www.mazdacredit.com

If you live far from you studying or working place, if you don’t like the crowd during rush hours, if you are planning a weekend trip with your love, the thing you need the most should be a car at your own disposal. Being so aware of the importance of owning a car, why don’t you buy one? There might be thousands of reasons here, like you can’t find one that is both cost-effective and good-looking, or the one you dream about cost much more than you can afford. But the key problem is that, you don’t have enough money! 

Constantly borrowing a car from your friends must have caused a lot of inconvenience for all of you, so, have you ever considered the possibility of renting a car from a company at a lower cost. This might sound weird, but thinking in another way, it’s just like renting a house when you can’t afford to buy the one that fits your dream. In this way, you can have a car without buying it, and at the end of the lease, you can return the car if you don’t like it (or still can’t afford to buy) or buy it if you like it at a much lower price. Then it becomes a kind of financial leasing which is frequently used when a company can’t afford to buy the equipment they need. Mazda American Credit, a company that deals with practical problems during vehicle leasing, can be of help in your plan of renting a car for a long-term.
Open the home page of Mazda American Credit, the first thing that occupies your eyes would be a picture (probably taken in spring) of a road bathing in the warm sun glows, on which you can see “Now that you have your vehicle, check out your option with Mazda American Credit.”
From Mazda American Credit, you can either rent a car simply for usage and return upon end of contract, or buy the car in the way of financial leasing. In the first situation, an inevitable problem of the vehicle leasing is that, by the end of your lease, if you can ensure that the car is in good condition on returning. To this end, Mazda American Credit offers an appealing program- the WearCare®. Firstly, to decide whether your car satisfies the definition of “in good condition”, the comparison table of "Normal Wear & Use" vs. "WearCare® Waiver of Excess Wear & Use" would be of help. For example, according to this table, scratches and scuffs on Lenses (headlights, taillights and markers) would be categorized as normal wear&use, however, if they are cracked or broken, it would belong to the latter one. In the WearCare® program, if the vehicle has been driven an average of 25,000 miles or less per year, the company will waive the total responsibility for excess wear and use charges at scheduled lease-end, up to a maximum of $2,500. If the vehicle has been driven for more than an average of 25,000 miles per year, the company will waive half of your responsibility for excess wear and use charges at scheduled lease-end, up to a maximum of $1,250. 
Another applicable problem would be what you should do if the car is stolen or declare as total loss. Provided that you have an insurance covering the car required by the lease contract, you are in the program of GAP(Guaranteed Auto Protection ). Then the difference between the compensation payment from the insurance company and the real loss will be covered by the program.
If you have decided to return your vehicle, you need to do several things to have a smooth process. 
1. Review the Wear and Use section on the website to see which category of your vehicle fits in.
2. Contact your originating dealer and schedule a vehicle return appointment.
3. If needed, make some repairs.
4. Return your vehicle to the originating dealer by the contract-end date.
If you would like to buy your current lease at the end of your lease, review the Purchase Option price in your Lease Agreement and return to your originating dealer, who can provide a final purchase price with taxes, facilitate lease-end requirements such as your signing of a federally required Odometer Statement and complete your purchase transaction. To keep the vehicle, you can make the final balloon payment and pay off the outstanding amount or refinance your final balloon payment.

For registered users, an online account manager is available. You can use it to change contact information, see payment, payoff and balance information, review transactions for the last 12 months, order a printout of your account statement and receive, view and pay your statement online with E-bill. Things are made more convenient here. 

Providing nice and appealing leasing service, however, the website of Mazda American Credit is defect in that important information such as a sample leasing contract, dealers in corporation are not available. This insufficiency of information prevents interested customers from getting to know more.