Pagibig Fund Benefits and Membership Requirements

Are you a member of Pagibig Fund?

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Being a member of the Pagibig Fund (also known as HDMF or Home Development Mutual Fund) is a mandatory requirement for all employees covered by the SSS and GSIS, private employees, household helpers, seafarers, OFW and those who are listed below. Just like SSS, GSIS and Philhealth, Pagibig Fund is also administered by the government which aims to provide affordable and easy house and shelter financing to all Filipinos member of HDMF. So if you are working right now either private, in the government or is self employed, I assume you are already a member of Pagibig fund. If not, you are missing a lot. Register and become a member now and enjoy all its benefits and programs the government designed for everyone.

Why should you join HDMF?

  • because it is a type of Mutual Fund where your money would grow higher than other investment wheels like savings. Right now annual growth interest rate of Pagibig Fund is 4% per annum.
  • because it caters housing loans and financing with lower rates than regular banks
  • because monthly contributions is cheaper than other types of Mutual Funds
  • because it won't likely go bankrupt as it is supported by the government

Do you know that a lot of investors and finance enthusiasts rely on Mutual Funds to grow their millions? I recommend you read "How to Invest in Mutual Funds in the Philippines - Make Money, Make Millions"

Who are required to join Pagibig Fund?

Pagibig Fund focuses on housing and shelter programs while SSS and GSIS focus on lifetime insurance. Who are qualified to become a member of the Pagibig Fund? What are the requirements? According to the official website of Pagibig Fund , you are required to be a member if you are listed below otherwise you become a voluntary member.

  • All employees of GSIS regardless of their status of appointment including members of judiciary and constitutional commissions.
  • All members of SSS including a private employee who under 60 years old, a household helper earning at least P1,000 monthly, a Filipino seafarer, a self-employed person regardless of occupation or business with income of at least P1,000 monthly and below 60 years old and an expatriate whose age is not more than 60 and is compulsorily covered by SSS who is living and working in the Philippines.
  • Uniformed members of the AFP, BFP, PNP and BJMP
  • Overseas Filipino Workers

Pagibig Fund Voluntary Members

If you’re not listed above the mandatory members, you can still apply to become a member of HDMF if you are 18 years old but not more than 65. Register as voluntary member if you are:

  • Non-working spouse
  • Leader and member of religious groups
  • A member separated from employment, self employed individual earning passive income or a pensioner, or investor
  • Public official or employee not covered by GSIS such as Barangay Chairman, Barangay Council, Barangay Official, Sangguniang Kabataan, Barangay Secretaries and Treasurers
  • Employee of an employer granted a waiver or suspension of coverage by the Fund under RA 9679

Pagibig Fund Benefits and Requirements

Provident (Savings) Benefits

Because Pagibig Fund is a mutual fund, its members can enjoy the amazing refund of total accumulated fund (member’s total accumulated contributions), plus the employer counterpart contributions (if any) and the dividend earned upon the time of the claim. Wow, how cool is that! A member can withdraw all his contributions including the dividends and employer’s share when:

Maturity of membership – you must have completed at least 240 months of contributions (that is equivalent to 20 years baby). For POP (PAGIBIG Overseas Program) members, it can be at the end of 5, 10, 15 or 20 years depending on the option of the member upon his registration. If you are claiming for this option the documents required are:

  • 2 valid IDs (photocopy and original)
  • Updated Service Record if government employee
  • POP Passbook if POP member

Retirement – this is compulsory upon reaching the age of 65. But you can claim your Pagibig fund too upon your retirement provided you are at least 45 years old. Wow, that is so good especially if you want to retire early and enjoy traveling and the pleasure of life. You may retire at 60 or choose any retirement program your employer offers too. Papers required for claiming for Paigibig retirement benefits are:

  • Application Form
  • 2 valid IDs (photocopy and original)
  • Updated Service Record if government employee
  • POP Passbook if POP member
  • NSO authenticated birth certificate (photocopy and original)
  • SSS/GSIS Retirement Voucher if retiring with SSS/GSIS
  • Notarized Certificate of Early Retirement if private employee retiring at least 45 years old

