Mortgage Servicing Fraud Against Homeowners
Roy and Donna Blizzard
Mortgage Servicing Fraud
We are Roy and Donna Blizzard and we are fed up with our Mortgage Servicer, Select Portfolio Servicing (SPS) fka Fairbanks Capital. They were the 1st servicer sued by the FTC for MORTGAGE SERVICING FRAUD.
We had Contimortgage Co. which went bankrupt in 2000. SPS settled with the FTC for millions with no jail time to co. executives. SPS signed an agreement with the FTC to refrain from certain predatory activities! Well, they are back doing it again violating, "The Best Practices Act", along with all the rest of the crooked loan servicers. Many Conti loan papers were ordered destroyed by bankruptcy court! That means that the servicer that took over is JUST A DEBT COLLECTION AGENCY! Many Conti loans may be non existent! The current administration has rewarded servicers by sending them MILLIONS of taxpayer dollars to modify loans. They get paid regardless if they are modified or not. Hmmmm...commit grand larceny and get paid!
Only 4 % of all loans are modified (that is because they can only find 4% of the notes) and of those 4% many default because the servicers write them to fail. They make more money to foreclose! Worse yet, they have no right to modify your loan as they are not your lender! Most of the time the original loan note is lost & the true owner unknown! The true "owner" maybe a pool of investors from anywhere in the world! In many cases, your loan note was already paid off in the pool of loans and the servicer is pocketing your payments.
We have recently discovered a weak link to the servicers and that is in the Forced Placed Insurance Fraud being committed. We have forced them to refund us and we can show you how to beat them at their own game.
Now there is a new scam being perpetrated and that is that the Blue Ink Original loan note is being denied being given at the payoff of your loan note and instead they are offering you a lien release. This is illegal in and of itself, but since they are refusing to produce the original documents, the banks are most likely re-securitizing the note that was just paid off as if it was an original hoping that the investors and you don't know about their latest scam. This puts your home back at risk of someone else arriving at your doorstep with the original blue ink loan note and claiming your paid off home as their own. This has already happened.
WE have identified over 20 areas of fraud and illegal activity with the Mortgage Servicing industry and the politicians are ignoring it. We are trying to garner as many stories as we can from the public to publicize the fraud these Servicers are committing and billing the taxpayers. We need to unite and fight back. We post links and information to assist you in fighting back. Everything stated herein is our opinion only, so please, do your own research to verify facts and information shared here.
If you are having trouble, please contact a Real Estate Attorney or go to Attorney Neil Garfield's Living Lies Blog and search his list of "Attorney's WHO GET IT"! Please, look up having a forensic loan audit done and a securitization search. Search County land records for a break in the chain of title thru the Assignment of your deed of trust/mortgage. We are not "professionals", but average homeowners who have been unfairly targeted because we have a large amount of equity to steal and have educated ourselves to the point that now Lawyers are asking us to help them! Our desire is to help others learn what the banks are doing and help you learn to fight back! Education is the first step in fighting the fraud! Know your rights! Who owns your loan note?!
Our WEB site is Homeowners Against Mortgage Servicing Fraud on Facebook, https://www.facebook.com/#!/home.php?sk=group_126549077390069&ap=1 Please also visit: MSFRAUD.ORG to educate yourselves on mortgage fraud. The site is owned by our friend, Mr. Jack Wright, and his site is also dedicated to fighting MS fraud! You will find a list there of fraud pretender lenders! God bless!
As an update you may find this interview with the former secretary of HUD very alarming and a confirmation of everything that I had previously explained in this article. http://s3.amazonaws.com/iehi-video-mli/mandelman/Catherine_Austin_Fitts_Podcast.mp3
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