I believe when you start your own business you become more responsible in knowing exactly where your money is going. It's amazing what a person will find once they looks at what they are spending their money on. People are often hesitant to write out a budget because they dont really want to have to cut back on some of the unnecessary spending. When the business is yours and you know that you must limit spending until sales/profits come it, you will spend a lot less on incidentals. I also know that paying off any kind of debt is a huge weight off of your shoulders. Paying off debt from your own business gives you a sense of accomplishment. It will encourage you to do more in your life and in your business. I cant wait to share what I have found with people to help them get out of debt, and plan for a healthy financial life.