For PNP and AFP: the above mentioned requirements plus

  • Order of retirement
  • Updated Statement of Service
  • Statement of Last Payment or SOA

Permanent or Total Disability or Insanity – this benefit program is for those who suffered from the total disability and other cases approved by the Pagibig Fund Board of Trustees. Requirements for this are:

  • Physician’s Certificate/Statement of insanity
  • (for private employee) SSS Total Disability Voucher
  • (for AFP, PNP and Army Personnel)
  • Compulsory Disability Discharge Order
  • Updated Statement of Service
  • Statement of Last Payment

Separation from the service due to health reason – in caseincapability to work anymore, the requirements to claim for Pagibig benefits are:

  • Physician’s Certificate/Statement
  • SSS Disability Voucher (for private employee)
  • Notarized Sworn Employer’s Certification that the member was separated from service due to health reasons

Permanent departure from the country – in case the member will no longer live here and migrate in another country or abroad, he can file to claim his benefits with these requirements:

  • Notarized Sworn Declaration of Intention to Depart from the Philippines Permanently – download the form here and fill it out then let it notarized

Original and Photocopy of any of these documents

  • Valid Passport
  • Immigrant Visa
  • Residence Visa
  • Settlement Visa

Death – the beneficiary of the deceased member like widow/widower, sons and daughters and qualified legal heirs can receive death benefits from the PAGIBIG Fund. The member’s beneficiary can claim benefits by submitting the following documents:

  • Death Certificate of the member authenticated by the NSO
  • Funeral receipts or certification from the funeral parlor
  • Notarized Proof of Surviving Legal Heirs
  • NSO authenticated Birth Certificate of all children or Baptismal Certificate
  • The claimant’s NSO authenticated Birth Certificate, Marriage Certificate (if married), CENOMAR if single or Certified True Copy of claimant’s Baptismal or Confirmation Certificate

Pagibig Housing Loans and Programs

The Pagibig Fund aims to provide affordable and low housing loans programs such as “Gabay Pabahay” program, Socialized and Low-cost Housing Loan Restructuring and Penalty Condonation Program, and “Maagang Pabahay, Disenteng Buhay” program also known as acquired assets. Since real estate and housing schemes are widely offered to the public here anywhere, applying for housing loan with Pagibig is the easiest and the most affordable. Pagibig loans are in the completion with large banks in the country also providing flexible housing loans and financing options.

Example of Housing Loan Amortization taken from Pagibig Housing Loan Calculator

  • Loan amount P 1,000,000
  • Payable in 4 years has principal and interest of P24,648.30 monthly

I am gonna discuss the housing loan process and requirements in my next hub I promise.

Pagibig Multi-purpose Loan

Pagibig Fund offers and provides financial help by means of multi-pupose loans for the needs of its members. To make a new loan, a member is required to have at least 24 months of contributions. Some other conditions must be met too. Pagibig Fund also offer renewal of such loans provided the member has good records or standing.

Pagibig Calamity Loan

Just like GSIS and SSS, Pagibig also provides loan assistance to its members who are victims of calamities and unforeseen events. Some people refer this as emergency loan too. To avail of this loan, the member must have paid at least 24 months of contributions and also meet the other requirements and qualifications of Pagibig.

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Say something..Ask..Exchange forum.. 81 comments

levisb 6 months ago

Goodday , im 45 an ofw wala na po akong work end na po ang contrata, pwede ko bang kunin ang total contribution , kahit yong asawa my existing housing loan na naka pangalan sa kanya , qualify ba ako sa pag claim?

jowel 6 months ago

tanong ko lang po seaman po ako pinauwi ako dahil medical reason after 120 days hinde naraw ako puwedeng masakay uli dahil maaring pabalik balik ang sakit ko rosai dorhman disease wala pang gamot dito sa sakit na ito may housing loan ako ano po ba benefits puwedeng makuha sa pag ibig salamat po

