Cheapest Places in Surrey to buy a 3 Bedroom House in 2016

Photo by Matthew Black via Flikr. Image courtesy of Wiki Commons
Photo by Matthew Black via Flikr. Image courtesy of Wiki Commons | Source

Finding a Cheap House in Surrey

To be perfectly honest, you are about as likely to find a cheap 3 bedroom home in Surrey as you are to find a whale in the Thames. Well okay, that did actually happen, but only once that I can recall. Surrey is a beautiful, historic county with chocolate box villages, and fantastic access to the nation's capital. House prices here are frankly eye-wateringly high compared to much of the rest of the country. That said, however, it is still possible to find 'relative' bargains if you are prepared to look further afield. Use the comparison table below to find the more affordable towns, then, if you still can't find anything cheap enough, check out the adjoining counties. Stamp duty continues to be a major headache for house buyers across the South-East where even basic homes are extremely costly, but there are a number of towns in Sussex, Kent and Hampshire where you can still buy homes without having to pay the higher bands of this punishing tax.

Also interested in other counties?

Surrey is a very expensive county, but it is adjacent to counties with a broader range of property prices. If you are interested in other counties, click on the author link (top right) and see the full list of counties currently covered. These include; Oxfordshire, Cornwall, Devon, Hampshire, Sussex, Kent and Essex.

Buying a basic 3-Bedroom House in Surrey - Lowest Prices Available February 2016

£0-£300,000
£300,001-£350,000
£350,000-£400,000
£400,001 upwards
 
Camberley
 
 
 
 
Caterham
 
 
Chertsey
 
 
 
 
Chessington
 
 
Cranleigh
 
 
Croydon
 
 
 
 
Dorking
 
 
 
Epsom
 
 
Farnham
 
 
Esher
 
 
Godalming
 
 
Guildford
 
 
 
 
Haslemere
 
 
Horley
 
 
 
 
 
Kingston-upon-Thames
 
 
Leatherhead
 
 
Mitcham
 
 
 
 
Oxshott
 
 
Oxted
 
 
 
 
Purley
 
 
Redhill
 
 
 
 
Reigate
 
 
Salfords
 
 
 
 
 
Surbiton
 
Sutton
 
 
 
 
 
Thames Ditton
 
 
 
Virginia Water
 
 
 
Weybridge
 
Woking
 
 

Camberley

Estate Agents in Camberley have basic three-bedroom homes on offer from £350,000, and there seems to be a good amount of choice in the £350,000 to £400,000 price range (February 2016). Although on a rail route, there are no direct line trains into London. Commuters based in Camberley are best advised to drive to nearby Farnborough, and get a direct train into Waterloo from there. The town has good employment opportunities locally. Companies such as Siemens, Oracle, and Krispy Kreme UK are all based nearby. Camberley town centre reflects the thriving local economy, and has very good shopping and leisure opportunities. There are schools catering up to sixth form level within the town, and three universities within a 20 mile radius.

Caterham

Three bedroom houses can be bought in Caterham from around £335,000. Commuters into London like this historic town because the rail journey into London Victoria takes under an hour on a direct line. The town has a mix of state and private schools with educational opportunities up to 6th form level. There is a small shopping mall, and reasonable sports and leisure facilities within the town.

Chertsey

Chertsey is one of the oldest towns in England, having grown up around Chertsey Abbey which was founded in 666AD. Three bedroom houses may be bought in this historic town from a little under £385,000. The town has a mix of state and private schools, as well as a hospital with an A & E department. There are good local shops. The train commute into London Waterloo from here takes about an hour.

Chessington, Hook and Fleetwood

Well known for it's famous zoo and adventure park, Chessington is firmly in the London stockbroker belt, and house prices reflect this. Although you might chance upon the occasional three bedroom house in the high £300,000's, realistically you need to have at least £400,000 to be sure of securing a basic family home in Chessington. The town has grown over recent years, and has swallowed up the villages of Hook and Fleetwood, which are now considered to be areas of Chessington. The train journey from Chessington North station into London Waterloo takes about 35 minutes.

Cranleigh

You might just get lucky in Cranleigh, and find one of those elusive three bedroom houses which occasionally come to the market for £340,000 or less, but being completely realistic, you need to have at least £360,000 in your budget to be certain of a property in this popular Surrey village.

Situated just a couple of miles from the Wey and Arun Canal, Cranleigh first began to grow and thrive as transport links improved. The canal was soon to be surpassed, however, by the wonders of the railroad, and the opening of a station at Cranleigh in 1865. Sadly, this little station was one of many that disappeared under Dr Beeching's re-organization in 1965, but the village was already well-established by then, and is today believed to be the largest in England.

Croydon

Situated right on the doorstep of the capital, Croydon offers some surprising bargains in terms of property. Three bedroom houses here may be bought from as little as £275,000 (February 2016). A typical journey by rail to London Victoria is between 20 and 30 minutes. Croydon is a major town with all the facilities you might expect, including the Whitgift Shopping Centre.

