5 New Phone Swipe Features You'll Love

Accept credit cards with Phone Swipe just got even better!
Accept credit cards with Phone Swipe just got even better!

From the Merchant Doctor

The Phone Swipe with the Merchant Doctor trumps the competition again! Being able to accept credit cards is essential for today’s business and more importantly for many of today’s dynamic businesses, independent contractors, and service professionals being able accept credit cards on the go is a must have. As one of the most innovative merchant service providers in the industry The Merchant Doctor makes a continual effort to improve their mobile payment system to fill all the needs for today’s fast paced business owner and go beyond simply providing credit card processing. So here are 5 new features that Phone Swipe with the Merchant Doctor can do for your business to make it easier, less expensive, and more profitable.

Next Day Funding for your credit card processing.
Next Day Funding for your credit card processing.

1. Next Day Funding.

The Merchant Doctor now proudly offers Next Day Funding for all new Phone Swipe clients. Previously deposits were made at the credit card processing industry standard rate of 2-3 business days but now they are funded the next business day! Knowing that the credit card sales you make today will be in your account tomorrow is a very comforting feature for those who run on very thin margins or to new start up businesses.

Save money with NO Downgrades when you accept credit cards
Save money with NO Downgrades when you accept credit cards

2. Lowest Credit Card Processing Rates with No Downgrades.

Although there are plenty of mobile payment options out there offering low “flat rate” when you accept credit cards and swipe transactions, Phone Swipe with the Merchant Doctor is the only one who offers their pricing with No Downgrades. This means that no matter what card type is being used to make a purchase you pay the same low rate of 2.69% for all “swiped” transactions. All competing mobile payment processors “downgrade” transactions being completed with rewards, corporate, or regulated debit cards to the Manual Transaction processing rate (for instance 3.49% and $0.19/transaction). That can add up real quick!

Don't pay more to accept American Express!
Don't pay more to accept American Express!

3. American Express at the same rate as VS/MC.

Nobody else but can say this! All American Express transactions will be processed at the same flat rate as VS/MC which is 2.69% for all swiped transactions and 3.49% and $.19 for all keyed (or manually entered) in transactions. Additionally, your Phone Swipe account is now automatically enabled to accept American Express transactions which are funded the next day as well.

Give your customers professional receipts with Phone Swipe
Give your customers professional receipts with Phone Swipe
Phone Swipe works with cash drawers.
Phone Swipe works with cash drawers.

4.Print Receipts and Cash Drawer Integration.

With the incredibly robust inventory management capabilities that the Phone Swipe app has to offer it is only natural that Phone Swipe become a powerful Point of Sale (POS) for your business. A POS system is a powerful tool for many businesses, however, to purchase one from a POS provider can be cost prohibitive. The PhoneSwipe app does much more than simply allow you to accept credit cards, you can create a virtual POS system for your business for FREE! This tool will propel your business into the new decade and can save you time, save you money, and increase your sales while integrating seamlessly with select professional receipt printers and cash drawers. The only items you will have to purchase in order to turn your credit card processing solution into a robust POS system are a Star Printer (listed below) or AirPrint enabled printer, a cash drawer with MultiPRO Interface 320 (24V), and an Ipad. With these minimal purchases your business will be able to run a POS system at a fraction of the cost to purchase one from a POS developer.

Star Printers – prints on thermal paper
TSP100LAN (Ver2.0 or later)
FVP10 (Ver1.2 or later)
TSP650 (Ver3.0 or later)
TSP700II (Ver3.0 or later)
TSP800II (Ver1.2 or later)
TSP828L (Ver2.0 or later)

Sync all your inventory and business info in the cloud automatically while you accept credit cards.
Sync all your inventory and business info in the cloud automatically while you accept credit cards.

5. Reports, Inventory, and Statements Synced in the Cloud

A long time problem with mobile payment apps is that anytime you decide to change devices or perhaps your mobile device decides to take a plunge in the pool you would loose all of your time consuming inventory and business information. Well the Merchant Doctor and Phone Swipe have the answer for you! The most convenient and robust merchant portal available! Now your login for accepting credit card payments on your mobile device or tablet is the same for our incredible merchant portal. From the merchant portal you can review detailed and customizable reports, manage your inventory, and change your account settings. So the next time you upgrade your device (or have to get a new one) simply download the PhoneSwipe app, sign in, and WHHHAAAAALA! You are back in business with all your inventory, customized receipts, business info etc... is waiting for you so that you can quickly get back to doing what you do best, manage your business!


As the business world continues to progress should your credit card processing solution be able to adapt? That is exactly what the Merchant Doctor’s credit card processing solution will do for your business. It is a fully mold-able solution that continually improves and integrates with the latest needs of today’s business.

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