Extended Warranties; Wise or Not?

This hub is my own personal opinion. I am sure other people may have had different experiences. Please share your opinion at the bottom of this hub in the comments section.

I am going to start this hub with a poll.I am very curious about other people's thoughts on extended warranties. Please vote.

Extended Warranty Poll

Do You Buy Extended Warranties On Your Purchases?

  • Yes
  • No
  • With only electrical items
  • With only cars
  • Depends on the price
  • Prefer not to answer
See results without voting

To Scream Or Not To Scream

The picture on the right is not me but it sure depicts how I was just a few days ago when my laptop wouldn't start up. I have an E-Machines 525 I purchased at Walmart just over 1 year ago.

Do you want to guess how long the product warranty was for? Yep, 1 year. The normal warranty was over.

I remembered when I bought the computer, the aide asked if I wanted the computer-care plan for 59 more dollars. It was an extended warranty for 2 more years. I him-hawed around trying to decide and a man I knew in line behind me told me I should, so I did. Thank God!

I had moved from Missouri to Puerto Rico and was really wondering how that would work when the computer went haywire. Well, I am supposed to be getting a call soon from repair technicians here on the island. All will be fine.

My point in all of this is any time you are offered an extended warranty, my opinion is take it. It seems to me that these days products are made to break right after the original warranty is over.

I suggest extending warranties on appliances, cars, and computers. All tools are a good idea too. Any item that has a motor or uses electricity is bound to break and I believe companies know when that will happen, so they make the warranty to end just before the occurrence.

Insurance

Like it or not, insurance is needed on many things. We have to have homeowners, automobile and health insurance. Why not have insurance on your purchases? That is what an extended warranty is.

There are companies these days that deal just in extended warranties. Insurance, I have always felt, is a necessary evil.

Be wise and buy extended warranties on your products. Take it from a frog who has learned the hard way, it's worth it!

Banks

I bank at an institution that when I buy items on my credit card they automatically are given a 1 year extended warranty through my bank.

You should check this through your bank too.

May all your stuff last long, but don't trust it, get an extended warranty.

© G.L. Boudonck

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Comments 4 comments

mom0f2 profile image

mom0f2 5 years ago from Columbus, OH

a lot of credit cards have extended warranty on items you buy with your card so a lot of times it's not worth spending the money cause it cancels that warrenty that comes with the card.


Lastheart profile image

Lastheart 5 years ago from Borikén the great land of the valiant and noble Lord

Until this day; my experience has not been good with warranties...seems more like stealing on my face. I am happy you will get your laptop fixed and that way I get mine back. Naahhhh!! I like sharing! Good hub and very useful.


Rob Jundt profile image

Rob Jundt 5 years ago from Midwest USA

Even though I dislike the concept of paying for something that should be taken care of in the original sale price, there are times when an extended warranty makes sense; as you so calmly mentioned.


smcopywrite profile image

smcopywrite 5 years ago from all over the web

an extended warranty has been extremely useful for me for my home phone, computer, surround sound and several other things. sometimes the extended warranty is actually free. if you purchase the item on sale the extended warranty is the difference between the sale price and the original price. consider taking it.

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