As a wholly owned subsidiary of BBVA, Compass is a U.S. banking franchise in the Sunbelt region. Just as a compass help us tell the direction out of no where, Compass offers its customer financial solutions to guide them when they are faced with financial problems. It has 3 major business units-Corporate Banking, Retail Banking and Wealth Management, providing services and products such as credit cards, personalized Visa® Check , home equity loans for individual banking; commercial and wholesale banking, Small Business Administration loans, merchant processing for small business; and wealth management services like mutual funds and annuities, financial counseling, wealth management, pension plan management and insurance, treasury management. Here I would like to tell you something about its mobile banking(NEW), mortgages, and SmartPath Portfolio services by introducing the benefit you can get by doing banking with Compass.

Mobile Banking:
Wherever you go, whatever you do, it is right there waiting for you. Want to know you balance, to transfer some money but have no access to a computer and internet? Mobile banking enables you to manage your account by sending simple and easy to remember text messages. For example, if you want to check your balance, send ‘BAL’ to 455555, within minutes, you will get a text message back with the balance of all the three of your accounts: checking, savings, and money market. For a list of text commands codes, please check it out on the webpage http://www.bbvacompass.com/personal/online/mobile/index.cfm .
Another good thing with the mobile banking is that there is no need to enter your account number, which significantly eliminates the security problem caused by leakage of sensitive information.

Mortgage
Refinance of your mortgage or get a new home would be a rational choice at this time when the mortgage rates reach the historic lows. BBVA Compass mortgages includes savings you deserve and the extras you want. When close on a new Compass mortgage, you will get 2 more things: Unemployment protection and Pre-approved Compass Visa® credit card with $200 in available credits. The Unemployment protection is underwritten and offered by Lyndon Southern Insurance Company, which makes sure that you will have money for six months if you lose your job. Pre-approved Compass Visa® credit card assigns you extra financial flexibility, when you may need it the most. Imagine the money you will have to spend on your house, you are likely to feel the tight of money. It really sounds gospel when you have extra credits, right? If you would like to get a Compass mortgage, stop by any BBVA Compass Banking center or visit the website or make a phone call. Detailed contact information is on the website.

SmartPath Portfolio
Getting involved in this program, you will be benefited in several ways:
Get advice from expertise who are independent leading money managers.
Get a customized investment portfolio which fits your specific investment need and policy.
Get tax advantages and improved after-tax returns than investing in mutual funds.
Get your portfolio monitored during the whole investment period, so that it will be adjusted constantly according to the change in the security market to meet your investment objectives.
Get consolidate statement which summarizes all your Smart Path accounts conditions.
Get the ease of transit your current portfolio to SmartPath.
Get enhanced security.