17 Ways on How to Save Money on Groceries - A Newbie's Guide

When lady friends become in-charge of their respective households, suddenly, conversations become focused on recipes, menus, grocery lists, budgeting and saving money, growing vegetables, funny experiences in the kitchen and so on.

Here’s a compilation of the things we have learned about budgeting and saving money on groceries along the way. Feel free to add your take on the comment box below.

1. Determine your Spending Attitude. Answer the poll.

What kind of spending attitude do you have?

See results without voting

It’s good to determine your spending attitude so you could work with it rather than against it. If you happen to love spending, no lists or argument from your husband will stop you from spending. “I think being told NO makes me want to go out and buy more,” confessed a friend sheepishly.

Since each person will have their own way on dealing with this issue, it would be better to ask them, “How would you like me to support you on this?” My friend answered that she could work with a budget but want to have some extra money for splurges. Her husband had agreed with a laugh. They agreed with a reasonable amount and they are both happier.

The word 'dislike' somehow connotes a kind of negativity. Ending up buying less is good but if one is having a negative attitude towards life, feeling miserable because everything seems not to be going the way you want things to be, maybe a change of perspective is needed.

Now if you can work with a budget, this is fantastic! “It takes a lot of discipline at first,” Another girl friend shared. “But after awhile, I got used to it. When my husband asks me to buy a gift, I have learned to ask, how much is our budget?”

Cash or Credit Card?


2. Determine Your Method of Payment: Will you pay in cash or credit card?

If you pay decide to pay in cash, it would be a good idea just to bring the amount of money needed in your wallet. This prevents you from buying more than you intended.

For those who have credit cards and have not been paying the full amount, you would save a lot on the interest incurred. Avoid late payments as you also get late charges. Take away finance charges and you save on your groceries!

I use cash when we buy at the farmer’s market and a credit card in the department store. If a bank offers cash back credit cards, take it! A 5% cash back is savings! Just remember to use your credit card with care, don’t overspend and pay promptly.

3. Create a Budget by Tracking Your Expenses

In the beginning, you wouldn’t know how much budget you need so track your expenses. Budget would be different from a family of four and family of eight. Categorize your list (e.g. example vegetables, meat, chicken, fish, condiments and so on.) After tracking your expenses for a couple of months, then you can set a budget.

4. Do a Regular Inventory & Keep Track of Expiry Dates

Inventory allows you to see what you still have to help you in your menu planning; allows you to have a clear idea what to buy the next time you go to the grocery store and reminds you to check expiry dates.

A lot of savings can be made if you do not waste food. A friend of mine told me that she was so surprised at how much it cost to throw away certain food that had expired. “I am diligent now in doing inventory and I’ve noticed I have saved a lot in the process.”

5. Make a Weekly Menu Plan

If you are a newbie, this is pretty helpful because this will serve as your guide in coming up with your grocery list. And it will help you from being stressed out thinking what to cook the following day.

6. Create a Grocery List

I never go grocery shopping without a list. I discovered that I can save on time and transportation money by making sure that I bought everything that I need for the coming week. And oh, don’t forget to bring your reusable shopping bags.

When I used to shop with just a list but without doing inventory and a weekly menu plan, I ended up buying things that I didn’t really need. I save more than 30% from groceries when I created a menu and bought only those that I was going to use for the coming week.


7. Discover Which Store/Market Offers a Better Deal

The nice thing about having friends is that we get to compare notes on prices. We help each other out by finding which grocery store or farmer’s market offers the best deal. Different stores/markets have varied gimmicks –coupons, discounts, rebates, store cards. Learn about them.

For instance, we discovered that our farmer’s market offers a lower price when it comes to vegetables. But there is also a grocery store that offers almost the same price as the one in the market. “I know I can save a little more if go to the market but since it’s far from my house and would cost me more gasoline, I believe in my case, I prefer going to the grocery instead.”

I love to do grocery early in the morning. Once, I got a box of eggs for early bird customers. So I saved myself from buying eggs.

Use Your Coupons

8. Check the Prices

A calculator would come in handy when you go shopping. Find out the unit price when you compare prices esp. if you buy individually wrapped cookies or nuts. But we don’t advise you buying retail, it comes out more expensive.

