How to Stop Collection Agency Phone Harassment
You do not have to be harassed over the phone
Collection Agencies use the telephone as a tool to contact consumers. Many times though the manner that they use it violates collection agency laws. You do not have to be taken advantage of by collection agency phone harassment.
Here are some things collection agencies are not allowed to do if they are calling you.
- Call before 8 am or after 9 pm in your time zone.
- Contact relatives and neighbors if they know how to reach you.
- Call you at work if they know it is against your employers rules.
- To call ever if you tell a collection agency to stop calling.
- Cause your phone to ring repeatedly with the intention annoying you.
- To call you when they know it would be inconvenient.
If they do any of the things above they have violated the Fair Debt Collection Practices Act which is the law that governs collection agencies. You do not have to your rights violated just because you owe a bill.
Here is what you can do to make them stop calling you while you regain your sanity after being barraged by their calls. Do not worry the tactics that they use are designed to scare you. They will not do many of the things that they allude to .
- Send them written coresspondence telling them not to call you at home.
- Tell them that you cannot receive calls at work.
- Hang up on them.
See how they track you down and listen to how they intentionally break the law
Comments 38 comments
Collection Agencies Licensed in Texas - Does Not indicate that each one is abusive per se'
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Giove Law Office PC Glacier Financial Services Incorporated Glen Daniels Corporation dba Imperial Collection Services (fka Imperial Collection Services) Glenn Associates Inc Glenn Associates Mid-Atlantic Inc Global Acceptance Credit Corporation Global Attorney's Network Global Check Recovery Inc dba Global Check Recovery Global Payments Check Recovery Services Inc Global Payments Check Recovery Services Inc dba Checkrite Global Payments Check Services Inc Global Payments Check Services Inc Global Recovery Services India PVT LTD Global Recovery Services LLC Global Vantedge Inc GMAC Mortgage Corporation Gold Key Credit Inc Gold Star Services Inc Goldman & Warshaw PC Go-More Financial Inc Goodman Stewart & Phillips Inc Goodwin & Bryan LLP (fka Goodwin Bryan Schill LLP) Goodyear & Associates Inc Graham Knight & Associates Inc Graline Financial Services Inc Granada Services Limited Granite Loan Management LLC Grant & Weber Great Lakes Collection Bureau Inc Greenberg Grant & Richards Inc Gregory R Terra dba Law Offices of Gregory R Terra Griffin & Associates of South Florida Inc Gulf Coast Collections Inc Gulf Coast Financial Services Gulf State Credit LLC Gulf State Credit LP Gulf States Collection Services Gunn - Town & Associates Inc Guy C Klingensmith dba Huntsville Credit Management H & R Accounts Inc H A Funding LLC H E Stark Agency Inc Halnan Inc Hanway Medical Billing Plus Hardy Atherton Dollahite & Ritcheson PC Harold E Scherr Harrell & Associates Harrell Pailet & Associates Harris & Harris Ltd Harrison & Taylor LLC Harrison Ross Byck Esq Harry J Fisk Attorney at Law Hart Services Inc dba Business & Professional Collection Bureau Hart Services Inc dba Business & Professional Collections Bureau Harvard Collection Services Inc Havins & Associates PC Havins & O'Dea PC Haymon L Parker dba The Professionals HCCCI - Houston Commercial Credit & Collection Inc. HCFS Revenue Management Inc HCI Inc Heady Financial Corporation Health Receivables Inc Health Systems Associates Inc Healthcare Advisory Associates Healthcare Collections Inc Healthcare Management Solutions LLC dba Healthcare Recovery Solutions Heartland Financial Services Inc Helen L White dba Credit Adjustment Service "CAS" HHL Financial Services Inc Highlands Credit Corp Hilgers & Watkins PC Hill Top Collections Inc Hines Hurlston Ventures HLS Financial Group Inc Holloway Credit Bureau Companies Holloway Credit Bureau Companies LLC Holloway Credit Solutions LLC Homecomings Financial Network Homecomings Financial Network Inc HomEq Servicing Corporation Honor Creditors Agency Inc Hoover Slovacek LLP Horizon Recovery Services LP dba Quik Solutions Hospital Billing and Collections Service Hospital Receivables Service Inc Hospital Receivables Service Inc United States Credit Association Inc Health Receivables Inc Hosto & Buchan PLLC Household Recovery Services Corporation Houston Funding Corporation Howard A Wurman PC (fka Mims Wurman & Fischer PC) Howard L Stomel A Professional Corporation Howell & McClinton PC HP and Associates Inc dba Hutchision Perry and Associates Inc HSI Financial Services Inc Hudson & Keyse LLC Hughes Watters & Askanase LLP Hurley State Bank I C System Inc I C Systems Inc I-9 Financial Services ICS Financial Services Corp IEI Financial Services LLC IMBS Inc dba IMBS Collections IMCO/ICC Inc Immediate Credit Recovery Inc Imperial Credit Systems Inc. (fka Imperial Collection Services of Colorado Inc dba ICS) Imperial Merchant Services Inc DBA Check Recovery Systems Incarnate Word Health Services Incarnate Word Health Services DBA Diversified Credit Services Independent Recovery Resources Inc Independent Service Company Infiser Inc dba Diversified International Financial Services Information Technology & Credit Corporation (ITC) (FKA Metropolitan Resource Corporation (Metrosource)) Ingram & Associates LLC Ingram and Associates LLC Innovative Business Solutions Inc Inovision Inc dba Inovision of Virginia Instachek of Texas Institute of Business Practices Inc Insurex Inc Integrated Credit Solutions Inc Integrated Transaction Services Intelenet Global Services Ltd InterBay Funding LLC Inter-Billing Services International Account Systems Inc International Account Systems Inc dba MCA International International Check Services Inc International Check Services Inc (fka NPC Check Services Inc) International Collection