SOCIAL SECURITY: ARE YOU SERIOUS?

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SOCIAL SECURITY SCAMS

One of the most debated topics in America right now and one that has been for a long time is social security or SSI for short. Have you ever noticed the SSI mark on your paycheck? It is the one that you pay too if you are not quite sure. Yes, for every hour, minute, and second that you work, you pay in to social security. When it comes the time to retire, you draw these benefits out to live on. Now that we are clear on that, who gets social security? Well, to be honest, many people get it. There are many young people that get it. How is that possible lyricwriter, you said you get it at retirement. Yes, I did say that. Didn't I mention thousands of people get it at all different ages? Well, they do. There are a lot of great American citizens that have paid into it their entire life. They have worked their hands to the bones just so they will have some money to retire on and live on. So where are you going with this then? I will tell you. I am sick and tired of paying my hard earned money to social security so people that have nothing wrong with them can sit on their, hold up. Sorry. I get heated when it comes to this topic. It has bothered me for years now and I am only 28, so 10 years that is. I like to be exact on the numbers. I am tired of social security paying my hard earned money to people who don't deserve a penny. Are you serious? This man can get five hundred dollars a month and he has nothing wrong? He is not crazy, he just outsmarted the United States Government. Maybe everyone is right about complaining about the American government. Is our government and social security that stupid? Must be.


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EXAMPLE ONE OF SSI FRAUD

Now, to be fair, many people deserve a SSI check a month. I know that for a fact. I have family that gets them and they put in their time for it believe me. But interestingly, I also have family that gets a check that doesn't deserve it. For example, lets meet my Aunt Tammy. Real name, location unidentified. Aunt Tammy is a 47 year old female that has drawn a SSI check for her entire life. Her famous quote is, "I ain't worked a damn day in my life". Although she is quite the character and probably is considered crazy, she is perfectly able to perform any task that is asked. And trust me, work practically walks right up to her daily. But that is besides the point.

For example, Tammy is a healthy person that is working the system per say. She gets a check, hasn't worked a day in her life, and she really isn't crazy, just dumb. But, dumb can be crazy and crazy dumb. Point taken. Anyway, there is nothing wrong with her. She is capable of work, yet, the American Government pays her a few hundred dollars a month and she also has free healthcare. Are you serious? Although the $500 hundred dollars, give or take, isn't much, it is basically free to her and she doesn't have to life a finger to get it. Although free to her, we are the ones that are paying for it! Every check we get, we contribute to my Aunt Tammy. I am sure she sends her regards. This is just an example of what is wrong with the American Government. Tammy sends her love. Tammy, thank you for your participation.

EXAMPLE TWO OF SSI FRAUD

As we move on, we now talk to Dochie. Dochie is a 39 year old female that has made quite the life living off the government and know, no deed goes unpunished. Dochie is the oldest of four siblings and she happens to be my wife's stepmother. Dochie is the prime example of making a good living off the government. Her famous quote, "I love my crazy check". Dochie has also not worked a single day in her life. But her hobbies include walking, hiking, four-wheeler riding, and wrestling away with her boy toy. She is actually the little fireball.

Dochie has an amazing portfolio. She has torched two trailers, which paid for her new one. She has been able to get her sisters, brother, and mom big FEMA checks. She also has insurance and a healthy amount of food stamps. Quite the little busy bee she is. She is supposed to be crazy, but she always tells me how smart she is to work the government like she does. I am confused now. Does that mean she is a genius or is the government that dumb? You be the judge.

Dochie is as capable as they come. She enjoys walking around the swap meets and she is great on that trampoline. She is quite selfish though. You think someone that always gets free stuff would be a little more giving. Not the case here. I reckon it is very important to save that hard earned money. I am almost positive that the government is tired of all that hard work they are doing in Washington. Or perhaps, it is us? It is. We pay for her luxurious life. She lives better then me and I work two jobs. And for future purposes, she has promised to pass her wealth of knowledge down to her two children. Way to go mom! Which one is already there. Hey, one down and one to go! However, Dochie would not comment at the time of the interview.

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WHAT"S NEXT?