Len 9 months ago

Mam/Sir, PNP uniformed member po ang husband ko..10 years na po ang contribution nya.totoo po ba na may ibibigay na pera / allocation sa mga 10 years na ang contribution? 9 months ago

Hello po.. may kakilala po kasi kami sabi niya po tutulungan nya daw po kami i pocess yung Pag-ibig Burial Loan ng lolo ko si Dioscoro Deviente po kaso po hanggang ngayon hindi po namin sya makontak.. iniisip po namin na baka po sya ang nagprocess at kinuha ang pera.. pwede po ba naming malaman kung sya po ba ang nag claim ng pera? maraming slamat po

katherine cay 10 months ago

good afternoon po ask ko lng po kung pdi ko iprocess ung pag papamember ng mother ko n ofw s china. ?

bong 12 months ago

i am employed in a private company for 5 years,,should i decide to stop my contribution,puwede ko po b marefund?anu po procedure po?salamat po,,,

Ton Abengoza 13 months ago

Please verify the status of burial benefit claim of heirs of RACHELLE A. JURI. Died last Oct. 6, 2014

Thank you very much & more power!

canon '12 13 months ago

nagretire po ako noong 2012 at age of 60 from DEPED.Nagsubmit ako nang mga pertinent papers upang ma claim ang aking mga benifits sa Pag-ibig. Naibigay na sa akin, pagkatapos masubmit ang mga papers.May iba pa kayang benefits nahintay saakin galing sa Pag-ibig?

Glaiza Tolentino 14 months ago

Good day!

Can I ask po requirements for lump sum claim after 10 continous years of contribution?

Thank you and God bless!

elvirarondolos 16 months ago

Pno q po b mla2man kng nhuhulog ung knakaltas s aswa q s PAGIBIG?San po ba ang opis dto s q.c?at ano po b ang dpat q gwin pra mkpag aply s housing?

liza garcia 17 months ago

pwede po bang malaman kung nkaremit na ang Dep.ed ng para sa buwan ng agosto?

Rubelyn M.Gomez 17 months ago

I filed my maturity loan last Sept.3,2015...i inquire last Sept.11,2015 in Koronadal City,South Cotabato office, but still no clear answer was given to me,,i ask when ulit ako balik, wala sila maibigay ng kung anong info sa akin...pls. i need help,tulungan nyo naman po ako.Rubelyn M. Gomez Tantangan National High School,Tantangan, South Cotabato

aizel... 18 months ago

ask ko din kung my burial benifets ba ang pag ibig member?

aizel.... 18 months ago

my loan pa po ako na di pa nababayaran my posibilidad po bang maging back to zero 10 years na po ako sa pag ibig

kya lng di pa ako nakkabayad sa dati kong loan

Princess 19 months ago

Yung papa ko nakoha na nya yung maturity nya last year at namatay cya ngayun na taon may makokoha pa ba kami na benefits salamat

vincent alba 20 months ago

good morning po ask ko lang po retired teacher po ang mother ko at the age of 60, then nakuha na po sya sa pagibig,, ngaun po nag past away na po mother ko may makukuha pa po ba cya burial assistant,, salamat po

leah ayuso 21 months ago

Tanong q lng po kung bkt almost 2mons na po nkapasa ang applction for maturity claim ng uncle q up to now po wla many days po b tlga bgo maclaim?

jonas 21 months ago

hi paano po ba ng mag apply ng pabahay kahit na hindi malaki yong

kinakaltas sa aknin

kitiara1986 profile image

kitiara1986 22 months ago from Bicol

hello po ask ko lang po nagkaron kc ng cash loan asawa ko for worth 2M under sa name nia. 30 yrs ang payment dapat. pinang collateral nia ung bahay namin. Something came up at nagsara yung employer nia. Hindi na namin nabayaran yung loan ilang taon na po. Pwede ba syang makasuhan non kung meron naman pinang collateral yung pagibig katumbas ng money niloan nia? And also, kung dumating yung time na mag retired na sya, pwede pa din ba makuha ung retirement funds na naipon sa pagibig kahit nagkaron sya ng loan na di nabayaran? Kasi kung magloloan pa sya sigurado na yun na hindi na granted since me existing loan sya. Kaya kung sakali ang inaasahan me makuha pang retirement funds. Thank you sana po masagot nio tanong ko salamat