Agency LLC International Collection Corp International Collection Services Inc dba Republic Assurance Corporation International Computer Systems International Computer Systems Inc dba First Collections & First Collection Services International Financial Services Inc International Telemedia Associates Inc dba Highland Group Interstate Collection Bureau Inc Intervention Reinforcement Bureau Invest Services Co Inc Investigative Recovery Services Investment For U Inc Investment Recovery Services LLC Irv Borenstein Attorney At Law Island National Group LLC J & J's Diversified Professional J Anthony Cambece Law Office PC (fka J Anthony Cambece) J C Christensen & Associates Inc J J Macintyre Co Inc Jack L Daniel Inc Jackpot Collections & Subrogation Services Jaffe & Asher LLP James A West PC James C Bray James Heston Wagner & Evans Inc James N Hull & Associates PC dba Hull & Associates PC James William Freyer Jana Ferrell & Associates LLC Janice E Cohen Jason Paul Richard dba Southeast Texas Recovery Services Javitch Block Eisen & Rathbone PPL Jay A Taylor PC JBC Legal Group PC JDC Recovery c/o Ben Culppepper JDJ Investments Inc dba Credit Bureau of Alexandria JDR Recovery Corporation Jefferson Capital Systems LLC Jeremy Brown and Richard Lindley dba Surecheck of Texas Jester Resources Inc dba Prochek JFB Acquisitions Inc Ji Yun Hwang dba Trust Recovery Management Co JNR Adjustment Co Inc dba Resource Management Systems Joe Foster Acquisition Group Inc dba Equitable Solutions Joe Foster Acquisitions Group Inc dba Equitable Solutions John A Schneider dba Account Control Services Company (ACSC) John B Bockmon dba Standard Recovery Services John Cox John Qualls John William Harker PLLC John Wilson dba Orion Financial Recovery Service Johnson & Rountree Premium Inc Johnson Deluca Kennedy & Kurisky PC Johnson Finkel Deluca & Kennedy PC Jon Barry & Associates Inc Jon R Hawks Ltd Jon W Brown Dba Intercept JSZ Financial Co Inc Judgement Collection Specialists Inc Judgement Recovery Specialists Judy D Moreno dba Islas Julia K McWilliams dba Payment on Time Julie Neal dba Health Claims Plus Kapka Kapka & Associates Kaplan & Kaplan Inc Karen K Farias dba C&K Financial Services Kathryn L Benson dba Metro Investment Securities KCA Financial Services Inc Keith D Weiner & Assoc Co LPA Kemp Smith Duncan & Hammond PC Kendor Financial LTD Kenley Financial LLC Kenneth Associates aka Health Service Consultants Kenneth B Leeds Kenneth Eisen & Associates dba Key Recovery Services Kenneth L Herring dba Herring & Associates Kenneth Shaw dba American Credit & Collections Kenneth W & Joann Mills dba Credit Bureau of Friona Keri Howland Hunt dba The Professionals Agency Kerri Howland Hunt dba The Professionals Agency Kevin B Wilson dba Wilson & Wilson Attorneys Kevin D Mullett dba EPR Services Kevin L String Co LPA Key Financial Systems Inc Kings Credit Services Kline and Kline PC KS Financial Group Inc L & M Account Services Inc. L J Burt & Associates Inc L&N Investments LaDarien Spencer and Kimberly Oliver dba Atlas & Assoc Lake Valley Retrievals Inc Lamont Hanley & Associates Larkin Collection Service Inc Larry G Waller Larry S Carvell dba Doctors Recovery Bureau Laurence A Hecker dba Laurence A Heckler Attorney at Law Law Enforcement Systems Inc Law Office of Bryan K Levy Law office of Curtis O Barnes PC Law Office of James L Brister PLLC Law Office of Jerry M Mims PC Law Office of John Philip Parsons Law Office of Joseph H Belzer PA Law Office of Loraine E Lyons Law Office of Mark Piland Law Office of Sam Streeter PLLC Law Office of Shannon D Matthews LLC Law Office Taylor T Pensoneau LLC Law Offices of Bennett & DeLoney PC Law Offices of Bradley J Rephen PC Law Offices of Charles E Soffar PLLC Law Offices of Clark Garen Law Offices of Curtis O Barnes PC Law Offices of D Scott Carruthers Law Offices of Daniel J Ciment PLLC Law Offices of Donald S Burak Esq Law Offices of Joel Cardis LLC Law Offices of Joseph Belzer PA Law Offices of Kent Puett Law Offices of Lawrence R Boivin Esq Law Offices of Michael P Margelefsky LLC Law Offices of Mitchell N Kay Law Offices of Palmer Reifler & Associates Law Offices of Ross Gelfand Law Offices of Thickstun Stern & Becerra LLP Law Offices of Thomas L Freytag Lawrence Baca & Donohue PLLC Lawrence Roach and Associates dba Law Office of Larry Roach LDG Financial Services LLC Leading Edge Recovery Solutions LLC Legal Financial Services Inc Legal Mediation Practice Inc Legal Recovery Law Offices Inc Leland Scott & Associates Inc Leland Scott Edington dba Leland Scott & Associates Lelaurin Emmett & Kessler LLP Leonard N Tarr PC LERCK LLC Lewis and Branning Partnership LHR Inc Liberty Collection Bureau Inc Liberty Credit Services Inc Liberty Point Corporation Lighton Taylor & Associates LLC dba Leighton Taylor & Associates Linda Benovsky dba Cash & Associates Lindquist & Trudeau Inc Linebarger Goggan Blair & Sampson LLP (fka Heard Linebarager Graham Goggan Blair Pena & Sampson) Lisa A. Manziel dba Manziel Law Offices Litchfield Financial Corporation Litton Loan Servicing LP Llano Estacado Account Management Services LLC LM Holdings Inc dba Guardian Collection Bureau LM Out Inc dba United States Bond Bureau LML Payment Systems Corp LMS Services Inc. Loan Star Collections Inc Lockheed Martin IMS Corporation dba LDC Collection Systems (FKA Lockheed Information Management Services CO Inc. dba Lockheed IMS) Lola Beth Webster Lone Star Investigations & Recovery Inc Long Beach Acceptance Corp Looking Glass Financial Inc dba LGF Loraine G Wood dba Westbank Asset Management Louis W Beheler dba World Wide Recovery Systems LRM & Associates Inc LSI Financial Group LTD Financial Services LP LTL Management Inc Luebke Baker & Associates Inc Luttrell Pursley and Assoc Lynn C Denooyer M C Asset Group M D Gibson & Associates PC M Jan Spears & Associates Inc Mabry Gibson & Herberger LLP MAC / TCS Ltd Machol & Hohannes PC Machol & Johannes Machol & Johannes PC Madison & Park Inc Magazine