How To Make Sure Your Car Accident Compensation Is Fair
After a crash there are many pieces of your life to put back together. Car accident compensation certainly helps. You are probably injured, missed work, don't have a car, and all around miserable and frustrated. This is very understandable, especially when the accident was not your fault. Learning what you can be paid for and how to make sure that you are getting the most you can for each is very important.
There are some non-tangible things that can be paid for with car accident compensation. These are things like suffering that can be very hard to put a dollar amount on. The purpose of car accident compensation is to get your life back to the same status it was at before your crash (or as close a possible). Work with your own insurance company or legal representative to put a dollar amount on these things. They have experience dealing with cases like yours, and factors like severity of the accident and the circumstances that led to it can greatly increase or decrease your settlement amount for non-tangible compensation.
Car accident compensation claims can vary in price from zero dollars to millions. Having a good plan and good help will help you get the highest car accident compensation amounts.
Let's take a look at some of the common things that are covered with car accident compensation and how you can get the most from them.
The most obvious payment from car accident compensation is the damage to your automobile. Whether you are injured or not, there will be payment to fix your ride. The damage to your car will be assessed by the other insurance company, and if you go with their estimates you will receive the lowest amount possible. In order to get a fair amount for your wheels get your own estimates for the damage. Don't only get one, get three. This will allow you to choose the highest dollar amount for a totaled vehicle or the best quality repair shop to get it fixed. If your estimates are much higher than the other insurance company's you'll be able to negotiate to get you more money.
If you are injured after your accident (I'm very sorry) you are owed money to pay for your medical expenses. Car accident compensation will pay for these damages. In order to get the most money and best treatment visit your own doctor for treatment. You'll feel much more comfortable with your own doctor and he or she will be much more likely to spot injury that was caused by your accident because they are familiar with you. These injuries are likely to be missed in a normal emergency room.
If you are without a car, the expenses from towing, rental car, and auto storage will be covered in your car accident compensation. There really isn't a way to maximize this expense, but you have to be sure to keep any and all receipts from these things. If you pay out of pocket for anything you'll be reimbursed as long as you have proof that you paid for it.
Video on Lost Wages
In order to collect lost wages from your car accident compensation you need a note from your doctor stating that you can't work. Your employer will write a letter to the insurance company stating what your wages are, how much you work, any overtime you would have received, as well as a promotion or raise that you would have received during your time off of work. In order to maximize this, be sure that your employer states your gross wages (before taxes). This won't always be granted, but it usually is. You might think it's only fair to receive your gross wages, but the other insurance company is working to minimize the amount that you get paid. If you are injured at the end of the year and will lose vacation time if you do not take it, that is reimbursable as well. Remember to have clearance from your doctor before you return to the job.
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