Dorking

With so little on the market in Dorking, it's not surprising that the cheapest three bedroom houses available are well over £300,000. It's important to always do your own research, and you might just find the occasional property in the area that is offered around this figure, but most realistic house-buyers will probably be looking elsewhere for their first family home. Rail commuters can get into London Waterloo on a direct line, in under an hour from Dorking.

Epsom

£350,000 should be enough to secure you a basic 3 bedroom house in Epsom, but you'd better hurry, because there's not much available to buy. Best known as home of the Epsom Derby, the town was recorded in the Domesday book, and has many historic buildings within it's boundaries. Epsom has excellent schools, with educational opportunities through to university level. There are good retail, sports and leisure facilities locally, and the train commute from Epsom to London Waterloo typically takes around 40 minutes.

Esher

Esher has a few 3 bedroom properties for sale from around £385,000. Available property seems to be in extremely short supply in this North Surrey town. Cut through by the River Mole, Esher is a pretty little town with a good mix of state and private schools through to Further Education level. Commuters into the capital can make the rail journey from Esher into London Waterloo in just over half an hour.

Farnham

Stone Age, Roman and Saxon dwellings have been found in Farnham, Waverley Abbey, Britain’s first cistercian monastery was established here in 1128, and its ruins remain for visitors to enjoy. Overlooking the town is a handsome 12th century castle, and there are numerous other ancient and historic sites locally. Farnham High Street has a good sprinkling of independant traders amongst the multiples, and the town is blessed with a good choice of schools for all ages including a further education college. Trains from Farnham into London Waterloo take around 40 minutes. 3 bedroom properties can be bought here from roughly £290,000.

Godalming

Godalming is a popular commuter town, and a recent survey named it as one of the best places in the UK to live. With excellent transport links, and a wealth of attractive properties, it will come as no surprise to learn that even the most basic three bedroom house in Godalming is likely to cost you upwards of £345,000. Good local schools through to sixth form level, and good shopping, and sports and leisure facilities, help ensure the continuing popularity of this historic market town. Commuters can travel by rail from here to London Waterloo in approximately 50 minutes.

Guildford

The university town of Guildford has three bedroom family homes for sale from around £350,000, making it, amazingly, one of the better value Surrey towns. Guildford is the county town of Surrey, and has a long history, dating back to Saxon times. Home to both the University of Surrey, and the wonderfully equipped Spectrum Leisure Centre, which incorporates a full size ice rink, the town is a great place to bring up a family. A typical rail commute from Guildford to London Waterloo will take around 40 minutes.

Haslemere

Don't even start looking for a 3 bedroom house in Haslemere unless you have at least £340,000 in your budget. The most Southerly town in Surrey, it is close to the borders of both Sussex and Hampshire. A settlement was known of in this area, as early as the 13th century, but it did not begin to flourish until the arrival of the railway in the 19th century. Modern day Haslemere is now quite a sought after location. With no less than three private schools locally, as well as state school provision through to sixth form, a sport's and leisure centre, and good, local shopping facilities, the town is justifiably popular. The direct line commute by train into London Waterloo takes a little under an hour.

Horley

Horley is close to Gatwick Airport, so there are a lot of pros and cons to living here. One great advantage is that there are plenty of airport-based jobs right on your doorstep. Being in the flight path of so many planes, however, is of course, a disadvantage. Considering the good employment opportunities, plus the excellent transport links, and the fact that Horley is within a three quarters of an hour commuting distance of London, Horley actually has some reasonably priced houses. They're not cheap as such, but still, cheaper than many places in Surrey. £325,000 will still buy a basic three bedroom house in Horley. You might have to be quick though, as they're aren't many houses coming on the market in this price range.

Kingston-upon-Thames

Kingston-upon-Thames is a delightful town. It's pretty, river-side location helps ensure that it is picture-perfect. Lying on the border's of two ancient kingdoms, Mercia and Wessex, the town was the site of a number of 10th century coronations, and the 'coronation stone' on which these were thought to have taken place, is now proudly displayed in the grounds of the Guildhall. The town benefits from educational establishments through to university level, excellent retail, sports & leisure facilities, and very good transport links. A typical commute by rail to London Waterloo from here will take approximately 30 to 40 minutes. Basic three bedroom houses can be bought from around £450,000, but be quick because there is very little coming on the market just now (February 2016)

Leatherhead

Leatherhead was once a Roman settlement, and it has been a place of some note for many centuries. The town centre boasts a number of interesting old buildings, and the town itself is prosperous and has excellent shopping, leisure, and educational provision. There are good employment opportunities locally, and the rail commute into London Waterloo takes around three quarter's of an hour. Estate Agents in Leatherhead have a very occasional 3 bedroom property on offer just under the £350,000 mark, but realistically this is a town where only the well-heeled can make a start on the housing ladder. A basic family home here is likely to cost at least £390,000.

Mitcham

Mitcham is firmly within the boundaries of South West London. Property prices here are not so high as in other, more favoured areas, but they are creeping up now. A basic three bedroom house can still be bought for around £300,000, or possibly even a little less (February 2016). Formerly not known as a commuter location, the development of Mitcham Eastfields railway station in 2008, has improved transport links, and commuters can now make the journey into London Victoria in 20 to 30 minutes.