Collection Bureau Magazine Collection Bureau a Division of National Credit Audit Corporation Magnolia Loan Servicing Inc magnUS Service Inc MagnUS Services Inc Mail Receivables Service Inc Mail Recovery Service Mainstreet Cash Service Inc Mainstreet Cash Service Inc. Malcolm S Gerald & Associate Inc. Malcolm S Gerald & Associates Inc Malibu Insurance Services Inc Management Adjustment Bureau Inc Management Financial Services Inc Management Koncepts Inc Management Koncepts Inc DBA Kids Ltd and Kins Income Depends on Support Ltd Manfred Sternberg & Associates PC Manhattan Financial Recovery Services LLC Mann Bracken Layng & Knezo Mann Bracken LLC Mansoor A Rahman dba Data Control Systems MAPA Inc Mara Nicandro dba Quic Recovery Marcom Technologies Inc dba Marcom Receivable Management and Cash Flow Services Market Approach Consulting Services LP dba Paramount Recovery Systems (fka Market Approach Consulting Services LP dba Asset Control Services) Market Recovery Analysts Inc Markman Brothers Investments Marks Collection Inc T/A Affiliated Collection Service Marlin Integrated Capital LLC MARS Inc Marshall and Marshall Inc Martel Management Inc Marvin Lore Smith III dba JP&C Matson Wallace and Lynch Inc Matthews Stevens & Stone Inc Maximum Recovery Solutions Inc Maximum Recovery Systems Inc MAXIMUS Inc Maxwell & Associates Inc MCB Collection Services Inc McCarthy Burgess & Wolff Inc McCleskey Harriger Brazill & Graf LLP McCreary Veselka Bragg & Allen PC Attorneys at Law McGaughey Reber and Associates dba Diversified Credit Systems McNeily Rosenfeld & Rubenstein MDS Inc Meade & Associates Inc Medaccounts Medarc Inc Medcare Inc (fka Financial Trade Services Inc) Medclr Inc dba Emergency Room Billing Inc Medi Credit.com Inc Media Collections Inc dba Joseph Mann & Creed Medical and Professional Accounts Control Inc DBA Med Pac Medical and Professional Collection Services Inc Medical Business Bureau Inc Medical Claims and Collections Inc Medical Data Systems Inc dba Medical Revenue Service Medical Debt Management Inc Medical Dental Hospital Bureau of San Antonio Inc Medical Dental Hospital Bureau of San Antonio Inc DBA Business & Professional Service Medical Management Services Inc Medical Practice Solutions Inc Medical Receivables Management L C Medical Society Business Services Inc dba Bureau of Medical Economics Medical Third Party Resources Inc DBA Med-Collect Medicol Medi-Comm Services Inc Medi-Comm Services Inc of Lubbock Medi-Comm Services of Lubbock Inc Medicredit Corporation Med-Im Development Inc Med-Les Physician Assistance Service Medquist Receivables Management Co (fka Medquist of Texas Inc dba Stanford Financial Services Inc & Medquist Inc) Melvin Crafton dba Liberty Debt Solution Mercantile Adjustment Bureau Inc Mercantile Adjustment Bureau LLC Mercer Graham & Associates Inc Merchant Management Inc Merchants & Medical Credit Corporation Inc Merchants and Professional Credit Bureau Inc Merchants Association Collections Division Inc Merchants' Credit Guide Co Merchants' Credit Guide Company Mercury Recovery of California Meridian Financial Services Inc Messerli & Kramer PA Methodist Hospitals of Dallas dba Prime Financial Services Metro Collections Metrocredit Services Inc Metropolitan Consumer Collection Services Inc (fka MCCS Acquisition Inc) Metropolitan Consumer Collection Services Inc. Metropolitan Resource Corporation (Metrosource) Michael B Bennett PC dba Bennett Law Offices Michael B Ray dba Credit Adjustment Company Michael D McDonald dba ARC Services Michael D Moore Michael J Shroeder PC Michael McDonald Michael S Sanderock dba S & G Recovery Services Michael T David dba Allied National Commercial Collections Mid America Accounts Control Bureau Inc Mid America Credit Management LLC MidCoast Credit Corp MidCoast Credit Corporation Midland Credit Management Inc Midland Credit Management Inc (MCM) Midland Funding 98-A Corporation Midland Receivables 98-1 Corporation Midland Receivables 99-1 Corporation Mid-South Credit Bureaus Inc Midstate Collection Solutions Inc Mid-State Credit Bureau Midwest Collection Service Inc dba MCS Financial Management dba Municipal Collection Service Midwest Consultants Corporation Midwest Service Bureau Inc Midwest Support Services Inc Mienhold Stawiarski Shapiro & Codilis LLP Miguel Andrade Jr & Robert Landon dba Landon Landon & Andrade Mike Sherman Inc dba The Sherman Company Milco Loan Servicing Corporation Millenium Financial Group Milliken & Michaels Inc Milliken & Michaels Inc dba Milliken and Michaels Milton Clarke & Madison Minnesota Recovery Services Inc Miracle Financial Inc MKS Financial Services Money Control Inc Monroe Enterprises dba Credit Bureau of Centre Monroe Enterprises Inc dba Credit Bureau Centre Monterey Financial Services Inc dba Monterey Collection Services Montgomery County Credit Bureau Inc Morgan & Associates PC Mortgage Source Ventures Corporation Moss Codilis LLP Moss Codilis Stawiarski Morris Schneider & Prior LLP Moster & Wynne PC Mountain Peaks Financial Services Inc Mountain States Adjustment A Division of MS Services LLC MRS Associates Inc MS Services LLC dab Mountain States Adjustment MSA Solutions Inc Msource (India) Private Limited MTR Collections Inc (Vali-Chek Incorporated) Municipal Collections Incorporation Mutual Collection Company Inc Myers & Porter LLP NACM of South Texas Inc Nadine Ridlerhuber dba Hot Check Recovery Nair & Levin PC NAL Acceptance Corporation Nashville Adjustment Bureau National Account Systems Inc National Account Systems Inc dba National Business Division National Account Systems of Omaha National Action Financial Services Inc National Action Financial Services Inc (NAFS) National Adjustment and Recovery Corp National Asset Management Enterprises Inc National Asset Placement Corporation National Asset Recovery Inc National Asset Recovery Services Inc National Asset Services Co National Association of Credit Management of Texas Inc National Auto Finance Company Inc. National