When you open the website of Cash Call Mortgage, pictures that show the happiness of owning a home with the one you love will catch your attention. In the pictures, 2 couples are smiling sweetly in their houses. Do you want to have the smile like the couples in the pictures while holding the hands of your beloved in the house of your own? CashCallMortgage is dedicated to help California residents to fulfil this dream.

As a division of CashCall, Inc. (one of the nation’s premier consumer finance lenders), CashCall Mortgage has a focus on the Mortgage business. It provides unbeatable rate and charges no application fee and cancellation fee, which are important factor when you determine which financial institution to choose when closing a loan.

Cash Call Mortgage is by your side either you would like to refinance or to purchase a home. Due to the current record low interest rate, it’s ideal to refinance your mortgage when you closed during the days of high interest rate. Also, to purchase a new house now will also be a good idea to invest your money. For both cases, Cash Call Mortgage offers appealingly low interest rate like 4.25% 30 year FIXED Rate. A fixed rate means that if the interest rate goes up in the future, you still pay the same interest rate as you pay now. Tempting, right?

Currently because of the stimulus act of Fannie Mae and Freddie Mac, there is an expanded loan limits for 2009. You can find the new limit for California by county based on single family residence on the website of CashCall.

If you have a plan to apply for a mortgage loan, you may wonder questions such as, how much you should earn to qualify for a loan; with your current income, how expensive a house you can afford to buy with the mortgage loan; how much you would be your monthly payment if you close a mortgage loan; what would happen to your monthly payment if the interest rate changes; which loan costs less over time. To get answers to these questions, you can use the mortgage calculator available on the website of CashCall. All you have to do is to input your personal information like your monthly income, the cost of your house, interest rate and etc. then the calculator will tell you the answer to the question along with the detailed calculation it does to arrive at the result.

If you are residence in California, if you are seeking mortgage loan provider, if you are lured by the rates provided by CashCall, you can apply online or make a phone call to make the first step towards your dream of possessing a home with happiness.