jessabell 22 months ago

my kpatid po aq na member po ng pagibig but she passed away last dec.25,2013.Ask q lng po kung pwede po ako ang magclaim ng death benefit nya with authorization letter from my brother-in law dhil d daw po nya maasikaso due to his duty..And in case na pwede po,ano po ang mga requirements na kelangan kong iprovide?mraming salamat po...

m.shiro 22 months ago

Ano po ang mga requirements para magprocess ng change status ng husband ko? Nasa abroad po kasi siya. Thanks!

glecie 24 months ago

Hi,ask ko lng retired pnp ang father ko,nung nangpunta ang mother ko sa Pagibig calamba,sabi ng personnel dun di na daw makakaclaim ng death benefits ang mother ko kasi nakuha na daw ng father ko nubg nabubuhay p sya,paano po ba nangyari un?

bing 2 years ago

saan ba kinukuha yung notarized cert. of early retirement?may bayad po ba at magkano po kaya?thnx po

cristina cartagena 2 years ago

paano po ba makakauha ng pera sa pagibig pag nawala ung pag ibig number ano po requirements tnx

willy 2 years ago

16 years na sko member ng pagibig nakautang ako ng salary loan gusto ko sana makuha yung 15 o 10 years mayurity ko pwede po ba

kat 2 years ago

hello po. ako po ay isang solo parent at may 5 anak namatay po ang partner ko 6 years ago. hindi po kmi kasal ksi meron syang unang asawa and naghiwalay sila sa loob lamang ng 1 year and 8 mos. hindi pa po na claim yung burial and contribution nya. pano po ako maka claim ng benefit nya kung una ay hindi kami kasal pero nasa aking poder ang mga bata? hindi rin pwede ang asawa nya kasi may ibang asawa na noon pa after they got separated. malaking tulong kung ma claim ko sana ang benefit nya to help our kids in going to school. salamat po

maria cecilia/acel 2 years ago

govt. employee ako for 22 years. can i check with you if i can start facilitating the maturity claims. same din kaya ang number of years na naka register ako with pag ibig.

jacquelyn borres 2 years ago

Nagsara po ang company namin 2008 po ako naregular biglaan po ang pag sara ng company noong feb. 2014. 6 years po ako regular sa company May loan pa po ako sa pag ibig. May benefits po ba akong matatanggap. Kung meron po ano ang dapat kung gawin

sylvia 2 years ago

ang nanay ko po ay 60 na ngaun mkkpglum sum po b xa s pg ibig kya lng po d na po xa nkkhulog 6 yrs n mula ng mgsara ang company n pnpasukan nia 9 yrs dn xang nkpghulog kya lng nkpgloan po xa my makukuha pa po xang lum sum?

mar 2 years ago

panu magfile ng lumpsum na hulog ng papa ko sa pag ibig funds 22year na cya nmty na dp nmin nakukuha benefits ....

mhar 2 years ago

22 years na patay papa ko death benefits magakano po binibigay ng pag ibig funds sa mga members lahat ng hulog niya sa pag ibig ito po ba ma la-lumpsum mula 1981 mula 1992 nahul0g niya

derfgeiz somlap 2 years ago

working as a seafarer but almost a year on stand-by now i would like to loan on salary basis is it possible to loan

miyuki 2 years ago

pano poh ba makikita ang pwedi ko pang makuhang?

jolagunay 3 years ago

hello po,

ask ko lang po kung makukuha ko pa yung burial benefit ng asawa, sabi po kc ng mga kaibigan ko meron daw po akong makuha na 6k for burial. 2 years na pong patay ang asawa ko. ang alam ko po nakuha na nya yung kanyang share nung siya ay nabubuhay pero ngayon na patay na cya me 6k nga daw na makukuha ako malaking tulong din po yun. sana po makuha namin.

robert esponilla 3 years ago

ask ko lang po kc nov 28,2012 pa namatay asawa ko member po sya ng pag ibig wala po kaming anak pero kasal kami,.makakahati ko pa ba ang mga kapatid nya?patay na rin mga magulang po bang 6k na burial makukuha agad?

aireen 3 years ago

ask ko lng po sana yung byenan ko kc member xa dati ng pagibig 62years old n xa ngun any benefits na my mkuha xa sa pagibig funds,,,?