Sample: Brand A costs $7.95 and Brand B costs $10.75. If you hate numbers sometimes you just tend to buy Brand A believing it is cheaper. To make sure, divide the amount with the no. of items inside. Brand A (10 packs) 7.95 / 10 = .80 cents each while Brand B (20 packs) 10.75 / 20 = .54 cents each

9. Buying Items on Sale

Buying things on sale is one way to save money on groceries. But remember buy sale items only if you need it. If you hardly use it, don’t be tempted to buy just because it is cheap or it comes with a free item that you don’t need.

“Guilty!” My friend exclaimed, laughing out loud. “I often find myself buying sale items esp. those with free stuff like containers. I am a sucker for free containers.”

Gosh, I bought more than I should have!!!
Gosh, I bought more than I should have!!! | Source

10. Buying in Bulk

Buying in bulk is cheaper. But again make sure you are going to use it before it gets spoiled or expired. One friend commented, “The menu planning helped a lot. I use to buy big sizes of everything until I learned that there were those that I don’t use often. So I buy big or in bulk for those that I use often.”

I saw a bag of onions that was packed by 5 kilos. Since we use onions and garlic every day, I bought the 5 kilo bag. It was definitely cheaper than buying a kilo or two per week.

11. Avoid Vegetable Medley Packages or Marinated/ Pre-cut meat

Learn to cut your own vegetables because buying pre-cut vegetables is more expensive. This goes for meat as well. A whole chicken is less expensive than pre-cut chicken. Sometimes I also see groceries with marinated meat that is ready to cook. This is more expensive too. So do the cutting and marinating and get to save.

12. To Bring or Not to Bring the Kids

Of course, parents want kids along during shopping trips. But the trap is buying more if you can’t handle your kid’s demands.

An alternative idea: Let your child write his own list at home so he is trained to budget. wouldn't that be cool? Give him an amount and make him list the things he will buy when he gets to the store. I remember this activity because when we were incorporating the lesson on healthy and unhealthy food in our preschool, we had our shopping activity in a real grocery store. We gave them a budget. They made a list. They asked their parents for the fixed amount of money. We shopped together as a class. It was fun! If your child can already read, this is a good way to train them.

13. Watch the Cash Register

One time I caught an eggplant that was priced wrongly. It was four times more expensive than the original price. And in another occasion, the item was on sale but when it reached the counter, it wasn't on sale on the cash register. Good thing I insisted if she could check it out since it was on sale on the rack. The manager had to be called. But I was right, it was on sale. A lot of savings can be done by just being careful and mindful. So watch the cashier please as she punches those numbers.

A Small Plot of Vegetable Garden

Growing your own garden helps you save money on groceries.
Growing your own garden helps you save money on groceries. | Source

14. Return Spoiled or Bad Items

When I arrived home, I discovered one box of eggs that was rotten. I returned to the store and replaced them. It would have been a waste if I just let it go. Now you know why I prefer to buy at a store nearest our house.

15. Grow a Vegetable Garden

Learn to grow your own vegetable garden and herbs too. Then you can save on some of the vegetables as well herbs. If you don't have space, you can grow them on pots. Learn how to do it.

16. Learn to Cook Leftover Food

One of my friends confided that her mom was one of the best cooks ever. “She can cook our leftover food and recreate a new menu from it.” We would then taste the food she brought to lunch that day, agreed it was yummy and asked how her mom did it.

17. Don’t Buy When You Are Hungry

Finally, don’t buy if you are hungry. It would be good advice to eat first before buying. Otherwise, everything would be so enticing and your budget will fly out of the window and you won’t be able to resist impulse buying.

IMPORTANT THINGS TO WEAR WHEN GOING TO THE GROCERY: The hat of wisdom and the coat of self-discipline. Saving is all about being wise and being disciplined. So are you ready now to change your spending habits so you can save on your groceries? (Smile, it will not be as hard as you think it is!)

I never would have thought that we reached the point of enjoying saving money and budgeting. The sense of accomplishment is extremely satisfying. Keep on learning the art and skill of saving.

BY: Michelle SImtoco

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Comments 87 comments

mismazda profile image

mismazda 4 years ago from a southern georgia peach

Great ..Great...Great tips...Some of these tips I use everytime I go to the grocery store, but I need to start using coupons to save...Voted up and useful...:)

TToombs08 profile image

TToombs08 4 years ago from Somewhere between Heaven and Hell without a road map.