Are you serious? And in all seriousness, something has to be done. I am 28 years old and I may never see social security. Not because I may be dead, but because it may not be there when I retire. So I will be 65-70 with no income, unless I can figure something else. Even for those in their 40s and 50s, you are at risk. I am trying my best to plan ahead so I will be prepared for this situation if it should occur and I promise friends, it is likely. Social security has funding issues.

The funny thing is how so many people can get a check and not even work a day in their life. I see these people and they are not crazy, no other mental issues, or physical issues. They can do every thing that I can. Something needs to be done. Everyone on a check below a certain age and that hasn't worked need to be reevaluated. I can honestly say I know at least 20 people just in my little world. 20 people at $400 dollars a month equals $8,000. That would be an extra $8,000 a month. Perhaps the government needs to come up with a new qualifying test. It is the governments fault 100%. They let this happen. Now that it is 2012, all this spending has caught up with America.

I am curious to here all feedback from you. What do you think needs done? How does government spending effect SSI now if any? I believe this is an important issue that needs resolved as quickly as possible. Note, I know many people do deserve their checks and I know some have never worked and rightfully so. I do not speak about you, I speak about the ones that are capable as me to work. They are riding the government and personally, my back is already hurting at 28. Time to get off.

I believe it is VERY important for us that are between the ages of 18-50 to preplan a retirement strategy. I know some people have investments, savings, stocks and bonds, and other forms of equity. For those of us that don't have it, this very day is important. We need to prepare ourselves for the future. We have to begin to figure out ways that we can invest for this time in our life. There is no way that I am heading toward retirement believing I will get an SSI check. Don't bank on it. You don't want to be 65-70 years old and trying to make it. Plan now. Make sure you have enough money for retirement. If you have too, get two jobs and begin saving today. It is never too early. I am 28 and I promise, I will be lucky to see a check come retirement. I am not counting on it being there and neither should you. Start making plans today!

WHAT'S YOUR OPINION

DO YOU BELIEVE WE WILL STILL HAVE SSI BY 2031?

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Comments 54 comments

oceansnsunsets profile image

oceansnsunsets 5 years ago from The Midwest, USA

Lyricwriter, I totally hear you! I say taht same thing, "are you serious?!" Its tough seeing people work so hard, and pay into it for so long when the money is being so mishandled. You made a good point...that it seems the government is being outsmarted by the lazy that think they are so clever. They are not, we all see it ,and we know they live off the backs of others that do work hard. I see what SS and other taxes I pay every month. I would like a say in how it is spent, so I make sure to vote but we need to do all we can to spread the word. My husband and I were talking the other day about how we pay for others health care too, plus our own insurance, and can't hardly still afford to ever go unless very very ill. Its not right, and that is another topic though similar. Keep up the good work like you are, we hopefully will see change if we let them know this isn't acceptable.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Oceansnsunsets, thank you so much for your comment. You are absolutely correct and basically, we are paying for their life. I mentioned that I knew at least 20 people on checks that were more then capable. These people are prime examples. I live in WV and we pay high insurance because everyone is trying to manipilate the system, such as a fake car wrecks to get a check. This is a sensative subject and I am curious to see what people say. Something needs to be done, but I am not waiting for the government. I will try my best to build a valid portfolio and prepare myself as if I wasn't getting a check when I retire. I believe we all should. Thanks for the comment and for your time. Always a pleasure.


Alastar Packer profile image

Alastar Packer 5 years ago from North Carolina

A few bad apples spoil the bunch. There are folks who are deserving and went through hell and years to get some hundred dollars a month from SSI. Then, like you point out lyricwriter, there are the sorry takers. From what I hear it can be very tough to get, but then again the lawyers have to make a living and the judges used to be lawyers. I do think its all so unfair that the slackers get away with what they call working the govt. and wish they could be weeded out from the truly deserving.


dungeonraider profile image

dungeonraider 5 years ago from United States

Great hub, thelyricwriter. I think that it is going to be much more difficult to secure SSI Disability in the future, partly because of people that took advantage. I would like to see SSI Retirement and SSI Disability separated myself, but I doubt that's possible, especially right now. This is an important topic and shows that we do have friends, family, and neighbors that are selfish enough to not even realize how much they are hurting America by gaming SSI - and gaming doctors to get in the pill game. What a mess.