Amylene labing 3 years ago

Nagresigned na po ako sa DEPED pero naka 11 years po akong continuous na nakapaghulog.meron ba akong ma claim?isa pa po tanong retired policeman po tatay ko namatay po siya last Oct 13,2013 mero po ba kami ma claim na burial...salamat po

marilyn 3 years ago

good day po..i just want to ask if after passing all the required documents in order to claim the membership maturity, after how many days po makuha yung maturity claim?..salamat

Lynn T Sinon 3 years ago

Good day,

My name is Lynn T. Sinon, tatay ko po ay member ng Pag-ibig. nag retire po siya sa kanyang trabaho when he was 59 years old. pero 33 years po yung length of service niya. Namatay po siya last april 14, 2013. Tanong ko lang po kung may matanggap po ba siya sa pag-ibig eh hindi pa siya 60 years old noong ng retire? May ma claim po ba yung pamilya niya sa Pag-ibig?

phoebie buli 3 years ago

hi ask ko lang po my mkkuha parin po ba ang papa ko kht 8 years n sya ndi nkka pag hulog?but 15 years po sya kasali sa pag ibig

Danilo Bordadora 3 years ago

amount may receive by the member from Pag-ibig upon retirement

chiboy 3 years ago

more than 2 months of waiting and no response from hub author...

elsieapas 3 years ago


tanong kulang po, paano po ba ang pagkucompute ng dividend sa bawat member ng pag ibig?sana masagot po ninyo ang tanong ko.salamat

Kinse 4 years ago

Good day po, may existing mortgage loan po ang asawa ko sa pag ibig, unfortunately he passed away, dto po kmi pamilya s abroad, kailangan b akong umuwi sa pinas para asikasuhin s pag ibig, i heard fully paid n daw ang housing loan pag deceased n ang kailangan b namin ituloy ang pgbyad s monthly ammortization til maasikaso ko ito. Tnx in advance

chiboy 4 years ago


May tanong po ako na matagal ko ng hinahanap ng sagot...

Active member po ako ng pag ibig from 1999 to 2009. Nun pong 2009, nag multi purpose loan po ako ng di bababa sa 150K. At nun rin taong yon nagkaleche leche buhay ko sa pinas kaya nag decide ako mag abroad :). sa pagkakatanda ko e naka 1 month lang yata akong nagbayad or baka wala pa. Ano po kaya ang estado nung loan ko ngayun? Ang mabigat na tanong ko po, kung ako po ba ay babalik sa pinas para magtabaho ulit, irerequire po ba ako ng pagibig na bayaran yung naiwan kong loan? May chance po kaya na pwedeng i offset ko nalang yun versus my contributions? Then simula ako ulit mag contribute na as in parang walang nangyari?

Sana po ay makakuha ako ng kasagutan. Ito lang po kasi ang dahilan kung bakit nagaalinlangan akong bumalik sa pinas for employment.

salamat and more power

twentyfive profile image

twentyfive 4 years ago Author

As they say time is money. The earlier you processed them, the sooner you will see a result :) If you are qualified already to receive Pagibig grants, I think it's better if you file your claim while you are still in the Philippines so you'll know what you still need to submit of there are any and you'll know your status too

dmoa 4 years ago

immigrant po ako., makukuha ko mpo ba ang contribution ko at gaano po katagal bago makuha o pwede po ba na after 3years pagbalik ko na lang makuha o tsaka na lang ayusin kasi kulang na po ako sa oras

twentyfive profile image

twentyfive 4 years ago Author

Bring your valid IDs and go to the Pagibig branch near you to avail and get assessed if you are entitled

zenen 4 years ago

i'm a seafearer but i already stop going onboard since 2008 because of my kidney disease can i apply for a permanent disability to get my savings?tnx..

