What is the Walmart Money Card?

No More Overspending!

It looks real. It feels real. Hey ...the WalMart Money Card IS real!! The only thing about it is that I can't overspend on it, thank God!!

After having just about every credit card possibly known to man, I am now the proud user of a Walmart uploadable credit card - a credit card that acts just like the real deal - except that I now control how much money goes on it, and I have control over NOT overspending!!

Works for me!!!

The Walmart Debit/Visa Card

Source

The Walmart Money Card is Uploadable

Uploadable "credit" cards are gaining momentum as more and more consumers are racking their brains out looking for alternative ways to banking. Fed up with over-limit charges, late charges, interest charges along with any and every service charge ever made, uploadable credit cards are starting to catch on with the mainstream consumer.

In a day and age where consumers are struggling to find better ways to handle their finances, the Walmart Money Card provides a sensible solution- and the way it works is like this:

For an original purchase price of $3.00, you can buy your uploadable Walmart Money Card at any Walmart. After the initial fee, if you wish to cash your checks at Walmart, you can then upload your check to the card at no charge. If you are adding cash there is a modest fee, and there is a service fee of $4.95 a month to keep your card (hey that's cheap when you consider how much you pay on interest charges on a credit card!) That $4.95 service charge will be waived if you add at least $1,000 to your card monthly.

What's great about the Walmart Money Card? Well - you control how much you want on the card, and you can use it like a credit card or debit card at banks, stores and wherever credit cards are taken. It beats carrying cash around, and I signed up for the daily alert on my cell phone where I get a text everyday of what the balance on my card is.

Easy To Get- from the Walmart website:

  • No credit check
  • No bank account required
  • Instant use Temporary Visa Card in package. Activate with one easy call

Easy to Use

  • Use it everywhere Visa debit cards are accepted worldwide
  • Shop on the Internet, including at walmart.com
  • Get cash from millions of ATMs worldwide
  • Pay your bills fast and easy including cable, cell phone & other bills
  • Pay for gas, groceries and more
  • Use at restaurants
  • Guarantee hotel reservations
  • Buy airline tickets
  • Budget and track spending online with E-Mail/SMS Balance Alerts

I love it!

The card keeps me accountable in a way I have never had to be accountable before. I must watch my money more carefully, I must pay attention to what my daily balance is and plan accordingly. If I really can't afford something it's in plain black and white there on my phone what I have available to spend. I am no longer tempted to buy something and "pay for it later". I spend more within my budget and make less "random" purchases.

Some say why not just get a regular checking account again and a credit card?

To that I say NEVER!

Over for me are the overspending days, the days of being miffed about exorbitant service and interest charges.

GOSH, it's called being responsible!!! Imagine that!!

Yup, the Walmart reloadable Money Card works for me. It's about time I found a way to keep track of myself!

(Dorsi Diaz is a freelance writer and blogger in the San Francisco Bay Area)

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Comments 91 comments

RVilleneuve profile image

RVilleneuve 7 years ago from Michigan

This is a great idea, I could use one for Target!


Dorsi profile image

Dorsi 7 years ago from The San Francisco Bay Area Author

RVilleneuve- I love Target too, although I have to say I've been shopping more at Walmart nowadays!


smitson 7 years ago

This hub is good. Thanks you


smitson 7 years ago

Thanks you, good hub


smitson 7 years ago

An early Christmas and New Year's present!!! Great hub Thanks you


Kind Regards profile image

Kind Regards 7 years ago from Missouri Ozarks - Table Rock Lake

Dorsi, You are so right about this being the way to live. I would never return to a life of debt. What a miserable life that used to be! Kind Regards


genous 7 years ago

this hup is useful. thanks you.


myserenity profile image

myserenity 7 years ago from California

I've never thought of this, but I am really tired of 21% interest rates and over draft charges! Im gonna have to check it out!!


newsworthy 7 years ago

Hi Dorsi, this is good news about credit cards since I just rec'd a letter from a bank regarding my Visa account. The bank's letter states that due to the current economic environment they will be raising the interest beginning April 1.

