Capital One Online Banking which featured in providing online banking products and services to individual customers (small business as well). Visiting its website, you can easily find almost all the attracting facts about it both briefly and in detail.

With an efficiently designed website, Capital One Online Banking is able to convey information about its products and services, which is clear about specific feature of each product, to both its existing and prospect customers in a lucid manner. For existing customers, the online account is easy to manage as well, access through internet is guaranteed, and for some accounts, you can also access by mail or mobile phone.

APY well above national average-online saving account
Compared to the national average APY of an saving account, which is 0.63, Capital One offers 2.01% for accounts with balance over $10,000, and 1.01% if it is less than $10,000. The least amount to open an account is $1, and no fee is charged.

Flexibility of access to your money- High Yield Money Market/Rewards Money Market
If you would like to have free access to your money, however don’t want to lose the chance to earn a high interest, Capital One High Yield Money Market account can be your choice. With it, not only can you make free online transfers to or from your Capital One account, you can also get access to your money by writing a check (FOR FREE!!!) and withdrawal from ATM. Such services are not provided by ING Direct orange savings account, which is also a famous International Financial Institution. And with HSBC online savings account, free checks are not available. The most attractive fact is that, you can still earn an APY of 1.4% for any amount of balance in your account.
If you are also interested in getting a reward from your savings, the Reward Money Market could also be your choice. With the same accessibility to your money, it provides the reward of 1 mile per $20 balance in your account every month, as compensation, the APY is slightly lower than the High Yield account, which is 1.25%.

FDIC insured
All of the above mentioned accounts are insured by FDIC for at least 250,000 per depositor, which is approved till Dec 2009. Thus you can enjoy the peace of mind with your money in any account.
Such information are available from the website, if you are not sure about which account is the best one that fits your need, click on ‘Product Comparison’, you can have a clear view of featured details about each account in a table. Information such as rate, account accessibility can be found.