twentyfive profile image

twentyfive 4 years ago Author

I think you can resume your contribution and update your membership status to become active again. It is best if you check your account at the Pagibig office to know what is best for you and your current status should you change to being married

Jovelyn Plaza 4 years ago

but we will pay the 2yrs contribution kung pwedi ako makaapply kahit nagstop na po sa pagwork

Jovelyn Plaza 4 years ago

good eve ask lang po Can I become a member of pagibig fund?? eventhou tumigil na ako sapagtratrabaho pero ang fiancé ko ang nagsuporta sakin at nagbabayad sa mga lahat na gastusin..kumuha na kami nang intent to marry from u.s consular pero going to be applying a marriage short di pa kasal..pero nagstart processing na...what was the requierments??

twentyfive profile image

twentyfive 4 years ago Author

I think it will be best if you schedule a day to go to the Pagibig branch near you and check your contributions records and get assessment of retirement benefits. Bring your valid ID and Pagibig number

Felinor B. Bozar 4 years ago

Good Day, ask q lang po. Retired na po aq since 2010 pa. Saan ko po ba pwedeng malaman yung mga contributions ko kasi tatlong companies na ang pinapasukan ko. Yung una, from Taytay, Rizal. yung pangalawa, sa Baesa, QC. Pangatlo, Geostar Philippines sa Binondo at Cavite tpos Laguna. Papano ko po ba mattrace yun, kasi magfifile na po ako ng claims. Im already 62 yrs. old. Thanks. :)

twentyfive profile image

twentyfive 4 years ago Author

@Arlene @LJ HDMF provides condonation program every now and then. I think there are some cool programs available for delinquent borrowers and members who availed of housing loans. It is best if you talk to a Pagibig officer about your case to see if you are entitled for their current program like the Non-Performing Asset Resolution Program (NPARP)

Lj 4 years ago

Hi , im a seafarer and in vacation so I haven't paid my monthly amortization for 4 consecutive months, i still don't know when will be my next assign vessel. Are they gonna foreclose the property?

Arlene Panganiban 4 years ago

My husband had a pag-ibig housing loan, But he was parmanent disabled or half paralyzes, and i find difficult to pay our monthly amortization, what assistance can Pag-ibig provide us. and what's the requirements .

twentyfive profile image

twentyfive 4 years ago Author

Please go to the Pagibig branch near you so you can check his records online and let him be assessed if he's entitled for any claim or benefit

delia a. costes 4 years ago

agn asawa was member ng Phil constabulary before. na AWOL siya kaya naalis name nya sa roster of enlited personnel. he was in the service 1981 to 1985, may maclaim ba siya sa pag ibig?

twentyfive profile image

twentyfive 4 years ago Author

Yes, just present your late Dad's death certificate and your Mom's marriage certificate, valid ID. Also let her bring any Pagibig record, ID when applying for the claim. Fill up the application form for the claim. Help your mom as she needs you by her side. God bless!

Babet 4 years ago

My father is a retired PNP. He died last Aug 24, 2012. Can my mother claim the death and burial benefits?

twentyfive profile image

twentyfive 4 years ago Author

Please go to the Pagibig Branch near you so they can assess you about your benefits and claim. Thanks and God bless. :)

Rhem 4 years ago

I want to know if i can get already my total contributions, i'am already 58 years old, i stopped working in 2005, i don't have any communications with my former employer i've worked from them since 1989 to 2005 i think, would it be possible for me to get my claims? How ? Thanks

twentyfive profile image

twentyfive 4 years ago Author

If you are entitled you can get them. Just go to the Pagibig branch where your membership is handled and check about your eligibility. God bless!