Bureau of Collections Inc. National Bureau of Credit Inc National C & R Inc dba National Credit & Recovery National Check Trust Inc National City Processing Co dba Executive Collection Bureau National Collection and Credit Control of America Inc National Collection Consultants Inc National Collection Service Inc National Collection Systems Inc dba National Credit Management National Collections Systems Inc dba National Credit Management National Commercial Recovery Inc National Credit & Collection Services Inc National Credit Adjusters National Credit Audit Corporation National Credit Management Corporation National Credit Managers National Credit Service National Credit Services Corporation National Credit Services Inc National Credit Systems Inc (fka Southeastern Credit Systems Inc) National Creditors Association Inc National Creditors Bureau Inc National Creditors Connection Inc National Enterprise Systems Inc National Enterprise Systems Inc. (fka Windham Associates Inc dba National Enterprises Systems) National Financial Bureau Inc dba J V Smith & Associates National Financial Group Inc dba Maryland National Financial Group Inc National Financial Systems Inc (NFS) National Recoveries Inc National Recovery Agency Inc National Recovery Systems Ltd of America National Revenue Corp Corporation National Revenue Corporation National Telecommunications Data Exchange Inc National Telewire Corporation Nations Credit & Collection Service Inc Nations Recovery Center Inc Nationwide Collections Inc Nationwide Credit Corporation Nationwide Credit Inc Nationwide Credit Inc and Nationwide Credit Inc dba Financial Health Services Nationwide Credit Inc and Nationwide Credit Inc dba Financial Health Services (fka ABC Business Services Inc) Nationwide Credit Inc dba Healthcare Claims Services dba Midwest Consultants dba Financial Health Services (Former dbas BWS Credit Services; Northwest Audit and Adjustment; The Master Collectors & BWS Credit Services) Nationwide Credit Inc. Nationwide Debt Recovery Ltd Nationwide Recovery Service Inc Nationwide Recovery Service Inc. Nationwide Recovery Service of Sacramento Inc Nationwide Recovery Service of Savannah LLC Nationwide Recovery Service of Tampa Inc Nationwide Recovery Systems Nationwide Recovery Systems Ltd NCB Management Services Inc NCC Business Services Inc NCC Business Services Inc (FKA National Collection Consultants of Florida Inc) NCD Inc dba First Financial NCO Financial Systems Inc NCO Portfolio Management Inc Nellie M Erickson dba Credit Service Company Nelson Watson & Associates LLC Network Collection Services Network Collection Systems Inc Network Services Inc dba Network Collection Services (fkaCredit Bureau of Hattiesburg - Laurel) Neuheisel Law Firm PC Nevada Credico Inc dba Quantum Collections New Century Financial Services Inc New York Bay Capital Inc Newman Freyman Klein & Gamache PC Nexclaim Technologies Inc Nickell & Associates DBA Medical Bureau Inc, Phoenix Credit Services Nickell & Associates DBA Medical Bureau Inc; Phoenix Credit Services Nicolas M Bazan PC Nissan Motor Acceptance Corporation Nob LLC Nordin & Associates Inc Nor-Don Collection Network Inc dba NCN Norman Wexler Individually & dba Wexler & Wexler Attorneys North American Capital Corporation North American Capital Corporation; NACC Corporation (FN); NACC Corporation; North American; NACC North American Collectors Inc North American Credit Services Inc North American Service Corporation North Coast Account Systems Inc North Shore Agency Inc Northern Credit Service Inc Northland Group Inc Northstar Location Services LLC Northwest Collectors Inc Nosoma Systems Inc T/A Capital Collection Service NRB Inc Nuvell Financial Services Corp Obra Homes Inc Ocwen Consumer Solutions Inc Ocwen Financial Solutions Private Limited Ocwen Financial Solutions Private Ltd Ocwen Loan Servicing LLC Odis Wayne Bickers Office of Judgement Enforcement Old Republic Equity Credit Services Old West Capital Co Oliphant Financial Corporation Oliver and Oliver PC Omega Financial Inc Omni Credit Services Inc Omni Credit Services of Florida Inc Omni Credit Services Of Illinois Inc Omni Services Group LLC Omnium Worldwide Inc and Omnium Worldwide dba Accent Insurance Recovery Solutions (former dbas fka Healthcare.. - Advantage.. - Omnium Communication ..) Onesource Credit Solutions Inc Onstat Inc Onyx Acceptance Corporation Onyx Investment LLC Option Card LLC Option One Mortgage Corporation Origen Servicing Inc OSI Collection Services Inc dba Hospital and Physician Services; IMC Credit Services; Medical Accounting Service; Medical Billing Systems; Medical Provider Accounting Service; Missouri Medical Collections; OSI Alaska Financial Services OSI Collection Services Inc dbas -Alaska Financial Services;Central Patient Billing;Hospital and Physician Services;IMC Credit Services;Medical Billing Systems;Medical Provider Accounting Service;Missouri Medical Collections;Professional Billing Service OSI Collection Services Inc dbas Professional Billing Service: IMC Credit Services, Hospital Physician Services: Missouri Medical Collections; Central Patient Billing and Medical Billing Systems (fka Payco) OSI Education Services Inc OSI Education Services Inc OSI Portfolio Services Inc OSI Recovery Solutions Inc Outsource Receivables Management Outsourced Accounts Inc Oxford Collection Agency Inc Oxford Collection Agency Inc dba Oxford Management Services P & S Recovery Management LLC Pacific Coast Collections Inc Pacific Creditors Association Palisades Collection LLC Palladian Resources LC Paradigm Recovery Solutions LLC Paralign Revenue Management Inc Paralign Revenue Management Inc. Paramount Adjustment Bureau Inc Paramount Alliance Leasing Inc Paramount Recovery Services Inc. Paraservices Inc Partners Financial Services Inc Patenaude & Felix APC Patient Accounting Service Center LLC Patricia Dugger dba Quick Collect Patricia L Dearing LLC Patrick Joseph Martin Patsy Carole Golden Paul Mason & Associated Inc dba Creditors Bankruptcy Service Paul Mason & Associates Inc dba Creditors Bankruptcy Service Paul R Wilson Pay Direct Services Inc Pay Solutions Payco General American Credits Inc dbas Payco; Creditors Protective Association: Retail Merchants Collection Service Missouri Medical Collections; Hospital & Physician Service: Herring Financial Services: Central Patient Billing;Furst & Furst Continental Payment Solutions A California Corporation dba Card Gard / Check One Paypax Accounts Inc Payup Winddown, Inc. PD Recovery Inc (a PA Corporation)m, A Wholly Owned Subsidiary of Dollar Financial Group PDI Management Services Inc Pender & Coward PC T/A Commonwealth Collection Attorneys Penn Credit Corporation Penncro Associates Inc Pentagroup Financial LLC People First Recoveries LLC Performance Capital Management Inc Performance Capital Management LLC Perimeter Credit LLC Perimeter Credit LP Pfluger Financial Services Inc Philip C Vitek Phillip D Collins & Associates PC Phillips & Cohen Associates Ltd Phillips & Kirschenbaum LLP Phoenix Credit Solutions LLC Phoenix Management Company Inc. Phoenix Management Solutions LLC Phoenix Management Systems Inc Physicians' Income Recovery Inc Piano Credit Company LLC dba Yamaha Retail Finance (fka dba National Piano Finance and Leasing Company) Piedmont Adjustment Bureau Inc Piedmont Credit & Collections Inc. Pierce Hamilton and Stern Inc Pinnacle Corporate Services Inc Pinnacle Financial Group Inc Pinnacle Financial Group LLC Pinnacle Recovery Inc Pioneer Credit Recovery Inc Piper Collections Inc Platinum Recovery Solutions Inc PMAB Inc TDA H Johnson & Associates POM Recoveries Inc Portfolio Recovery Associates LLC Powell & Jackson II Inc Powell & Jackson Inc Powell Rogers & Speaks Inc Powelson Companies Inc. dba Foley & Associates Poznet Solutions Inc dba Poznet Recovery Services PPCC Inc dba Allied Collection Resources PRA AG Funding LLC PRA III LLC PRA Receivables Management LLC dba Anchor Receivables Management Practical Medical Management Inc Premier Check Systems Inc Premier Recovery Inc Premier Recovery LLC Premier Trust Deed Services Inc Premiere Credit of North America LLC Premium Asset Recovery Corp Premium Credit Corp Premium Recoveries Inc Primary Financial Services LLC PRM Financial Service Inc PRM Financial Service Inc. PRM Financial Services Inc Pro Collect Inc dba Asset Resources Pro Com Services Corporation dba Credit Bureau of Springfield Inc Pro Com Services of Illinois Inc Pro Consulting Services Pro Consulting Services Inc Procheck A Service of Revenue Assurance Professionals LP Procollect Inc Pro-Collect Inc dba Asset Resources Procollect Services Inc Procollect Services Inc (fka Procollect Inc) Professional Account Management Inc Professional Account Services Professional Account Services Inc Professional Account Services Inc (PASI) Professional Adjustment Corp Professional Adjustment Service Inc Professional Affiliates Company Inc Professional American Collections Inc Professional Bureau of Collections Inc Professional Choice Recovery Professional Collection Company Professional Collection Service Inc Professional Credit Analysts of Minnesota Inc Professional Credit Collections Inc Professional Credit Consultants Inc Professional Credit Research Inc dba Professional Credit Recovery Professional Credit Services Inc Professional Debt Mediation Inc Professional Finance Company Inc Professional Recovery Consultants Inc Professional Recovery Services Professional Recovery Services (PRS) Professional Recovery Services Inc Professional Recovery Systems Inc Professional Recovery Systems LLC Professional Service Assistance Professional's Receivable Network (PRN) ProfitLine Collection Services Inc Progressive Financial Services Inc Progressive Recovery Network Inc Protocol Financial Services Inc Protocol Recovery Service Inc Providential Capital Inc Pyatt & Associates Pyatt & Associates Information Services Q Collections Inc Quality Asset Management Inc Quantco Financial LLC Quantum Capital Inc Quantum Credit Services of Georgia Inc dba Quantum Credit Services Inc Quantum Credit Services of Texas Inc dba Quantum Credit Services Inc Quest Asset Management Inc Questcare Practice Management Services Inc R & B Cable Contractors Inc R & R Collection Service Inc R A Rogers Inc R C Capital Company LLC R C Wilson Company R M Connecticut Services Inc R M Galicia Inc dba Progressive Management Systems R S Clark & Associates Inc R S Clark and Associates R Scott Perry Radio Shack a Division of Tandy Corporation Raeco Management Inc Raeco Management Inc dba Investigative & Recovery Services Raeco Recovery Services Inc Ralph L Ross Rapid Recovery & Professional Billing Inc Rauch - Milliken International Inc Rausch Strum Israel & Hornik SC Rawlings Financial Services LLC Ray Wood & Fine Attorneys at Law Raymond & George Inc RC Services Inc Re:Claim Inc Real Time Resolutions Inc Reasonable Recovery Solutions Company LLC Reasonable Recovery Solutions LLC Receivable Management Inc Receivable Recovery Services LLC Receivable Services of America LLC Receivable Solutions Inc (RSI) Receivable Solutions Inc dba National Recovery Control DBA National Legal Recovery Service Receivables Management Bureau Inc Receivables Management Consultants Corporation (RMC Corp) Receivables Management Group Inc Receivables Management Group Inc dba RMG Systems Receivables Management Group Inc. Receivables Management Solutions Inc dba RMS Receivables Recovery and Management Corporation Receivables Specialist Inc ReChek Recourse Acceptance Corporation Recover Inc Recoveries Inc Recovery Bureau of America Inc Recovery Concepts Inc Recovery Consultants Inc Recovery One Inc Recovery Remedies Inc (RRI) Recovery Services International Inc Recovery Services of Texas Recovery Solutions Inc Recovery Systems Specialist Red River Collections Inc Redford Collections Redline Recovery Service LLC Redmarq Reese Montgomery Weinstein & Associates Inc Refinance America