How to Buy Property in France

A country house in France
A country house in France | Source

If you're looking to purchase a home or a piece of land in France, the task ahead may seem daunting. It is very different than buying homes or land in the United States. You're in luck, the process of buying French real estate is actually fairly straightforward.

Even though, buying a home in France may seem scary, you'll be protected by a number of French laws.

If you don’t know French or do not have a good grasp of it, you’ll want to hire a translator. This is for your protection, since you’ll be dealing with legal contracts.

If you have dealt with real estate contracts (or really any contract) back home in the US, you already know why a translator is a good idea.

Making an Offer

Once you make an offer on a property, you have committed to making the purchase. There need not be a written offer, so be careful not to accidentally say, “I’ll buy it.”

Once the seller agrees to your offer, they will send a certified letter saying they agree. Under French law, you are given seven days from the date of receiving the letter of confirmation to pull out of the offer without penalty.

It is against French law for a seller or agent to ask you for any kind of deposit when an offer is made. That being said, don’t hand over any kind of deposit to the seller or agent. You should only be asked to give the deposit when the actual sale is being made.

Want to live in France? You might want to put some thought into purchasing a home.
Want to live in France? You might want to put some thought into purchasing a home. | Source

Quick Tip!

It's a good idea to consider getting a loan from a French bank. Mortgages in France have major perks, including huge tax advantages!

Buying the Property

There are two different types of contracts when buying French property: the Promesse de Vente and the Compromis de Vente. There isn’t really much that differs between the two, however, you’ll likely use a Compromis de Vente as they are more commonly used.

In France a notaire is used for purchasing the property instead of an agent. A notaire is a publicly appointed official who can often times be cheaper (cost is based on a fixed scale set by the French government.)

If the seller insists you shouldn't use a notaire, you have reason to be suspicious. A notaire will help you with any legalese and is legal responsible in making sure you're aware of everything you're signing. If you're unsure about a particular clause in the contract, ask! It's better to be safe than sorry!

Signing the Contract

Notaires usually use their own version of a contract, which may be of advantage to one of the parties involved in the agreement. This is why it’s important to have your own notaire present to make sure that the contract is exactly as you want it to be.

Once you sign the contract you are obligated to actually purchase the property subject to any conditions set by the contract and the seven day “cooling off” period. So, of course, don’t sign a contract unless you’re sure about it.

Make sure everything in the house you are buying is as it should be on the day before the contract closes. You don’t want to sign the contract to find that the previous owner took all the light fixtures a week before the contract closed. Take pictures if possible.

Now that you know the process of buying property in France, you still may be a bit nervous about it. This is totally normal!

Remember that it's okay to ask your notaire questions. You may also want to ask other expats questions about how French real estate works as they will have advice that relates to your specific situation.

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Comments 9 comments

Lore 3 years ago

If I were to buy property in France as an American ( I am of retirement age so I would need a job) how are the taxes handled. Are we taxed more heavily since we are not members of the EU.


RealHousewife profile image

RealHousewife 4 years ago from St. Louis, MO

Hey now that's a great idea - I should buy some real estate in France! Talk about diversifying my portfolio eh? lol

I will be hopefully living in France some day - ! I personally loved this hub and I can't wait to read the links. Cool to think about moving there some day!


melbel profile image

melbel 4 years ago from New Buffalo, Michigan Author

@mont75018

Both the buyer and the seller can each hire their own notaire. I recommend that if you're a buyer that you make sure you have your own notaire.


mont75018 4 years ago

who actually hires the notaire for the sale - the buyer or the seller?


melbel profile image

melbel 5 years ago from New Buffalo, Michigan Author

You're welcome! I'm glad you enjoyed the hub, I will have to check out your hub!


stevenho128 profile image

stevenho128 5 years ago

Thanks for the great information on getting buying a house in France. I was inspired to create a hubpage on essential information for buying a house in Singapore.


JupiterAgent profile image

JupiterAgent 5 years ago

That's a beautiful picture.


DaytonaRealtor profile image

DaytonaRealtor 5 years ago from Daytona Beach FL

Great information. I sell real estate in the Daytona Beach FLorida and have always wondered how much different it is to buy outside the country.


Living In Paris profile image

Living In Paris 6 years ago

Hey Melbel. Great info on buying a home in France for Americans who want to move there. I've added this to my "Resources" box. It's definitely helpful.

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