WillStarr profile image

WillStarr 5 years ago from Phoenix, Arizona

The problem with Social Security is that it depends on 'government efficiency', an oxymoron.


sewlady33440 5 years ago

If you know someone who is ABUSING the system like that turn them in. I have a son who is legally blind. Site in one eye is gone and the other one is down to a pinpoint. He draws disability social security. He also owns and runs a Small Engine Repair shop. He works his butt off in this shop, gets very annoyed, has to ask for a pair of eyes quite often because he can't read the serial numbers so he can order parts. This business goes in the hole every year, he might as well be sitting in his living room listening to recorded books. But this shop keeps him active and he does a service for the community.


Gypsy48 profile image

Gypsy48 5 years ago

I loved this hub lyricwriter. People have made a career out of scaming the government and get away with it. While I am the idiot that works 40 plus hours a week like many others, hoping to have the benefit of a SS check. It amazes me how these SSI scammers are taking benefits that they don't deserve and don't care about anyone else that really needs help.


Barbara Kay profile image

Barbara Kay 5 years ago from USA

I know people to who get SS that shouldn't be, but I also know people that should have gotten it but didn't. The system is so messed up.

It isn't just young people that have a problem. We are in our late 50s and wondering if my husband will ever get to retire, because we can't trust that we will get SS as long as we need it either.

The stock market has completely ruined most IRA accounts. They loose money every year instead of gaining. It doesn't matter what age you are, trouble is ahead.

This was an interesting well written hub. Thanks for writing it.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Alastar, you make good points. It really is hard for people to get it, even those with a legit resume per say. But yet, these people that "play the system" find a check seemingly easy. It just doesn't make sense. I appreciate you coming by. Take care.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Dungeonraider, thanks for coming by. Exactly. That is not a bad idea if it can be done, but your right, probably not at this time. You know, in WV, it is all about the pills. I see it everyday. I know an old couple that was turned down for SSI for whatever reason and they sell their medicine just to get by I have been told. The government wonders why drug abuse is what it is. No wonder. People who deserve it don't get it. Point blank. I don't want to answer the question below, but people call on people all the time. These people have nothing better to do then to talk about everyone else. The system is all messed up. Thanks for coming by! Take care:)


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Hey there Will. Thanks for coming by. In truly does. Imagine the total the war has cost us. I forget what they said but I know it is in the billions if not a trillion. Then on top of two wars, they want to spend, spend, spend. It has become an arrogant situation. I am 28 and I don't ever remember the government being so split like it is now. Given, I haven't followed politics that much, but I do read and watch the news.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Sewlady, first, thank you for your time and comment. Your son is the rare exception and him being legally blind doing what he does, it is incredible and I support him 100%. People have called on both of them, one many times before and it is always the same. People around here get mad or angry at you, they then call the welfare, your doctor, and who ever else. It is sad. I try not to put my nose where it doesn't belong. If it was life or death or a real serious thing, I probably would. And I mean this with the deepest respect. If the government is that ignorant, that is on them. I compare it with the welfare. They help those who don't work, but do nothing for those who do work. Most jobs around here are minimum wage. The government needs to be the ones that step up and take care of the problems they created. It is their fault, not the one's who abuse it in all honesty. America needs to wake up. I wish you and your son the very best. An inspirational story. Many people should take a liking to his dedication. He is a real here, believe me. Take care and thanks for the comment.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Gypsy48, thanks for coming by and best to you. It is amazing. The government needs to put together a task team and interview everyone. I guarantee that would save millions alone. These people live better then me with their free money, food stamps, and their medical. It would cost me a lot more to get all of these. Reference the saying, "don't hate the player, hate the game". The U.S. Government needs to take control and quit giving all our hard earned to these people.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Barbara, I really hate that you are in this position and it really isn't right. You should be worry free when it comes to counting on his retirement. At your age, it would be terribly hard to put enough money up. It is a shame and yourself and your husband if the example of who it hurts, which is plain out sad. It really is. And to beat it all, as you mentioned, they made the stock market jump like it did. I know not all the way, but most. If I were your age, I would use my assets and try to take ownership into something more stable them the markets. If you can get a business and do everything right (location, business type, marketing) you could prepare yourself on your own. The risk is always there, but if you have had an urge for years, act upon it. I tell you, a man recently opened a coffee shop. Everyone thought he would fail. He did everything right and he has lines all day long. It can be done, but by all means, do the research. The stock market is so dangerous right now. Once it becomes steady again, take and put money back. I wish you the best of luck and your husband in your future choices.


