables you to buy your dream house.
Besides, services such as Credit Monitoring which help you monitor the activity in your credit file continuously and Student Loan Advisor, which you help you find out which loan meets your needs are also available.
Investing
You can choose from 2 investment services:
Smith Barney: it helps you find out what really matters to you, and develop doable strategies to help you realize your goals even in challenging times. You will get a dedicated Financial Advisor, a full suite of products and services from financial planning to wealth management, and a comprehensive financial plan that is designed specifically for you.
MyFi: this is short for "my financial life," and it offers an innovative way for you to manage your wealth and keep fit financially. MyFi is here to make the complicated financial world easier to understand. As a MyFi client, you get a team of advisors who cares about every aspect of your financial life, and help you create a plan. Also, you can get financial education and find out more about things that interest you. Of course, a basic selection of financial products and services which are to the essential of your wealth management will be available. Last but not least, a simple and straight forward pricing saves you money in equity trading and account fees.
Planning:
Whatever you are planning about your life, CitiBank is with you. Be it buying a home or house improvement, be it education planning or credit management, CitiBank helps you to be prepared for situations that pop up when you least expect.