These are some great tips. I used a number of them and learned a few more to use on my next trip to the grocery store. Great advice, ripple! Thank you. :)

Mandeeadair profile image

Mandeeadair 4 years ago from California

Great hub, very helpful :)!

josh3418 profile image

josh3418 4 years ago from Pennsylvania


Fantastic advice here on shopping. My sister is an excellent shopper, and your advice here is dead on. Thanks for sharing Ripple!

srbeckel profile image

srbeckel 4 years ago from Minneapolis, MN

Thank you for your advice! Myself and my husband have been shopping at Aldi's for the last year almost exclusively and we save anywhere from 30-70% compared to shopping at places like Giant Eagle and Kroger and even Walmart. If there's one near you, I'd definitely recommend checking it out!!

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

mismazda, in our country we don't have coupons so if you have, better use them :D Thank you for dropping by. Love and light...

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

TToombs08: glad to know there are still some more that you learned...have a great day! Love and light...

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

Mandeeadair, thanks.

josh3418, maybe your sister has more great tips to share. It is fun learning the art of saving...thanks josh!

srbeckel: Wish we had those... :) Thanks for the tip though as others may read and follow your advice.

vocalcoach profile image

vocalcoach 4 years ago from Nashville Tn.

I learned a long time ago to avoid shopping for food when I'm hungry :)

I want to buy everything in site. I never shop on an empty stomach anymore. Your 17 Ways on How to Save Money on Groceries is such a big help. Thank you so very much.

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

vocalcoach, thank you for tweeting my hub. Wow! Thank you so much. Now I am hungry but I am going to eat and not shop...hahahhahaah

MelChi profile image

MelChi 4 years ago from Cape Town, South Africa

These are very useful and easy tips to follow. I'm going to do our weekly grocery shop today and will definitely make the menu plan ahead before I go. Thanks for sharing your tips!

Karen Hellier profile image

Karen Hellier 4 years ago from Georgia

Very good tips in this hub. I never brought my children with me when they were younger because they were just too distracting when I was trying to save money. I am a big coupon user and trying to match coupons to the right size products and make sure I got the ones on sale was much harder with kids in tow. I love the idea of having them make their own lists at home for future budget training. And paying with cash has always helped me stay within my budget because I don't want to go over what I have budgeted, even if I do have extra money available with my debit card. Excellent tips for novice shoppers. Voted up, useful and interesting.

Liz Walmoth 4 years ago

These are great tips. I think watching the cash register is an important one. All it takes is someone not logging in a sale price and then consumers end up paying full price. Very helpful ideas.

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

MelChi, making a menu plan is the way to go! :D Good for you. Blessings and enjoy doing your grocery.

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

Karen Hellier: Thank you for sharing your tips and your experience with kids. I should expound the activity with the kids we did in school. Thank you!

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

Liz Walmoth: That's so true. Thank you for pointing that out. I do remember one instance when I made sure the discounted price would appear but it had not. The cashier had to call the manager and I was right. If I hadn't been vigilant, I would have bought the item at the full price indeed. :)

aviannovice profile image

aviannovice 4 years ago from Stillwater, OK

This is all excellent information!

Mesha Minnerman profile image

Mesha Minnerman 4 years ago from Merced

Wonderful tips it may be time consuming but it is worth the trouble

CatsPage profile image

CatsPage 4 years ago from New Jersey, USA

I used to shop weekly and just stock up. I would then find that I didn't have everything I needed to make my meals even though I had spent a lot of money. Now I shop with my menu in mind so I have all the ingredients. I think planning the menu is a great idea and yes, let the kids make a list, if you bring them with you they usually want everything in sight. You have great info here, voted up..!!

Volitans profile image

Volitans 4 years ago from Seattle

Good tips all around. My wife and I have tried making pre-planned menus before, but we can never stick to them. We'll do really well for about a week or two and then get fed up with following a plan. I think we're either too lazy or too free-spirited for menu-planning to work.

Thanks for the Hub!

dianetrotter profile image

dianetrotter 4 years ago from Fontana

I use my Amercan Express only and make sure I pay it off. Mine is connected to my Costco membership so I get two rebates a year. I go to americanexpress.com to check my transactions. All major grocery stores take American Express.