Lucil 4 years ago

I'm a seafarer and I resigned,I'm a member of pag ibig fund,can I get anything of my contribution?

twentyfive profile image

twentyfive 4 years ago Author

@Estrella please go to the Pagibig branch handling your membership and update your status to become active again. Bring your Pagibig ID and other valid IDs and pay your current contributions. Thank you for dropping by and God bless!

@Unknown you can ask assessment for your Daddy’s eligibility for disability benefits or other Pagibig benefits. Bring his valid IDs at the HDMF office near you. Have a good day

unknown-- 4 years ago

ung papa ko po member kaso matagal ng nahinto ang paghuhulog nya e ngaun disabled na po sya ... makakapagfile pa po ba sya ng disability sa pagibig ? ask lang po tnx ..

estrella 4 years ago

good day,nwalan ako ng work at now ko lang nlaman na pwde ko pala ituloy ang pag ibig contribution ko, , ah pano ba gagawin,hawak ko ang pagibig id ko, ,pls help me,kasi gusto ko ituloy ang pag hulog, ,since 2006 nag stop na ako mag work and now stay lang ako sa house , , thanks

twentyfive profile image

twentyfive 4 years ago Author

You have two ways: Either ask your employer about it or go to the Pagibig branch handling your membership ans ask about it. If you chose the latter, don't forget to bring valid IDs. Ingat :)

risa 4 years ago


i am a member of this org,, how can i get my pag-ibig identification number

twentyfive profile image

twentyfive 4 years ago Author

Seriously no. Burial benefits are only released upon the member's death and his beneficiaries will receive it

Ronald g. Fontanilla 4 years ago

Retired na po ako pwede ko bang makuha ang burial pag- Ibig ko kahit ako po ay buhay pa marami pong salamat

twentyfive profile image

twentyfive 4 years ago Author

20 years is the requirement but there special requirements like 5,10,15 or 20 years for Pagibig Overseas Program members. The requirements are listed in the article. You can download the application form and fill it up before submitting it at Pagibig. Thank you. :) Have a nice day!

SAM 4 years ago


twentyfive profile image

twentyfive 4 years ago Author

Hello Miss Mocha Latte! Hmm do you know what pag-ibig means in English? It's Love. :)

I'm relaxing now too and wishing for your two cups and wanna sip Mochaccino from them :) Oh baby.. XOXOXOXO

Astra Nomik profile image

Astra Nomik 4 years ago from Edge of Reality and Known Space

Fehl, this is very good, you have packed this with lots of useful iniformation and I love how easy you can explain things. :)

I am relaxing here with a Cappuccino... wish we were sharing coffees together.... and watching TV together... :)


twentyfive profile image

twentyfive 4 years ago Author

@Ricky You better go to Pagibig office and ask about your qualifications. In the early times, I know the qualifications are different (like the 10 years now became 15 years...), you can claim yours if you have met their specific requirements. God bless.

@Cassy hello! Awww I'm so happy to see you here again. I'm glad to help others by sharing useful info like this. ;) Oh wow, yeah I feel that LOL! Yeah they have offered me but pay is less and can't have much more time to satisfy my interests LOL Cheers!

Cheeky Girl profile image

Cheeky Girl 4 years ago from UK and Nerujenia

Hey Fehl - some very cool and useful information for Philippione nationals and other workers who need to know about Pagibig Fund Benefits! You are offering a better service than your own Govt I think! LOL! Have they offered you a job yet? Darn, they should! :)

ricky p eleazar 4 years ago

retire po ako sa isng companya 18 yrs in servce ... wla pa ako sa 45 yrs old pwde po bang ma claim yng hulog ko sa pag ibig khit 42 plng ako..

twentyfive profile image

twentyfive 4 years ago Author

Hello Teaches12345. Happy you dropped by and liked my hub about Pagibig Fund benefits. Being a member of it gives much assistance in life in the Philippines. Thank you. God bless :)

teaches12345 profile image

teaches12345 4 years ago

Interesting and very informative hub on this topic. Thanks for the share, it looks worthwhile.

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