www.genworth.com

www.genworth.com Running a business all over the world, Genworth helps millions of people achieve their dreams of homeownership, financial independence, a comfortable retirement and protection for their loved ones. It provides a variety of products with support from a solid foundation and dedicated employees. Here, I would like to introduce 3 of its featured products.

Long term care
If you have a long term illness or chronic disease, you may need extended care besides your usual health insurance. Then the long term care insurance is here to meet your need. It makes sure that you will have the financial resources to cover your costs, and you have the flexibility to choose which services to receive, where to receive and from which service providers.
Apart from the long term care insurance, you can also apply for a Medicare supplement insurance(medigap), which provides the health care coverage for the out-of-pocket expenses which is usually not covered by Medicare plans and also the flexibility of choosing the physician you prefer. There are no restrictive networks and you can go to the physicians you choose without pre-certifications and pre-approvals.
If you are an employer, providing your employee with the long-term care insurance and Medicare supplement insurance would show your concern for your personnel and also it shows that you are forward-thinking.

Retirement solutions
Relying your future merely on a company pension, Social Security and Medicare may not be enough to cover all of your retirement need. At Genworth Financial, you have more flexibility you need to help build a retirement plan designed to secure your financial future.
Annuity: It guarantees retirement payments for the rest of your life. It can be a fixed annuity which offers a guaranteed minimum interest rate or guaranteed income payment for a specific period of time; or a variable annuity allows you to invest your purchase payment into a separate account, which invests in underlying portfolios with varying potential for return. Also it can be deferred or an immediate one.
Reverse mortgage: it’s a federally insured financial tool that allows qualified senior over 62 years old to convert a portion of their home equity into a stable source of supplemental cash flow. It helps deliver the financial security you need to stay at home and live independently—without losing the right to live in your house or making monthly mortgage payments.
The medicare supplement insurance can also help the senior.
Wealth management:
With Genworth, you will have your independent advisor, who is dedicated to managing your wealth in the way that fits your need with sophisticated, comprehensive support and integrated wealth management services.

In one word, Genworth is doing its best to protect your earnings and ensure your life quality that are most important issues in your life.