b. Malin profile image

b. Malin 5 years ago

Lyricwriter, You have hit upon a subject that will always stir controversial issues...and Social Security is one of them. When it was founded by Roosevelt, it was only supposed to be a "Supplement" to Retirement...And People were not expected to live long enough to collect it, or, not live too long after they started to collect it! They were also expected to have Savings and Stocks, Bonds, etc...And maybe back then, the system worked. Today, is a different time.

People should have a choice to put their money into Safe Retirement accounts.

You are right about those that cheat the system...Illegals do it almost as soon as they land on our shores. Excellent Hub, my Friend.


Gypsy Rose Lee profile image

Gypsy Rose Lee 5 years ago from Riga, Latvia

So what do you think. I worked in N.Y.C. for eight years so I must have some money floating around in the system. Do you think I could have some pennies sent to me???


Rosemay50 profile image

Rosemay50 5 years ago from Hawkes Bay - NewZealand

This is very good discussional hub. The USA is not alone with this problem, we see it all the time here in NZ. It really gets me mad to see people abuse the system, but they are so comfortable that there is no insentive for them to work, they get just as many $$$ as someone who is working. Something definitely needs to change.

What makes matters worse is right now is the time all the baby boomers are retiring or due to retire. I am only 3 years away and it worries me so yes I would be making plans now if I were your age.


Sky9106 profile image

Sky9106 5 years ago from A beautiful place on earth.

Thank you thelyricwriter. I voted yes on one particular ground.

It will be a rotten shame to be in the country where some of the greatest human minds on this planet lives. Now they will sit and watch the very system they live in, regardless of their financial status, observe something which stands as one of the main pillars this same country balances on, crumble beneath their own feet and do nothing to avert such an occurrence?

Then maybe we are rushing to get to Mars in anticipation of the fall out.

Don't too much like politics though.

Blessings.


SusieQ42 5 years ago

I agree with you about SSI people being reevaluated. I know a few people myself who shouldn't be on it.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

b. Malin, thanks for coming by and for your expertise. You are correct in many ways. I agree with that idea and I do thank it may have worked then but not now. Who wants to take that chance of paying in all the money and not getting back? But then again, what choice do we have?


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Gypsy, LOL. That is about the truth of it all. You probably put in a good share in 8 years of work, especially if you have been paid good money. I do get your point though:)


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

I agree Rosemay and thanks for coming by. It seems to be a global issue. I wasn't sure how New Zealand or other countries worked to be honest. But your right, something needs to be done and quick. With everyones economic woes, this good add a good dividend to the budgets for all countries.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Sky9106, I love your perspective and it stands clear as crystal waters. What are they going to do when it all colapses and it is very well possible. I am not big on politics either, but I do pay attention to it since I am a business man myself, well I am working on it to be totally honest. But still, something needs to be done. This is what we get voting in people who talk the talk but don't walk the walk.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

SusieQ, yes it is amazing how many people do this. How can I blame someone from getting free money, food, and insurance? My point, it is the government's fault here. And even so, nothing is done. Call these people in that have a phony file and get to the bottom of this you lazy.....!


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos

My dear friend, i see you ve discussed a very important issue bugging your mind. To be sincere, it is discouraging to see people who do absolutely nothing earn salary each month whereas those who work their ass out get nothing. That is the irony of life. I wish you all the best


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Ubanichijioke, it really is. And I am not speaking of everyone but I would have to say there is a high percentile that doesn't deserve their SSI check. You can only imagine working all those years, then be turned down. But yet, Joe Cool gets his check, has been since he was 20, and had never worked a day in his life. That is not right.


