How to Claim for GSIS Survivorship Pension Benefits
This is a response for the inquiries about how to file, apply, and claim for GSIS survivorship pension and benefits. If you are a spouse, son, daughter or dependent of a deceased government employee in the Philippines, chances are you are entitled to receive pension or benefits from the GSIS (Government Service Insurance System) to the extent of your coverage and qualification. The question is, are you qualified? If so, what are the requirements and documents to submit? How much are you entitled to receive? Read on the update…
My grandpa died few months ago and last week I helped my grandma to file for survivorship benefits in the GSIS office. We know very much she is qualified to receive burial benefits and survivorship pension from her deceased spouse who was a retired police and has been an old age pensioner of the GSIS. I love my granny very much and I help her whenever I can. She’s in her eighties and still so strong but I know she needs me in matters like that. So I gathered all the documents she needs to pass before going to the GSIS to avoid going back over again. Here are the tips so you avoid going back especially if the beneficiary is a senior citizen.
Tips to file survivorship benefits in a day without going back over and over again
Complete the requirements listed below.
Download the application forms (2 copies) and fill them out.
Register the death certificate of the deceased member to the NSO as soon as possible after the member died because NSO usually release the authenticated copy after 3 months.
Make sure your IDs are valid, same signature, same details (accepted IDs are GSIS ecard, SSS ID, driver’s license, passport, company ID, senior citizen’s ID)
Have the affidavits required notarized
Bring all the original requirements and have photo copies each
Before you go to the GSIS, go to the Unionbank or the bank where the GSIS ecard is registered. Withdraw all the remaining funds from the ecard. Secure a SOA (Statement of account) copy from the bank.
Requirements for the Survivorship Pension Benefits
Bring original and photocopies of each of the following documents:
If the beneficiary is the spouse:
- Application form for Survivorship Benefits (download it here)
- NSO authenticated death certificate of the member or pensioner with OR attached
- NSO authenticated birth certificate of the surviving spouse with OR attached
- Affidavit of Surviving Legal Spouse (download it here)
- 2 valid IDs (with 2 photocopies back and forth)
If the beneficiaries are the spouse and dependent minor children/incapacitated children:
The requirements mentioned above plus:
- NSO authenticate birth certificate of the minor children with OR attached (maximum of 5 children counting from the youngest)
- Proofs of surviving legal heirs and guardianship
- Affidavit of surviving children
- Affidavit of surviving minor/incapacitated children
**In case that the incapacitated dependent child is not a minor anymore, bring medical records showing his/her incapacity of self support due to mental or physical defect
If the deceased member has no primary beneficiaries like spouse or dependent legitimate or illegitimate or legally adopted children, secondary beneficiaries may be entitled to pension or survivorship benefits. They shall be the dependent parents and the legitimate descendants.
Who are qualified for GSIS survivorship pension and benefits?
Like mentioned, the member’s primary beneficiaries or secondary beneficiaries are entitled to receive benefits provided the spouse doesn’t remarry or co-habits in common-law partner or relationship and until the dependent children have reached the age of majority. GSIS is conducting regular investigation to make sure these conditions are met otherwise the survivorship pensions will suspend.
How much will be the survivorship pension and benefits?
For the legal spouse, he/she will receive 50% of the BMP (basic monthly pension) of the deceased member not exceeding 50% of the current BMP of step 8 salary of an Undersecretary. Undersecretary is the highest career position in the government thus the government applied this ceiling to ensure and guarantee equity and fairness among members and their survivors. Monthly pension are usually forwarded to the survivor spouse ecard plus (atm card).
For the qualified minor dependents, survivorship pension benefits are computed at 10% of the BMP.
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