Personal Saving Tips

Personal Saving Tips

Personal saving tips. Increase your earning power. You can increase your earning power by cutting back on your expenses. You can cut back on things you really don't need. You can cut back on going out to eat to eat as much. Cooking at home is sometimes more enjoyable then going out to eat. Not to mention how much money you can save. Eating with your family would mean more to them, then you would ever know. If you don't have family close enough to eat with. Then make yourself a big pot of soup or chili to eat on during the week. This can save quite a bit of money over a period of time. There are limits on how much one can cut back. I understand this quite to well. Focus on your essentials that you really need everyday. Focusing on your essentials, increases your saving power. You are thinking what is the point of setting goals for myself? If the reward only comes in the future? The answer is by cutting back and cutting out unneeded expenses , you could actually come up with more money. Money you may really need, for and emergency or a special occasion. 

Saving more is more fun, then spending everything you have on things you don't really need. The more one saves, the better they feel about themselves. More saved is more spent on less. More you could invest or save for your future. No body knows what their future holds. We may have and expense that uses up all of our savings. Especially in these uncertain times. When the economy in such a disarray, we don't know our certainties anymore. We used to be able to depend on our job securities, not anymore. When we save save more ,we are able to accomplish so much more.

>Drive a car you really like

>Dress better

>Take better vacations

>Send and pay for your child to go to college

>Save for your retirement

These things don't come over night, but they do come in time. Saving is more important in this economy, then years before. When we save and earn more, good things seem to come our way.

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Comments 29 comments

anonymous 6 years ago

Some great tips thanks.


Eric Musch 6 years ago

Great advice.


kashmir56 profile image

kashmir56 5 years ago from Massachusetts

Thanks for all these great tips and advice!


katiem2 profile image

katiem2 5 years ago from I'm outta here

Great advice as I can imagine the balance in my head running as I utilize your tips on saving money with financial tips. Thanks :)


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thank you kashmir56 for your comment. I hope these tips help everyone who reads this hub. I had to learn these tips myself. So I am writing from experience.


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thank you katiem2 for your comment I am speaking from experience as well. I to had to learn this. I hope this helps. Thanks again for your comment.


Donna Janelle profile image

Donna Janelle 5 years ago from Oklahoma

I have a hard time with saving money instead of spending it, but its something I'm trying to work on. Cutting back on how much we eat out is a great way to start. Great hub!


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thank you Donna for your comment. These are lessons I had to learn. I glad you liked it.


elayne001 profile image

elayne001 5 years ago from Rocky Mountains

Experience is the best teacher. Thanks for sharing your learned knowledge.


onegoodwoman profile image

onegoodwoman 5 years ago from A small southern town

This can not be said enough.

Home cooking is the best, rarely does

a restaraunt really satisfy me.

There is reason to save for the

emergencies in life, even if you

don't plan on a vacation or new car.

May I suggest, that one not accustom

to saving, start with their coins? You

will be amazed at how quicly it adds up!


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thank you onegoodwoman for your comment. I tagree with you home cooking can't be beat it's wonderful.


Joy Dans 5 years ago

Great article on savings I enjoyed it.


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thanks Joy Dans for your comment. I am glad you enjoyed it.


Elizabeth Jernigan 5 years ago

Great article about saving money.


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thank you for your comment. Glad I could help you. It's not easy to save money sometimes, but we all need to do it Elizabeth. Thanks for stopping by my hubs.


anonymous 5 years ago

Great advice for those shop a holic people like myself.


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thank you for your comment. I hope you learn to save more form my tips. Good Luck to you.


Gail Minor 5 years ago

Some great tips on saving.


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thank you Gail for your comment. Happy Savings to you.


C.J. Wright 5 years ago

Nice Hub. Home cooking, it's better, better for you and your family. Thanks for sharing.


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thanks for your comment C.J. You are right home cooking is the best for you and your family. Thanks for stopping by my hubs.


DREAM ON profile image

DREAM ON 5 years ago

I think you are right on the money.To have money we have to watch it grow and it is to easily spent so many ways before it has a chance to mature.I think our society tricks us into believing we need to do and have so much.When we can have so much more doing things that cost so much less.I have been following your tips and it is not easy but it has really opened my eyes.I have tried it before with little success.Here I go again and this time it will be different.


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thanks DREAM ON for your comment. Yes it is hard to save money these days. Especially in these trying times. We think we have to have all the latest gadgets and everything that everyone else has. In truth we don't, we can be happier with less. Less debt less stress. I wish you much success in your savings. Merry Christmas.


petertheknight profile image

petertheknight 5 years ago from Atlanta, GA

Yeah, I am spending too much money on fast food. Not to mention saving my money, but also for the sake of my health!

Sometimes I feel I am a compulsive spender....I am not going to apologize for spending money on my goals to become a successful songwriter and composer. Including educational materials, CDs, DVDs, printer materials, etc.

But I could cut back...


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Peter thanks for your comment. What is right for one person, may not be right for others. If you start to cut back and spend less,you will see a big savings. Go ahead live your dreams. Thanks for stopping by and reading my hubs. Good luck to you now and always.


stars439 profile image

stars439 5 years ago from Louisiana, The Magnolia and Pelican State.

The best advice ever! Happy New Year. Wishing you a great year of wonderful prospeity and joy. GBY.


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Thanks stars439 for your comment. I am glad you enjoyed my hub. Have a Wonderful New Year. Wishing you abundant blessings now and all year through.


Helpful Hanna 5 years ago

This is great information. Thanks Rhonda!


Rhonda Waits profile image

Rhonda Waits 5 years ago from The Emerald Coast Author

Hi Helpful Hanna thanks for your comment. Thanks for stopping by my hubs. Have a great day.

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