WD Curry 111 profile image

WD Curry 111 5 years ago from Space Coast

thelyricwriter, brace up. We boomers are about to go on the dole. There aren't enough of you to carry us. Maybe abortion wasn't such a good idea. We really reduced the numbers in your generation. All of those stem cells could have been helping to carry the load . . . or maybe they would all be on SS, too.

I've had a SS Card since 1964. I've always had a feeling that it wouldn't be there when I needed it. I could be getting disability from injuries, but I'm not so beat up that I can't do meaningful work. I can pull my own weight on a good day. I am an artist. Artists don't retire.

Social security is the job of the private sector (includes the Church and wall street). It truly does take a village to raise a child. We did ourselves a disservice as a nation to adopt a national philosophy that exalts the individual. The government went to great lengths to indoctrinate the Native Americans into this mind set. They needed to replace the tribal "we" with the industrial "I" of the proud American. They only succeeded in making the conditions of the stubborn minded people more deplorable.

My friend, we have been indoctrinated. Wake up fellow zombies! There's work to do and love to spread.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

WD Curry, thank you for bring your expertise and you make some very strong points. I agree with you. And in my generation, I would have to say there is a very high percentage that doesn't work and probably a high number of those getting checks. I have to know quite a few. It is unbelievable that their lazy ***** can get a check when they are capable as me. I work very hard just to maintain the little I got. It is not easy taking care of a family. And still, with so much work to do, they do nothing to solve this issue. And I guarantee, I will be lucky to see a portion of it. I am going to work my butt off right now so I don't have to depend on that. It is just another thing to drive me. It is inspiration to me, but I am 28. What will older citizens do when this hits the bricks? I just can't help thinking, "how thumb is this government"?


WD Curry 111 profile image

WD Curry 111 5 years ago from Space Coast

We can't worry too much about abuse of the system, although we do need to keep it in check. Government is almost always stupid. There hasn't been a common man in congress since Davy Crockett. The culture of government is opulent and out of touch. You see in Russia how one guy controls almost all of the gold. I think he just bought the New York Nicks. I thought Russia was communist. In communism, everyone gets an even split . . . worker and ceo alike. The government never caught up with the idea. Here, it is government by the people and for the people. How much better are we doing? Any system can work if it is operated by the golden rule. Do to others what you have others do to you.

Your aunts are a valuable part of the community, and are colorful additions at family gatherings. There is no reason we couldn't work out a deal and find them meaningful work that they could tolerate. What kind of opportunities have they had to use their gifts and unique personalities to full benefit? Minimum wage jobs with no upward mobility aren't much incentive to get off the dole.

You keep up the good work and take your position in leadership. Thoughts have a funny way of leading to action.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

To be honest, I didn't think of it in the way. Interesting perspective though. I can't honestly speak for what I don't know, but I can speak for what I do. Yes, you are right about all these minimum wage jobs. We all should be paid more for the hard work and time we put in. Without question. But in comparrison, that is life as we know it. I believe we all have many opportunities to be what we want and we can be successful if we put the work in. In our community, it is mainly locally owned companies. The owner makes all the money and he or she gets by on a minimum work force that works for minimum pay. Is it right? Probably not, but what can you do? I work very hard for what I got and in my 10 years of work, I have paid a fair share into social security. I feel, if we don't want to work these low end jobs, we should do something about it. We may not be able to be rich, but we can live well off. But for her, I am sure she had her opportunities. She chose a different path. I don't blame her for running the system, I blame the government. She brags about not working and getting free HUD and insurance. She brags about working the system. Why would someone brage about that? She knows she don't deserve it and she has won the battle for now. Those who don't deserve it have similar behavior patterns. Not all, but most. Everyone that I know also sells their medicine. It is like a business here. Everyone searching for low prices. They can easily make a few thousand dollars. That plus a check and food stamps, it can really add up. And again, it is not her fault. She works the governemnt. I agree about the job and pay scales 100%. It all goes hand in hand. The people that work the system are just like politicians, their all corupt. I just want what is literally mine when I retire, although I will count on not even a single penny. I do admit I really don't like her, but it doesn't affect my judgement. Family should be there when they are needed, but wasn't the case for me. I worry not though. The government and those who work the system are two peas in a pod for certain. I am always appreciative with your expertise my friend. Many thanks.


prasetio30 profile image

prasetio30 5 years ago from malang-indonesia

I really enjoy this hub though I am not live in USA. Thanks for share with us. You open my eyes about what happened in America related with social security. I thought it's more complicated and complex. Well done and vote up!