Josh Bell profile image

Josh Bell 4 years ago

Well thought out hub. Thanks for the great tips!

cat on a soapbox profile image

cat on a soapbox 4 years ago from Los Angeles

Good basic tips. Thanks!

Thelma Alberts profile image

Thelma Alberts 4 years ago from Germany

Great tips! Most of the tips you have written, I´ve used for many years now. It´s really a great way to save money. Voted up and useful. Thanks for sharing.

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

Thank you everyone for commenting and sharing your ways of saving money.

Volitans: heheheh, I know what you mean. :D

carol7777 profile image

carol7777 4 years ago from Arizona

All good advice. It is about taking the time to doing it. I try to use leftovers as much as possible and buy produce on sale as we eat a lot. A garden would be great but not where we live. You did a great job in breaking down different ways to save money. It seems to be one of the few ways we can cut corners these days. VOted UP

monicamelendez profile image

monicamelendez 4 years ago from Salt Lake City

Good basic tips. I've realized that even though I stick within a budget, my budget is way too high. I need to tighten things up a lot more!

teaches12345 profile image

teaches12345 4 years ago

Good suggestions and ones that will help keep the grocery budget in check. I make a list of needed items and eat before I go, this has made a big difference in my shopping. Voted up!

Lightshare profile image

Lightshare 4 years ago

Hai ripplemaker,

Super ideas; Thank you for sharing new possibilities.

slackermom profile image

slackermom 4 years ago from Attapulgus GA

Great ideas.. I'm all for saving money. I especially like the idea of letting kids make their own list. I may try that with my 6 year old.

lannm profile image

lannm 4 years ago from Out here somewhere

This was a great Hub for of super resources that can help any person of any age...

Erik Parker profile image

Erik Parker 4 years ago from Fort Worth, Texas

These are some great tips. Thanks for taking the time to write them up. Saving money is important to all of us -- especially writers like me.

SkySlave profile image

SkySlave 4 years ago from Olympia, WA

Great hub with allot of useful information! I'm going to use these tips to help my poor spending habits. Voted up!

whalefeather2 profile image

whalefeather2 4 years ago

Very good advise. Thanks for sharing.

Free2writ3 profile image

Free2writ3 4 years ago from Sharon Hill, Pennsylvania

Thanks so much, I needed this.

mvillecat profile image

mvillecat 4 years ago from Milledgeville, Georgia

My mother was the queen of making over left overs. I don't do it nearly as much as she did because my husband is not too keen on the idea. We do eat left overs and try not to waste much. I started couponing and stockpiling about a year ago and works very well for us.

securityproducts3 profile image

securityproducts3 4 years ago

As a broke college student, I found this hub so useful. Thank you! There are so many little things that I can improve on to help my family save some money.

roxygurl464 profile image

roxygurl464 4 years ago from New Jersey

A++ I am a habitual "hungry shopper" and I can agree that it is the worst idea ever! I love reading and writing hubs on saving money. With today's economic situation, who doesn't? Great job! Thumbs up & shared!

bridalletter profile image

bridalletter 4 years ago from Blue Springs, Missouri, USA

I fall in that love to shop and with a passion for food, I can pick up more of what I feel I want and not necessarily just what I need. I really want to get back into using coupons, I haven't since my kids were little. The list really is an effective tool and it does help to discipline the purchases. I do garden, but last year and this year, it is really hurt from the heat. I lost all of my strawberry patch last year.

Really helpful, I hope your hub puts me back on track! I did purchase that book, it sounded perfect for me.

prettynutjob30 profile image

prettynutjob30 4 years ago from From the land of Chocolate Chips,and all other things sweet.

Great hub I could really learn a thing or two from this I am a compulsive shopper, I never get what I need from the grocery store and get everything I don't.

danielfrankis profile image

danielfrankis 4 years ago from London

Thank you for writing such a useful hub! My personal situation means I need all the financial advice I can get, and this one really helped! Voted up!

pringoooals profile image

pringoooals 4 years ago from Edinburgh

Really good set of advice. I like the idea of teaching the kids to shop to budget:)

Tricia Ward profile image

Tricia Ward 4 years ago from Scotland

Some very good advice there. Kids always add to the bill lol.

So many people just fire things in the trolley and have no idea what things cost and what you can save by splitting the shopping by going to different shops

Your Cousins profile image

Your Cousins 4 years ago from Atlanta, GA

I like your hub. Now if I can just stick to my list!