Ltd Regency Credit LLC Regent & Associates PC Regional Adjustment Bureau Inc Reimbursement Technologies Inc Reisman & Simpson Reliable Adjustment Bureau Inc Reliable Adjustment Bureau of Florida Reliable Adjustment Bureau of Florida Inc Remex Inc Remit Corporation Renaissance Recovery Services Inc RentCollect Corporation Renter Index Inc dba Accounts Index Requestex LP Resident Data Collections LLC Resolution Services Inc Retail Merchant Assoc of Tyler Texas Inc Retail Merchants Assoc of Abilene Inc dba Credit Bureau Servicing West Central Texas - Collection Divisions (fka Credit Bureau of Abilene Collection) Retail Merchants Assoc of Abilene Inc dba West Central Texas Collection Burean and dba Premium Recovery Retail Merchants Association Inc dba Credit Bureau of Greater Shreveport Retail Merchants Association of Lubbock Inc Retail Merchants Association of Port Arthur Inc Retail Merchants Association of Tyler Inc Retail Recovery Service of NJ Inc (fka Retail Recovery Service of New Jersey Inc) Retrieval Masters Creditors Bureau Inc Retrieval Masters Creditors Bureau Inc dba American Medical Collection Agency Inc Revcare Inc Revenue Assurance Professionals LLC (fka Procheck A Service of Revenue Assurance Professionals LP) Revenue Investment Protections Inc Revenue Management Corporation Revenue Production Management Inc Revenue Recovery Corporation Rhett Hoestenbach RHP Mortgage Company dba RHP Financial Services Richard Alan Russell Richard DeJana & Associates PLLC Attorneys at Law Richard J Boudreau & Associates LLC Richard N Thompson Attorney at Law Richard P Dayhoff dba Independent Recovery Systems Richard S Katona and Bernardene A Katona dba CCS/Houston Richard V Wallace dba Accounts Receivable Management Services Richwood & Associates Inc Rick Higgins dba Promed Practice Management Rickenbacker Collection Services Inc Riddle & Associates PC Riddle & Williams PC Riecke Baumann Rio Grande Valley Creditors Service Bureau Inc Rio Grande Valley Creditors Service Bureau Inc. dba Creditors Service Bureau Riscuity Asia Inc Risk Management Alternatives (Minnesota), Inc DBA Credit Convertors DBA Allied Medical Accounts Control Risk Management Alternatives Inc Risk Management Alternatives Inc Risk Management Alternatives Solutions LLC Ritcheson & Dollahite PC Riverview Asset Management Service Inc Riverview Collections Inc Robert A Fierman Attorney P C Robert B Buchan Attorney at Law Robert B Sims Robert Thomas Miller Jr dba Law Office of Robert T Miller Jr Robert Vallair dba Veliro Group Roberts & Roth Corp Robinson Reagan & Young PLLC Robinson Regan & Young PC Rochester Credit Center Inc Rochester Credit Center Inc dba The Credit Bureau Rockford Mercantile Agency Inc Roland Barbosa dba United Subrogation Associates Romac Enterprises Inc dba Romac Financial Services Ronald R Lusby dba Multi-Data Systems Roquemore & Roquemore Inc Rosemary Cox dba Absolute Recovery Services Rosenthal Morgan and Thomas Inc Ross Banks May Cron & Cavin PC Roxanne Webb dba D & R Financial RSI Enterprises Inc RTI / Community Management Associates Inc RTM Financial Services LLC dba Credit Consulting Services Ruben Escandon Jr dba Tracs (Trace Recovery and Collection Service) Rudy Neria dba Vinton & Associates Russell Collection Agency Inc Ryan & Reed Inc S & A Services of Marion Ltd dba S & A Services Ltd S & A Services of Watertown Ltd dba S&A Services Ltd S & P Capital S & P Capital Investment Inc S & P Park Inc dba Corporate Recovery Services S & S Recovery Inc S R Marshall & Associates Inc SAB International Inc Sallie Mae Servicing Corporation Sally Sekac dba The Woodlands Collection Agency Sammy Miller Samuel T Leahy dba A R Management & Solutions LLC San Antonio Creditors Association San Antonio Retail Merchants Association San Antonio Retail Merchants Association Collections Inc San Leandro Collection Service Inc Sanders Baker & Jesko PC Sanders Baker & Jesko PC & Perdue Brandon Fielder Collins Sandra Renee Lumbley dba R W Collection Service Sanford J Cohan Sarasota Inc dba Credit Control Management Sarma SCA Collections Greenville NC Inc SCA Credit Inc Scher Legate & Ehrlich PLLC Scherr Legate & Ehrlich PLLC (William Ehrilich, Herbert Ehrlich and Sam Legate) Scherr Legate Ehrlich & Kennedy PLLC Schreiber & Associates PC Schreiber & Associates PC / Business and Trial Lawyers Scipione Berg & Associates LLC Scoggins McKelvey Almon & Malone LLP Scott and Goldman Scott Lowery Law Office PC. (fka P Scott Lowery PC) Scott Watson President Spectrum Processing Inc Seattle Service Bureau Inc dba National Service Bureau Security Check Security Check Collections LLC Security Credit Systems Inc Sedna Asset Solutions Inc Select Billing and Collections Services Inc Select Portfolio Servicing Inc Seleta Edge dba Recoveredge Systems Senex Services Corporation Sentry Credit Inc Sequoia Concepts Inc dba Sequoia Financial Services Service Bureau Inc Shapiro Brown Corporation dba SBB Management Company Shark Logic Receivables Management & Consulting LLC Sharon Parks dba Matrix Financial Sheffield Capital Corp Shreveport Wholesale Credit Association Inc Silver Collection Service Inc Silver Oak Services LLC Simm Associates Inc Sitel Customer Care Inc dba NAFS of Canada Skip Chase & Associates LLC Skip Chase International, Inc SKO Brenner American Inc Sky Asset Management Services Inc Sky Recovery Services Ltd Smart Collection Inc Smith Rouchon & Associates Inc Smith Town & Associates Inc SMX Recovery Services Inc SN Servicing Corporation SN Servicing Corporation Solomon and Solomon PC South Texas Adjustment Services Southeast Collection Services Southeastern Credit Bureau Inc Southeastern Credit Bureau Inc dba Park Dansan Southeastern Credit Systems Inc Southern Credit Recovery Inc also T/A Central Billing Office; And Regional Financial Services LLC (SCR) Southern Credit Recovery Inc T/A Central Billing Office: and Regional Financial Services LLC Southern Federal Collection Service Inc Southern Financial Systems Inc