Prasetio


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Thanks Prasetio for the comment pal. It is not that it is complicated and complex, but rather it is corupt. It is one big joke what is going on and it looks like other countries as well. I am trying to get some stats for this page to make a few more points. Thanks for the comment and vote. Best to you.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Thanks Prasetio for the comment pal. It is not that it is complicated and complex, but rather it is corupt. It is one big joke what is going on and it looks like other countries as well. I am trying to get some stats for this page to make a few more points. Thanks for the comment and vote. Best to you.


James A Watkins profile image

James A Watkins 5 years ago from Chicago

Thank you for this excellent Hub. I agree with the comments by b. Malin. Social Security was never supposed to be enough to live on. It was supposed to be a supplement. And welfare was supposed to be temporary. That is a big problem with entitlements. They grow and grow like a cancer and they rob people of dignity and they reward sloth. They become a way of life.

'Aunt Tammy is a 47 year old female that has drawn a SSI check for her entire life. Her famous quote is, "I ain't worked a damn day in my life".'

I know people like her too. Not long ago, I saw the daughter of my cousin. She is 22 and scamming to get on SSI. She has no plans to ever work. I asked her how she is going to do it and she told me that one of her legs is shorter than the other. Apparently that is enough.

And you are right that some of these scammers are real pros. If they put their energies into doing something worthwhile for others they could. But they are professional government cheaters.

I have a sister who has lived off taxpayers nearly all her life. She says she can't work because "She doesn't like being around people." Imagine. And we wonder why our economy has tanked.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

James, thanks again for your expertise on this matter and you are right, They have stupid reasons and the "running the system" has been passed down in many traditions. Yes, it is know wonder our economy is swirling around in the toilet. These scammers can be CEO's James. The one gets checks for her entire family, the Godfather so to speak. She knows every crack in the system cause she is chilling there as we speak. If she can get it, she will find a way. She should put in time on USEFUL projects.


homesteadbound profile image

homesteadbound 5 years ago from Texas

I am 52 and I don't think it will be there. I don't think that I will be able to retire. And there is a good chance that I will live well over 100. My great grandfather lived to be 95, and my grandmother to 98. So I may have lived only half of my life.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Hey there Homesteadbound. With your family living that old, you chances are up there for sure. In your position, it has to be a thron in the side thinking about this. I really hope it is for your sake and others, but it is a big "if". I just can't see why the concerns are ignored like they are. The rest of America obviously knows and wants changes, yet, nothing is being done about it. While doing research for this article, I now have big concerns about it. If it is not there, are we going to get back what we paid in? Are they going to cut our benefits? Luckily, I have enough time to prepare for it. But others do not and their health may be bad. The entire system wasn't built for today's times as b. Malin pointed out. It needs revised and reevaluated. But, it probably won't and thousands will get checks while the rest of us work our tails off. It is not fair. Thanks for your input and take care.


Sueswan 5 years ago

Here in Canada we have the Canadian Pension Plan that provides


Sueswan 5 years ago

You are so right. People are gambling if they think the money will be there when they retire.

Here in Canada we have the Canadian Pension Plan that provides contributors and their families with retirement, disability, survivor, death and children’s benefits. The earliest a contributor can start collecting is at age 60.

There is old age security that Canadians(have to been living in the Country for 10 years) can collect when they are 65 whether they worked aday in their life or not.

Voted up and awesome.


