BCA Bank Central Asia Online Internet Banking

BCA Logo
BCA Logo


BCA is an Indonesia based financial services company. The bank offers various individual and business product services such as insurance, credit card, checking account and saving account. BCA is also known as Bank Central Asia in Indonesia. The current BCA headquarter is located at Jakarta, the capital city of Indonesia. BCA is one of the largest banks in Indonesia. It currently has more than 875 domestic branch offices in Indonesia and more than 6300 ATM locations.


BCA was first established in 1957 as Bank Central Asia NV. During the crisis of 1998, Indonesian government took over the bank due to its cash flow. Panic rush forced the bank to seek assistance from Indonesian government. The government formed IBRA (Indonesian Banking Restructuring Agency) and took over BCA in 1998. BCA also has become public company in 2000 when it sold some of its shares through IPO. In 2002, most of the BCA asset (51% shares) was divested by IBRA though a strategic private placement tender. The majority bank bolder is Farindo Investment ltd. Farindo investment is owned by Hartono family, one of Indonesian Billionaire. Investor can invest in this bank through Jakarta Stock Exchange with stock ticker BBCA (PT Bank Central Asia Tbk).

Product Information and Services

The bank offers individual and business products and services. The BCA’s individual products and services consist of savings accounts (regular saving & Certificate of Deposit - CD), electronic banking, credit cards, consumer credit products, banc assurance (insurance), investment products, remittance, collection and safe deposit facilities. The consumer credit products include home loans, refinancing, apartment and car loan and business loan. The bank also offers insurance, treasury and international banking services.

The Bank's business products and services consist of BCA trade, saving accounts, working capital loans, investment loans and bank guarantees for small and medium-sized enterprises, as well as for corporate customers. In addition, it provides export import facilities, such as letters of credit, discounting, documentary collections, and negotiation letter. The Bank's subsidiaries include PT BCA Finance and BCA Finance Limited. There are two overseas branch offices located in Hong Kong and Singapore.

bca login page
bca login page

Internet banking and mobile capability

BCA is well known with its internet banking. BCA provides online banking services to all customers. Whether you are out of country as well as in Indonesia, customer can access their account online 24/7 from any location with online capability. It also provides mobile banking for cell phone user. This certainly can provide an easy access for many customers that want this mobile feature through m-BCA. The online banking can be accessed through www.klikbca.com.

By using BCA online banking, customers can access various banking / financial activities such as:

  • Manage and track financial transactions
  • View and print account statements (up to 12 months)
  • Transfer funds between accounts as well as other bank accounts
  • Update and change personal contact information such as address and email info
  • Access account at any time and any location
  • Monitor accounts for any suspicious financial activity
  • Manage credit cards account and debit card account
  • Pay bills online or through mobile banking (m-BCA)
  • Contact bank customer service or representative (Halo BCA)
  • Check various currency rates
  • Provide demo on online banking

Minimum requirement to access online banking (click BCA or KlikBCA) are as follows:

  1. Laptop or desktop computer with online capability
  2. Support 128 bit ssl security encryption protection
  3. You have “Key BCA” to do any e-financial transaction
  4. Support and has internet explorer ver. 6.0 or above

With BCA online account, you can pay bills online such as: credit card balance, phone & cell phone services, Internet account, home insurance account, personal loans, government taxes, electricity bills, education bill and more.

Another interesting feature with BCA online banking is customer can buy prepaid cell phone credit through their online account. Customer can also buy stock online as well as any trading activities.

Wire transfer information


Final Thought

BCA is definitely a leader in internet banking and financial services. It provides various banking services such as saving account, CD account, credit card account, car loan and mobile banking capabilities. As the customer service leader, it also provide 24/7 service through its Halo BCA service. I would recommend anyone in Indonesia to open BCA account.

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Comments 29 comments

LillyGrillzit profile image

LillyGrillzit 6 years ago from The River Valley, Arkansas

A genius at the Financial wheel for sure. This information is totally comprehensive. Thank you again for sharing this needed information. Is BCA backed or insured?

chan0512 profile image

chan0512 6 years ago from Camarillo, CA Author

Thanks Lilly! Really appreciate your support. Bank of Indonesia (Fed in Indonesia) will insured an account up to Rp. 100 millions (about USD $11,000). Thanks for stopping by again.

crystolite profile image

crystolite 5 years ago from Houston TX

Nice hub,thanks for sharing this info that has widen my knowledge.

Gina Miller  5 years ago

Iam trying to send money to my friend in Kuta and cannot find the branch number for the B C A sunset boulevarde branch can you help

chan0512 profile image

chan0512 5 years ago from Camarillo, CA Author


Please try calling its corporate office for help (+62-21-235-88000). You can also send an email for help (halobca@bca.co.id ).

