Providing a variety of financial services throughout ten affiliates in Pennsylvania, Maryland, Delaware, New Jersey and Virginia, aiming to increase shareholder value and enrich the communities they serve, conducting all of their business with honesty and integrity, Fulton Financial Corporation(FFC) is a $16.1 billion regional financial holding company headquartered in Lancaster, Pennsylvania.

As a financial corporation that provides a variety of financial services, Fulton has 4 major on-going businesses: commercial banking, investment management, insurance, international payment solutions and mortgage services. To get more information about each member of the Fulton Financial family, you can click on “about us” on the left of the homepage, then individual access to each company will be visible. Following these links, you can have a great guided tour around the domain of FFC.

Commercial banking:

Some key facts about the commercial banking business of FFC:

1. It is the second largest commercial bank headquartered in the Third Federal Reserve District.

2. It has 10 community banks operate more than 260 offices and ATMs. These 10 community banks are FNB Bank, Swineford National Bank, Fulton Bank, Lafayette Ambassador Bank, Hagerstown Trust, The Bank, The Peoples Bank of Elkton, Skylands Community Bank, The Columbia Bank, and Delaware National Bank. (For information about distribution of these banks, you can click on “Affiliate Locations” on the homepage.)

3. Fulton Bank, which is the largest bank in the Fulton family, has over eighty branches throughout south central Pennsylvania.

Investment management

Both Fulton Financial Advisors, N.A. and Dearden, Maguire, Weaver and Barrett, LLC provide this service to customers. Take Fulton Financial Advisors (http://www.fultonfinancialadvisors.com/) as an example. It is an affiliate of FFC, with an asset of $4.6 billion. Headquartered in Lancaster and Pennsylvania, it also has regional offices in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia. To have detailed information about service available, visiting the website will be a nice choice.

Insurance

As a traditional service within the financial industry, insurance is the art of protecting tomorrow’s uncertainties by managing the risk today. FFC also provides all kinds of retail and business insurance products to its customers. For retail insurance, life insurances like term insurance, whole life insurance, no-lapse universal life insurance and etc. are possible options, and as for business insurance, key man insurance, buy-sell insurance, split dollar plans and etc. are available as well.

There are 2 major affiliates of FFC running insurance business, which are Fulton Financial Advisors and Fulton Insurance Services Group.

International payment solutions

The payment in international business is one of the major problem that international co-operations are faced with. Global Exchange Group, as a division of Fulton Bank, offers an array of international payment and processing solutions for organizations of any sizes. It provides solutions that are designed to executive the payment within the shortest time and at the lowest cost.

Its streamlined processing and data delivery system and outstanding global trading platform makes the solution to cross border payment possible.

Mortgage service

This service is provided by Fulton Mortgage Company (FMC). You can choose the region in which you are seeking a mortgage, and then you will be directed to the webpage that is right for you. For example, if you choose Kent under Delaware, you will be directed to the FMC as a division of Delaware National Bank, where you can use a rate watcher, get a rate quote, apply or finish your application or use other available resources. Also published on the website are featured rates of today and available mortgage professionals and mortgage products provided by the company.

Also, as a corporation that values talented individuals, FFC welcomes everyone who is talented in different ways and provides all opportunities to their employees for individual achievement. Job vacancies can be found under the category of “Employment Opportunities”, and applications can also be done online.

As a NASDAQ-Listed corporation with trading symbol FULT, it has a Market Value of $M 1,128.51, and the current stock quote is $6.43. For investors who are interested in longing the stock of FFC, a

Annual report of 2008 is downloadable from the homepage. Take a look at it and make your own decision.

In general, FFC is a large financial corporation with a wide coverage of financial business and it is mainly located around Pennsylvania. It has outstanding international payment services and mortgage services. If you are interested in this financial group, a visit to www.fult.com would be a nice choice because it is well organized and has almost all information you can think of.