dba Southern Financial Collections Southern Management Systems Inc Southern Service Systems Inc dba Southern Collection System Southern Tier Credit Center Inc Southwest Credit Card Services Inc Southwest Credit Systems Inc Southwest Credit Systems LP Southwest General Services of Dallas LLC Southwest Medical Collections LLC Southwest Pacific Financial Inc Southwest Recovery Corporation Southwest Reimbursement Management Services LLC Southwest Subrogation Services Inc Southwest Value Recovery Inc Specialized Collection Systems Inc Springer Financial Group Inc Springer Inc dba Springer Collections Springman Braden Wilson & Pontis PC Sprouse Smith & Rowley PC SPS Payment Systems Inc SPS Transaction Services Inc. SR Marshall & Associates Inc SRA Associates Inc SRG Inc St Hill & Associates PC Stan Hughes Stanford & Associates LLC Starfire Recovery Starwiarski & Associates PC State Collection Service Inc State Municipal Services Inc State Street Capital Corporation States Recovery Systems Inc Statewide Credit Association Inc Stawiarski & Associates PC STC Solutions Inc Stephen W Powelson dba Foley and Associates Stephens & Michaels Associates Inc. Sterling & King Inc Steve Sumner PC Steven G Lawrence PC Steven H Phelps PC Stevens Business Service Inc Stevens Business Services Inc Stevenson Law Firm Inc Stewart & Associates PC Attorneys at Law Stewart Default Solutions Inc Stewart S Mortensen Stokes & Clinton PC Stone Credit Inc Stratagem Credit Services Inc Strategic Recovery Systems Inc Stuart Allan & Associates Inc Suburban Credit Corporation Sullivan Cross & Davis Inc Summer & Schick Summit Collections Inc Summit Recovery Services LLC Sunrise Credit Services Inc Superior Asset Management Inc Superior Credit Service Inc Superior Credit Services Inc Superior Recovery Systems Sure Check Regional Sure Tech Recovery LLC Surety Acceptance Corporation Surety Recovery and Consulting Services Inc Surpas Resource Corporation SWC Collections Swift Recovery Inc Symmetry Management Corp dba BCC Financial Management Services Inc Syndicated Office Systems dba Central Financial Control Synergetic Communication Inc Synergetic Communication Inc dba Syncom Synergy Business Services Inc Synnis Inc dba Sygnis Financial Services Synter Resource Group LLC Systematic National Collections Inc Systems & Services Technologies Inc T L Thompson & Associates Inc T/A American Collection Consultants Tabula Rasa International Ltd Takhar Collection Services LTD Talbott Adams & Moore Inc Tandy Corporation Taryn R Chatham Tate & Kirlin Associates TBS Business Services Inc TCH International Inc dba The Collection House TCM Enterprises Inc dba Total Collection Management & First Recovery Services Inc TCMS Texas Collection & Mediation Services LLC Telcollect Inc Telecheck Services Inc Telerecovery Telesmart Inc Tempest Recovery Services Inc Texas Check Control Agency Inc Texas Commercial Recovery Bureau Inc. Texas Guaranteed Student Loan Corporation Texas Legal Net Services Bureau LLC Texas Municipal Services Inc Texas Star Business Services LLC Texhoma Financial Services Textron Business Services Inc (fka TBS Business Services Inc) The Affiliated Group Inc dba Affiliated Credit Services The Affiliated Group Inc dba The Affiliated Credit Services (fka ACS III dba Affiliated Credit Services) The Allen Daniel Associates Inc The Best Service Co The Best Service Co Inc The Brice Legal Group PC The Bureaus Inc The Carlson Company LLC The Carlton Company Inc The CBE Group Inc The CBE Group Inc The Check Connection Inc The Collection Bureau of Lincoln Nebraska Inc The Continental Alliance Inc The Continental Alliance Inc dba Continental Credit Services Inc The Continental Collections Group Inc The Credit Bureau of Kilgore TX Inc dba Northeast Texas Credit Bureau The Credit Store The Credit Store Inc The Education Resources Institute Inc The Goodyear Tire & Rubber Company The International Recovery Firm The Law Firm of John A DeFede PA The Law Office of Gary Lee Hach The Law Office of John P Frye PC The Law Offices of Daniel J Nigro PC The Law Offices Of Gerald E Moore & Associates PC The Law Offices of John Lyndon Vidrine A Professional Corporation The Law Offices of Loren Parker - Jackson The Master Collectors Inc The Medical Bureau Inc The Medical Bureau Inc (MBI) The Phoenix Recovery Group The Professionals Agency The Receivable Management Services Corporation dba D&B Receivable Management Services dba RMS (fka The Receivable Management Services Corporation dba Dun & Bradstreet Receivable Management Services) The Receivable Management Services Corporation dba Dun & Bradstreet Receivable Management Services The Recovery Group Inc The Research Firm LLC The Revenue Maximization Group Inc The Reyes Law Firm PC The Rimit Corporation The Sagres Company The Silva Group dba Billing & Financial Recovery Services The SSI Group Inc The Traf Group Inc The Transcontinental Adjustment Corp The Transcontinental Adjustment Corporation The Wealthology Institute The Westmoreland Agency Inc The Wymard Company Inc dba Joseph M Wymard Theodore P Karibian dba Hot Check Thomas George Associates Ltd Thomas H Leet dba Southwest Bounty & Collection Service Thomas J Wheeler dba Wheeler Law Office Thomas K Bamford Thomas K Bamford Attorney at Law Thomas Wheeler dba Act Collections Thornton Financial Services Inc Tiburon Financial LLC Ticket Track Inc Tidewater Consumer Credit Timothy Bonnder and James Pinson dba ADP Collections Titan Business Solutions Inc Titan Management Services LLC TMG Financial Inc TML Intergovernmental Employee Benefits Pool Todd Bremer & Lawson Inc Todd Lamb dba Trinity Collections Tom W and Helen J Logan / Check Recovery Tonya Sue Sorrow Tormey Bewley Corporation dba Albuquerque Collection Services Torres Credit Services Inc Total Card Inc Total Credit Recovery USA Group Inc Touchstone Communications Inc Tower Collection Center Inc Town North Bank NA TPI Billing Solutions LLC Trace Credit Services Trackers Inc (In Illinois