Ruby H Rose profile image

Ruby H Rose 4 years ago from Northwest Washington on an Island

Very Helpful. Sound budgeting advice! Thank You!

GiblinGirl profile image

GiblinGirl 4 years ago from New Jersey

Great advice. The grocery store is one place I'm always looking to save.

Saloca profile image

Saloca 4 years ago from Liverpool, UK

Nice hub and great tips!

kendal86 profile image

kendal86 4 years ago from Perrysburg Ohio

Thanks for the money saving tips!!

rfmoran profile image

rfmoran 4 years ago from Long Island, New York

Excellent hub on a subject that hits home for everyone. You are so right about not shopping when hungry. Voted up and useful.

iguidenetwork profile image

iguidenetwork 4 years ago from Austin, TX


viveresperando profile image

viveresperando 4 years ago from A Place Where Nothing Is Real

Enjoyed reading this!

DRG Da Real Grinc profile image

DRG Da Real Grinc 4 years ago from All over the USA

Nice. Super useful.

marufabdullah profile image

marufabdullah 4 years ago

Useful & interesting too. Voted Up!

blaiddgoch profile image

blaiddgoch 4 years ago from Wales

Cool! great hub! very interesting and informative!

Green Art profile image

Green Art 4 years ago

I can always use encouragement and tips to save at the grocery store. I've recently started eating mainly fruits and veggies so that's helped to lower my grocery bill by quite a bit. Now shopping for what's in season is my current goal in the produce section. Voted Up and useful!

Mitch Alan profile image

Mitch Alan 4 years ago from South Jersey

Every little bit helps...nice hub...

duffsmom profile image

duffsmom 4 years ago from Pacific Northwest, USA

Very helpful and sensible ideas.

letswriting profile image

letswriting 4 years ago

its not newbie guide, its expert guide

carrie Lee Night profile image

carrie Lee Night 4 years ago from Northeast United States

Very good list on saving at the grocery store. One thing to add on under watch the cash register is that multiple times I have had inexperienced workers charge me for the wrong vegetable that costs more per pound they sometimes can't tell a plum tomato on sale from a beefsteak tomato etc. Catching them in the act avoids the frustration at the customer service desk or gas money on the trip back.

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

Thank you all for reading and commenting and sharing your tips and experiences as well. And now that we know how to do it, we seriously have to take action now! heheh love and blessings to one and all. :)

glorgeousmom profile image

glorgeousmom 4 years ago from Philippines

I enjoyed reading this. I found out that I am already practicing most of the tips you shared but I was surprised to read about tip no. 17. I didn't know that going to the groceries on a hungry stomach is not a good idea:)) Now, I know better. Thanks to your hub. Voted up.

ZandaDee profile image

ZandaDee 4 years ago from Sydney

Great advice, I just moved out of home and have been feeling the pinch, especially since i didn't factor in the cost of groceries to my budget. I've been sticking to items on sale but like you said, gotta stick to things you actually need!

Icematikx profile image

Icematikx 4 years ago from United Kingdom, Staffordshire

Nice hub! Loved reading it :)

petertebin profile image

petertebin 4 years ago from Maryland

Great piece! Voted up!

Michele Travis profile image

Michele Travis 4 years ago from U.S.A. Ohio

Awesome hub. Do you mind if I print it out, so I can show it to my husband? We both need it:)

sanantoniolawyer profile image

sanantoniolawyer 4 years ago from San Antonio, Texas

Ironically, when I buy organic produce, the cashiers will ring it up as normal produce half the time. I ended up saving a good deal of money that way. I guess it pays to go to a grocery store where employees do not pay much attention.

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

Michele, sure! :)

glorgeousmom: yes, you tend to buy more when you are hungry. :)

sanantoniolawyer: As far as I know if the employee makes a mistake and they are found out, they are bound to pay for that from their salaries. So if you do notice that they made a mistake, I think it would be kind to say something? :)

Thanks everyone for reading and commenting. Love and blessings!

nikkiraeink profile image

nikkiraeink 4 years ago from So. Cal.