Oxshott

Oxshott is an attractive heathland village that lies between the towns of Esher and Leatherhead. The village has a number of large, private properties, and many well-heeled residents. It is popularly believed to be the "most expensive village in England."

Oxshott lies on one of the main commuter lines, and a journey into London Waterloo from here takes approcimately 40 minutes. The village has a mixture of state and private schools, and there are two excellent pubs and a good sprinkling of everyday shops in the village centre.. On the day that I researched this article the cheapest available 3 bedroom house in Oxshott was £735,000,

Oxted

Three bedroom houses start at around £325,000 in Oxted. Oxted is a commuter town at the foot of the North Downs, south-east of Croydon. Direct train services to both London Bridge, and London Victoria take around 30 to 40 minutes from Oxted Station.

Oxted has an attractive, historic High Street with many older buildings still standing alongside more recent developments. The local state schools offer education through to sixth form. The town has a thriving social life, with many organisations and clubs within the community, offering diverse entertainments including a brass band, an annual pram race, and a yearly beer festival.

Purley

£400,000, or maybe just a little under, should be enough to buy a basic 3 bedroom property in Purley. Situated just South of Croydon, the little town has long since been swallowed up by London. The town itself has good local state schools, supermarkets, and other basic shops in the town centre, and excellent rail and road links with London. A typical commute from Purley station to London Victoria will take between 30 to 40 minutes.

Redhill

Firmly in the London Commuter Belt, Redhill adjoins the town of Reigate to the West, and is part of the urban sprawl which surrounds the Capital. Three bedroom houses can be bought here from around £350,000. Most of the housing stock is fairly modern, although the town itself was first properly established in Victorian times. Redhill has excellent transport links, good shopping and leisure facilities, and schools and a college catering up to Further Education level. Commuters can travel via rail into London Victoria in approximately half an hour from Redhill.

Reigate

Three bedroom houses can be bought in Reigate from around £350,000. Situated at the foot of the North Downs, and within the London commuter belt, the town boasts a medieval castle and a 13th century priory within it's boundaries. Conveniently located on a main road route into London, Reigate is also only around 45 minutes from London Victoria by train.

Salfords

Salfords is a village in the borough of Reigate and Banstead, close to Redhill. 3 bedroom properties here start at around £340,000. The village has a state primary school, but no senior school provision. Lying on the main Brighton-London rail route, commuters can get into London Victoria in approximately 45 minutes.

Surbiton

If you're looking for the good life in Surbiton, be sure you have at least £360,000 in your budget, because that's what basic 3 bedroom houses are going for these days (February 2016). Surbiton has long since been swallowed up in South West London's urban sprawl, and it's favoured position within commuter distance of the City of London, ensures that house prices stay high. A typical rail journey from Surbiton's attractive Art Deco railway station, to Waterloo, takes around 20 minutes.

Sutton, Carshalton and Cheam

House prices in Sutton are a little more reasonable than the more rural areas of Surrey. On the day I researched this article (February 2016) there were several 3 bedroom houses listed in Sutton, and in nearby Carshalton and Cheam, from around £350,000. Despite being swallowed up by London, Sutton, Carshalton and Cheam have retained their own individual identities, and Cheam in particular still has quite a village feel in parts. The typical rail commute into London from Sutton takes between 30 and 40 minutes. Carshalton and Cheam both also have stations, and the times into London are similar.

Thames Ditton

Should you be fortunate enough to find a property for sale in this Thames-side village close to Hampton Court, you will have to pay handsomely for the privilege. On the day I researched property prices in Thames Ditton, (February 2016) I could find only two, three bedroom homes priced under half a million pounds, and both of these were around £475,000. Commuters from this pretty location may travel into London Waterloo on the Hampton Court branchline. The journey takes approximately 35 minutes.

Virginia Water

On the day I researched this article (February 2016) the cheapest 3 bedroom property listed for Virginia Water was £550,000. According to the Wikipedia entry, for this prosperous, large village, the average house price is more than a million pounds. Obviously not the right area for the average first time buyer! On a direct rail route into the City of London, commuters can reach London Waterloo in a little under an hour.

Weybridge

Weybridge is not the cheapest place to live. In fact, you will probably be very unlikely to find even a basic three bedroom house in this picturesque town for less than £490,000. Weybridge was mentioned in Domesday book, and has more than its fair share of idyllically beautiful older-style properties. Popular with commuters, the town has a typical rail commute of around 40 minutes into London Waterloo.

Woking

Three bedroom homes in Woking can be bought from around £320,000. The town grew up around the site of an ancient settlement, but did not reach any appreciable size until Victorian times, with the arrival of the railway. Woking is on the main routes into London Waterloo, with a typical rail commute of less than 40 minutes, and is also quite close to the M25. It has good shopping and leisure facilities, and schools through to 6th form level.

More by this Author


Comments

No comments yet.

    0 of 8192 characters used
    Post Comment

    No HTML is allowed in comments, but URLs will be hyperlinked. Comments are not for promoting your articles or other sites.


    Click to Rate This Article
    working