dba Eastern Iowa Collection Bureau Inc) Tracy J Murphy PLLC TRAF Group T/A A-1 Collection Service Traneel Corp dba Continental Collection Bureau Trans First Asset Services Inc Trans Union Corporation - Dallas Division Transamerica Accounts Holding Corporation dba Transamerica Accounts Receivable Services or dba Transamerica Commercial Recovery Services Trans-Con Adjustment Bureau Inc Transcontinental Services Inc Transwestern Consultants Corporation Transworld Systems Inc (TSI) dba Credit Management Services (CMS) Transworld Systems Inc dba Credit Management Services Trauner Cohen & Thomas Treasury and Accounting Technologies Inc dba Treasury Recovery Services Triad Financial Services Inc Triadvantage Credit Services Inc Trilogy Capital Management LLC Triple I International Inc dba KB Financial Services and dba Kenady & Bernstein Triple I International Inc dba KB Financial Services dba Kenady & Bernstein Triple M Auto Sales Inc dba Triple M Collection Agency Tri-State Adjustments Inc Tritium Card Services Inc Trojan Professional Services Inc Trout & Associates Ltd TRS Financial Services Inc (fka Texas Recovery Services Corp) TRS Recovery Services Inc. TrueLogic Financial Corporation Trumbull Services LLC TSYS Total Debt Management Inc TT Marketing Inc Tulsa Adjustment Bureau Inc Turbo Data Systems Inc dba Innovative Collection Services Twine Financial Management TxCollect Inc Txcollect Inc TxCollect/Thrift I LP Tyler & Hughes and Associates Inc U S Municipal Support UCM Servicing Co. LLC Ugly Duckling Car Sales Inc dba Ugly Duckling Car Sales dba Ugly Duckling Autos Ugly Duckling Car Sales Texas LLP Unber and Associates Inc Unifund Corporation Union Acceptance Corporation dba Union Credit Corporation Union Acceptance Corporation dba Union Credit Corporation and UAC Servicing Corporation Union Adjustment Co Inc Unipac Service Corporation Unique Management Services Inc United Accounts Management Inc United American Acceptance Co United Check Control Inc United Collection Bureau Inc United Compucred Collections Inc United Consumers Inc. (fka Benjamin A Burrell United Consumers Inc) United Credit Management Corporation United Creditors Alliance Corporation United Equity Recovery Corporation United Financial Service United Global Financial Services Inc United Legal Corporation United Mediation Services Inc United Merchants Association United Moneycorp Inc United Mortgage & Loan Investment LLC f/k/a United Mortgage & Loan Investment Corp. United Note & Escrow Co United Portfolio Management Inc United Recovery Systems Inc United Recovery Systems LP United Resource Management / Skip Chase International United Resource Systems Inc United Revenue Corp United Service Accounts Inc United States Credit Association Inc Universal Collections Inc. Universal Collectors Corp Universal Commercial Concepts Universal Credit Services Universal Credit Services A Division of Universal Services Group Inc Universal Data Services LLC dba UDSC LLC Universal Fidelity Corp Universal Fidelity Corporation University Accounting Service Inc University Management Associates & Consultants Corp University Management Associates and Consultants Corp DBA UMAC URDCO Inc US Collections West Inc USA Enterprises Inc USCB Inc USCB Inc & United Merchants Association Utility Collections Ltd Utility Collections Ltd dba Commerce Service Corporation Utility Collections Ltd dba National Credits Inc Valentine & Kebartas Inc Valley Acceptance Corporation Van Ru Credit Corp Van Ru International Inc Vas Dimensions Inc dba City Check Recovery & CCR Services Vas Dimensions Inc dba City Check Recovery CCR Services Vas Dimensions Inc dba City Check Recovery, CCR Services vCollect Global Inc. (fka TJA & Assoc LLC) Vengroff Williams & Associates Inc Ventus Capital Services LP Verde Financial Services Inc Vericheck Inc Verichek Inc Veritech Financial Services LLC VFS Inc VFS of Indiana Victor Henry Associates Inc Vidal Esteves & Whaley Corp Viking Collection Service Inc. Viking Collection Services Southwest, Inc. Vincent R Heimann dba Omni Credit Services Virginia Credit & Finance Inc. Virginia J Catron PC Vision Financial Corp Vital Recovery Services Inc Vitt Inc dba Recovery Services of Texas dba Recovery Services of America Vox Enterprises Inc dba Consumer Solutions W Al Gordon & Associates Inc Waco Credit Bureau Inc Wakefield & Associates Inc Walker W Price Wallace M Swanson PC Wallet Recovery Ltd Warren H Wolter WCC Inc WCI Financial Services Inc Weinstein Treiger & Riley PS Wellington Wells & Associates Inc dba Wells & Associates Inc Weltman Weinberg & Reis Co LPA Wendover Financial Services Corporation West Asset Management Inc West Asset Management Inc West Capital Financial Services Corp Western Control Services Inc dba Pay Kids Network Whirlpool Financial Corp Whitewing Financial Group Inc Whitney & Richardson Inc William A Petersen Jr William David Torok William David Torok Attorney at Law William G Gammon & Associates William Yost dba Yost Investigations Collections Division Williams & Fudge Inc Williams Babbit and Weisman Inc Williams Cohen & Gray Inc Wilshire Credit Corporation Wilshire Credit Corporation (fka WCC Inc) Wilson Credit Services LLC Windham Professionals Inc Windsor Equity Group Inc Winifred H Dominguez PC WIPRO Spectramind Services Limited Wixon Partners LLC Wolpoff & Abramson LLP Wolpoff & Abramson Recovery Services Corporation Workman Law Office P A Works & Lentz Inc Works & Lentz of Tulsa Inc World Credit Inc World Credit Protection Group Inc dba National Credit Protection Group World Omni Financial Corp World Recovery Systems Inc dba Smartcheck Worldwide Adjusters Inc Worldwide Asset Management LLC Worldzen Collection and Recovery LLC WrightHawk Financial Corp Wurman and Fischer PC Xact! Resources Inc. Xelco Inc XpressChex Yankee Inc dba Grant Mercantile Agency Your Collection Solutions Inc. Zarzaur and Schwartz PC Zee Law Group PC Zenith Acquisition Zenta India Private Limited Zwicker & Associates PC