Great tips. I've found that using cash when grocery shopping is easier. The budget feels more real when I know I only have $80 to fork over at check out.

freecampingaussie profile image

freecampingaussie 4 years ago from Southern Spain

I enjoyed your hub with some great tips . I don't plan a menu much in advance as I like to buy what is on special for meals . I used to love taking my girls shopping and was able to help them learn from the experience . You might enjoy my hub about Grocery shopping etiquette!

Anjo Bacarisas II profile image

Anjo Bacarisas II 4 years ago from Cagayan de Oro, Philippines

jezz !! this nifty tips really banged me up.. very interesting, thank you for giving some hints :)

Eight8Consulting profile image

Eight8Consulting 4 years ago from United States

great tips, really a good hub

bridalletter profile image

bridalletter 4 years ago from Blue Springs, Missouri, USA

I just wanted to leave an update. I am reading the coupon moms guide to cutting your grocery bills in half. I plan to put your hub and this book into immediate use. Prior to the next shopping trip. It makes so much more sence to plan your meals for the week around the weekly sales ads and coupons you have. I am excited to see how it turns out. I will help my mom save even more too.

am301986 profile image

am301986 4 years ago from New Delhi

Great hub, nice tips.....overall enjoyed your hub. Thanks for preparing such a nice hub. Cheers!

greeneryday profile image

greeneryday 4 years ago from Some tropical country

Excellent tips on how to save money on groceries. I like the idea of paying cash instead of using credit card, that way we can avoid any unnecessary over spending. Budgeting really important, also buying item in bulk allowing us to get discount. Superb hub on how to save, already bookmarked for later use. Voted up for AWESOME..

Alecia Murphy profile image

Alecia Murphy 4 years ago from Wilmington, North Carolina

This hub is extremely helpful. I especially like the idea of making a weekly menu that way you know what you can make and also what you do not need to randomly purchase. Great hub!

Nyamache profile image

Nyamache 4 years ago from Kenya

I have found this hub to be useful. The idea of growing a vegetable garden is a good one but some people see this as a difficult thing to do. I wish they knew how much they could saving if they had did so.

rbm profile image

rbm 4 years ago

Great tips! I have found that growing your own food in your garden can definitely save you money, and it isn't that hard. Once you get into it, it can be a lot of fun, and the food you grow yourself is often time a lot healthier than what you can buy at the store. Voted up and uesful!

MPG Narratives profile image

MPG Narratives 4 years ago from Sydney, Australia

What great tips for anyone trying to budget, and not only in tough times but always. I needed these tips when I was a "newbie". Voted up and useful.

jusbeth16 4 years ago

Awesome tip ideas. I use to be really bad at shopping and spending way too much money, but then I became a total bargain shopper for groceries

LadyLola profile image

LadyLola 4 years ago from Canada

This is especially helpful for younger folks who are just starting out. I've been grocery shopping for more years than I want to mention and so I know these to be valuable tips. Making a list and sticking to it is #1.

Ellen Karman profile image

Ellen Karman 4 years ago from medina, Ohio

Ripple thank you so much, I am an awful shopper and I know I am up to the challenge of being a better one and using coupons! Your tips and ideas I know will make me start enjoying as I save and as I plan better! Thank you, Ellen

ripplemaker profile image

ripplemaker 4 years ago from Cebu, Philippines Author

Thank you everyone! Stick to the list. Stick to the list. Stick to the list. Hahahaha Okay I am going to the grocery store in an hour so I am reminding myself! Love and blessings to your day guys! :)

topaz blue 4 years ago

Excellent list! Thanks for sharing

Topaz Blue

MamaTschet profile image

MamaTschet 4 years ago from Northern Colorado

Great ideas! Thanks for sharing. I have a Shopping List app on my phone which helps me to add items without misplacing my list as the week goes on.

FreezeFrame34 profile image

FreezeFrame34 4 years ago from Charleston SC

Great reminders and tips! I am guilty of shopping when I'm hungry and buying more than what is on my list! I also get in a habit of skipping the shopping cart when I'm only running in the store for a few items. Whenever I grab a buggy, I'm doomed to spend more than I planned.

bumblehub profile image

bumblehub 4 years ago from Philippines

great! nice!

grand old lady profile image

grand old lady 2 years ago from Philippines

Very nice hub. Yes, it's all about keeping to a budget with determination. Truly, that's the bottom line. However, your article said this in a very positive, encouraging way so that a person doesn't feel deprived, but wise by following your advice.

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