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia Author

Hey there Sueswan. It is a big gamble, one that I am taking serious and not counting on. It is amazing how many people can get help and benefits from doing nothing and those who work, they are left to fend on their own. I guess some things will never change. Thanks for coming by:)


Minnetonka Twin profile image

Minnetonka Twin 4 years ago from Minnesota

Hi lyricwriter. Wow, this hub sure hits a nerve with people. I truly don't understand the thinking of people like aunt Tammy. Working makes you feel like your contributing and makes us feel valued. I don't think anyone should assume that there will be money left at retirement and it makes me sad. I also think it's sad that those who deserve retirement after years of hard work may have to keep on working. Great stuff and I hit many buttons.


thelyricwriter profile image

thelyricwriter 4 years ago from West Virginia Author

MT, thanks for coming by. This is a subject that I can talk about forever. Nothing makes me more angry then people like this. And it is not the fact that they don't work, it is the kind of person they turn out to be, give me, give me, give me. I know a lot of them. Plus, I know 4 people that can't get it and they deserve it.


Jennifer Essary profile image

Jennifer Essary 4 years ago from Idaho

Great Topic! No, I don't think social security will be around when I reach the age of "retirement". I've had my mind set for many years that I will probably work every day of my life. The baby boomers are just beginning to retire and they are the largest population of American's. If there is anything left after that I may have some optimism, but the math doesn't add up. As the boomers retire there will be more people withdrawing than people contributing. Yes, there are people who abuse the system. The system is broken and desperately needs to be fixed. I don't think any system will be perfect, but if it is glaringly obvious to the citizens why doesn't the government take note? Perhaps they're more worried about their chances for re-election? (That's a can of worms for another day) The hospital where my mother in law works has stopped handing out pain medication in the ER if someone comes in complaining about a chronic condition. Perhaps if we can cut off some of the recreational prescription drug use and sales some of these people will be motivated to get a job.... Voted up and interesting


thelyricwriter profile image

thelyricwriter 4 years ago from West Virginia Author

Jennifer, thank you so much for taking the time to drop by. For myself, I am looking at 35 years with the current system. I am hopeful to make enough money in my lifetime to take care of my retirement. Will it ever be fixed? I doubt it. You make great points. As for the hospital, I agree, but some our legit. If someone is in pain, they have the right for relief.


Express10 profile image

Express10 4 years ago from East Coast

Great hub. I know of a woman who gets by working minimum wage jobs and actually told me that she wished that she could get a check for at least one, if not both of her daughters and herself. Nothing is wrong with any of them except the mother's mentality.


thelyricwriter profile image

thelyricwriter 4 years ago from West Virginia Author

Express10, thanks for taking the time to read this article and comment. Just another classic example of working the system. Truth be told, we all get hurt by this, in one way or another. I work two jobs. If you count working online, I work 3. If I can do this, they can work 1. I know some do need this, but there is a large percentage that don't.


phdast7 profile image

phdast7 4 years ago from Atlanta, Georgia

Excellent article. It is a terrible problem. People who don't actually need SSI manage to cheat the system and get it and other poor souls who both need and deserve it go without. You are wise to work hard and save now, because there is no telling what if anything will be left of the SS system in a few more years. Good stuff.


Christmas Camera Deals 2012 3 years ago

I got a call from Social Security today telling me I was awarded my claim. Thank you so much! I never could have succeeded without you. Thank you endlessly!


workingmother 3 years ago

I agree. I have been working since I was 16. I am now 34. I have 2 children that I support by myself because their father gets SCSI. Which in my eyes means he can hunt trap fish climb high banks ride 4 wheelers fight n party sleep all the time n never pay child support. yup..I've never seen a penny. My kids are 12 and 13.. he is able to do all this but he can't work! I work with back problems everyday... n he gets a free check n a free card for not paying for his kids. I don't get it.. n all I have played and will pay to social security I will never see...i am working to support him and I won't see any of it when I'm too old to work. I've got a lot of years left till I'm done. Its terrible I will have nothing to show after paying all that in only to pay for people like my ex. Some do need it and deserve it but I know there are a lot more like my ex out there that don't! They should be ashamed!


SusieQ42 3 years ago

"Wow" is all I can say!


