www.pnc.com

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www.pnc.com

PNC is financial services organization which provides services spanning personal, small business and corporate/institutional markets. Here I would like to mention 3 remarkable things about PNC in the 3 different fields of business.

Personal finance-virtual wallet
Are you the kind of people who spend money with no limit the moment you get your salary, which results in the tightness of money at the end of the month?  If so, virtual wallet may help you out a little. One of the dangers of paying by card is that you don’t feel as much the pain of giving out money as when you pay in cash. Therefore, you may spend a large amount of money without noticing. Now with the virtual wallet provided by PNC, you can watch the money going by viewing the online statement which tells where have your money gone.
Another thing the virtual wallet helps you out is the management of your bills, monthly payment, and transfer between your spend account and saving account. You can set a due date for all your bills and payments, then the amount would be deducted automatically from your spend account on that date. You won’t have to do the transfer yourself. When you don’t have enough money in your spend account, it will be free to transfer the amount from your saving account (which pays a higher interest), and before that, you will probably receive an alert informing you the insufficiency of money in your spend account. It is also free to transfer between all your accounts, say from spend to reserve (saving).  
If you possess the virtual wallet, another benefit would be it’ll be free for you to withdraw money from any ATMs, not only PNC ones. As long as you have at least a monthly balance of $2000 in your account, PNC will reimburse you the fee that you are charged for using ATMs other than PNC’s. 
Nice, isn’t it?
Small business-Cash flow options
Cash flow to a company is like the blood to a person. You can’t survive without blood; neither can a company without cash flow. Also, you won’t feel good if the blood circulation is in bad condition, neither will a company operate well if the cash flow is poorly managed. PNC provides tools and processes to help the company to analyze and manage its cash flow to ensure the liquid money can afford the cost of the operation of the company. 
More particular, such tools and processes will help you accelerate your cash flow by streamlining your systems for accepting payments; enhance your cash position by changing the way you pay which takes a short time and costs less; invest your excess cash at the cash flow peak to prepare for income valleys; utilize online information and reporting tools to make better business decision; ensure access to cash when you would like to make a smart investment while suffering from the cash flow shortfall. 

Corporate&Institutional-Fraud prevention
With the PNC Healthcare Advantage and as the first bank to receive EHNAC Accreditation, PNC is confident to provide solutions for healthcare providers and health insurance payers to improve the healthcare revenue cycle. Acting as an intermediary between payers and providers, PNC helps reduce connectivity and customer service costs
With experts understand patient billing, finance and technology, PNC provides healthcare providers with electronic billing which helps streamline claims submission, eligibility, claim status and remittance transactions; high-quality mail services which includes patient statement and other informational letters; consultation and design services for patient statements with automated scanline.
As for the health care insurance payer, PNC provides claim payment disbursement services, premium collection services, high-quality print/mail services, and Custom projects to integrate information from financial and claims management systems.

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