I found the following address for KCP Sunset Boulevard 7705.

Jln. Boulevard Sunset Road Dwa Ruci, Pertokoan Sunset Road Permai 2 No. 55 Kuta

Phone number +62-361-8783975-76

Note: Please contact if you speak Indonesian language. I doubt they will be able to help in English. I could be wrong though.

chan0512 profile image

chan0512 5 years ago from Camarillo, CA Author

best of luck to you.

Ikrom 4 years ago

Hallo BCA.....would u explain, how to open Internet Banking

chan0512 profile image

chan0512 4 years ago from Camarillo, CA Author

Hi Ikrom,

You need to go to the local BCA branch. They can provide you with the login information and the key BCA to do online transaction. Thanks.

sc 4 years ago


Is the BCA online banking able to do direct wire transfer to any account out of the country?

chan0512 profile image

chan0512 4 years ago from Camarillo, CA Author


Unfortunately, there is no option for this. You may need to go to local branch for out of country wire transfer. They do have the domestic transfer option.

Jim 4 years ago

Can somebody Please Supply the Address for BCA Costomer care in Jakarta Thanks !!

chan0512 profile image

chan0512 4 years ago from Camarillo, CA Author

Hi Jim,

You can try the following main branch at BCA Thamrin. Menara BCA, Grand Indonesia, Jln. MH Thamrin No. 1 Jakarta Pusat 10310 +62-21-23588000. Thanks!

monicamelendez profile image

monicamelendez 4 years ago from Salt Lake City

Very nice, comprehensive write up. I'm going to check out some of your other hubs now, thanks!

Shofura 4 years ago

hello, i have other questions.

how i pay online with my debit card BCA? because it tells there are some data that must be put on, such us security number, issue number, start date, and expiry date? are those data we can know by looking our card? or we have to find it somewhere somehow? what is the security number, is it PIN? but it should be 4 digits, i am confused how to pay it via online because i want to apply for studies, thank you for attention

chan0512 profile image

chan0512 4 years ago from Camarillo, CA Author


Please check with BCA customer service. Thanks.

nata 4 years ago

There is error message "unable to authenticate your identity".how to solve its problem?

Kidsworld Bali profile image

Kidsworld Bali 3 years ago from Gianyar

Haha...you cannot purchase items online with your BCA debit card. Unlike foreign banks, Indonesian banks do not allow debit card transactions online, only credit cards. But here's the catch, BCA will issue a credit card only after putting a block on your account, so in effect it functions as a debit card, and not a credit card. To make matters worse, most businesses will reject your credit card anyway if you have an Indonesian address. Such is the reputation of Indonesia.

chan0512 profile image

chan0512 3 years ago from Camarillo, CA Author

Kidsworld Bali,

Thanks for your insight. Are you sure that you can't use bca credit card online? I have done it before. There is no problem whatsoever.

roni 3 years ago

bca skrg masih of line ya

stanley 3 years ago

kalau setor tunai melalui ATM BCA kena biaya apa tidak?????????

darawan 3 years ago

boleh tau gak, alamat atas nama rek. andi siti aisyah, dimana yach?? mohon bantuannya.... makasih??

darmawan 3 years ago

boleh tau gak, alamat atas nama rek. andi siti aisyah, dimana yach?? mohon bantuannya.... makasih??

yanti 2 years ago

tolong kasih tahu saya nomer telepon bca cabang pademangan jakarta

ricky vadlie 2 years ago

tolong cek no rekening yang bernama ricky vadlie

Muziburrahman 2 years ago

tolong tahu sy nomor telepon bca tanjung redeb berau kaltim

tary 2 years ago

tlong kasih tau no customer servis di daerah genteng babyuwangi

guz 2 years ago

hi BCA, i wonder here in the philippines ,,who are your bank partners where we can do transaction to transfer money from here to bca?

Lee-Anne 2 years ago


I am trying to transfer money from Australia to a BCA account in Kuta Indonesia.

Western Union requires a 3 character bank code and a 4 character branch code.

Are you able to help me please?

suka 8 months ago

Hallo,saya berada di HongKong sekarang,dan ada usaha online di Indonesia,yang diharuskan pembayaranya lewat online juga,selama ini say memakai visa card Bank HK,dikarenakan saya juga harus memikirkan keuntunganya maka saya akan memilih membuka rek BCA,lalu yang ingin tau bisakah saya membuka BCA e-banking di hk.

Terima kasih

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