~G~ 3 years ago

Just a quick question.... How or What can I do to report someone? Let me fill you in real quick..... This girl I know is 30yrs old...has a 15yr old daughter and in Jan. of this year was notified that her husband had overdosed. Josh (the husband) and the 15yr olds Dad also father to two young boys, is now gone & his benefits are being paid out to the 15yr old & the other 2 boys. Now this girl has filed for benefits since they never got divorced. She got a letter saying she will now get $336.00 a month & the benefits that were goin to the children are being cut so she can get benefits!!! They were married 15yrs ago!! they were only together for not quite 2 years. Josh has had a whole other life with his "soul mate" for 11years. They share 2 young boys together. I have known this girl for 12 years... she had NO real relationship with Josh and she only got her daughter back 3years ago!!! I am SOOOOOO PISSED that she is able to receive benefits when she does NOT DESERVE them!!!!! Now the younger brothers have to suffer, NOT FAIR!!!! She has taken her daughters benefits Every month & spent them on her BS!!! She told me yesterday that she is gunna move becuz she will be getting a total of $700.00 a month. I do not knoe if ANYTHING can be done or not..... PLEASE PLEASE HELP ME if you can......gingerbusick@yahoo.com..... Sincerely STRESSED Ginger


thelyricwriter profile image

thelyricwriter 3 years ago from West Virginia Author

Ginger, thanks for your comment. First, I would call out the one that approved her case because obviously he/she is a nut case in her own right. I feel for you and I commend you for standing up for what is right. Ginger, it's tough, I know, bitter to swallow. I know 50+ people, just off the top of my head, that doesn't deserve SSI. This is only in a 10 mile radius and I don't get out much. You can only imagine how many they are in the USA. Your best bet is contacting someone with power that stands against the unlawful act of social security fraud. I could tell you to call SSI or Human Resources, but will they do anything? Maybe, but doubtful. Sadly, they receive thousands of calls a day and nearly all of them are pushed to the side. People get mad at others and they call in on them to get even or just because their jealous. Due to this, most calls are ignored. Someone can correct me if I'm wrong, but I believe that they have to go in front of a doctor. I don't know your exact location, but I would search on Google. You need to find a representative that is against such interest as this. The reason, you can only get so far by yourself. If their against it, chances are, they've wrote about it online or someone else has. You need someone in power that has the authority to make things happen. Yes, you can call as I said earlier, but the chances of getting things done is slim, but it never hurts. Tell them your story and see what they say. 1-800-269-0271 , 1-866-501-2101 These are the two numbers that you need to call first. If you can get what you need Ginger, try finding a higher power in politics in your area. Hope this helps.


Express10 profile image

Express10 2 years ago from East Coast

I understand where you are coming from Anon however abuse of these programs is not an uncommon thing and too often it occurs without the abuser being caught. In addition I can honestly state that I've come across these types of people, fully capable and yet getting SSI or SSD.

I will repeat something I said further up "I know of a woman who gets by working minimum wage jobs and actually told me that she wished that she could get a check for at least one, if not both of her daughters and herself." She also has a son but spoke specifically of her daughters for some reason, perhaps because they are younger than the boy. Nothing is wrong with any of them except the mother's mentality, they play organized sports, attend standard public schools/courses, etc. The mother and children are fully capable in every way, socially, physically, mentally.

The mother just wants a shortcut. The easiest and most responsible shortcut would have been forethought PRIOR to having multiple children that she could not afford with a man who refuses to be a parent or a man.


pat 2 years ago

i know this is an old site. you might not read it, but I want to say it anyway. I was born with cerebral palsy. I'm 25, and as I was growing up, I had no health insurance, no ssi.I held a part time job in high school. then my brother got married to a girl that claimed to have anxiety and depression. this girl goes to anime cons and sings in Japanese (repeating the words, she can't form custom phrases). she never worked a day and always moped sadly in public, but not in a closed environment. I graduated college, but now the pain and discomfort as driven me to apply to ssi. I would be happy for health insurance let alone a check. I know my brother doesn't see the point in me applying. he thinks I should 'man up'. hell if that worked, I'd work in an oil rig in a heartbeat. I honestly hate people that have issues claiming and crying that they are disabled no offense to anyone here believe me.

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