Thanks for an essential update that consumers really need. I was in wal-mart last night and could have used a wal-mart money card.


emma 7 years ago

very easy to use with this debit card


RA from Chicago 7 years ago

The Wal-Mart Money Card has been a bust for Wal-Mart. Do the math and you can see why. They claim they've sold 2 million cards in two years, and loaded $2 billion on the cards. Sounds like a lot, right? Well, that is less than one card sold per day, per store. And, $2 billion works out to just $1,000 in deposits per card. Since people probably deposit their paycheck onto the card, about $150, that means most people probably use the card for a month or two, then ditch it for a bank account. Wal-Mart just lowered the upfront fee from $9 to $3 to try to save the product, hoping the various usage fees make up for the lost fees.


Nick 7 years ago

Gotta say, I have one and love it. No longer do I have to give my buddys cash to use their cards for online purchases. Ive stayed away from credit cards fully and love the low fee. My aunt is VP for a bank and the charges for the cards are around $11 a month with no daily reminders of balance and very little support. It took my father 2 weeks to get a new card when he lost his debit and couldn't use his account for that time. If I were to lose my cash card, its simple. I pay 9 bucks and have a new card in a weekand they will replace my funds. Safe and simple? What more could I want. Awesome hub.


Adelaide Tomlinson 7 years ago

The walmart money card has been heaven scent for me. A time saver, just a phone call away of paying a bill easy as that. Living in Arkansas it has been heaven scent. And I like being able to call see where & when money my money might I add has been spent.

I like it!! It has been a time saver for me. Thanks!


sophiewf profile image

sophiewf 7 years ago from US

Thanks for sharing all this information.


Unarmmed Postman 7 years ago

What a rip-off. $5/mo to let them hold your money. Pay more money to add cash to it.....that's crazy. And your card can expire too. What happens then? This financial product cost more than a bank account, but gives you much less. I can't understand who would choose the Walmart money card over a bank account.


NorthKelsey profile image

NorthKelsey 7 years ago from Kentucky

This is an excellent alternative to having a credit card. However I say for most Walmart purchases, cash is king....no fees. Thanks for the hub. This is good information.


Renne 7 years ago

i think i don't trustit at all


pkoson profile image

pkoson 7 years ago

The Walmart Money Card

I think this hub is the anti-anti-toxin to anxiety! Help, the verbosity of it is making me anxious!


Dorsi profile image

Dorsi 7 years ago from The San Francisco Bay Area Author

Thanks everyone for stopping by and reading about the Walmart Money Card. My husband has been watching me use mine for the last couple months and decided to get one himself. It beats carrying cash around and he likes getting the daily account balance on his cell phone. Walmart dropped the price of their money card to $3.00 also (it used to be $8.95) It's very convenient.


Lucia Ayala 7 years ago

I GOT THIS WALMART GIFT CARD FROM A FRIND AND TEN DAYS AGO AND SINCE THEN I BEEN GETTING TEX MESSEGES EVERY SINGLE DAY. I DO NOT AND I REAPET IDO NOT LIKE IT.....SO I WANT IT TO STOP..

THANKYOU


Jacquelyn Diane Prater 7 years ago

I,M TRYING TO GET MY BALANCE, THE PHONENUMBER ON MY PRE PAID VISA SAYS THE INTERNET IS THE FASTEST WAY TO KEEP TRACK OF YOUR CARD INFO BUT THAT,S NOT TRUE, IS IT ?


Leslie 7 years ago

I've had the Greendot card for over 5 years and had to pay $4.95 every time I loaded funds and $4.95 monthly fee. Now I have the Walmart card which is a greendot card but I only pay $3.00 to load funds & $3.00 monthly fee and it is the same thing. Hey Lucia Ayala, just go to the webiste and stop the alerts from coming to you. It is not hard to do. And to Jacquelyn, just go to the website ad get the "Daily Alerts" to your email (free)or cellphone (text message fees apply as per your carrier) you will have your balance sent to you and you never have to guess again. HEY EVERYONE, IT IS FREE TO GET CASHBACK WHEN YOU MAKE A DEBIT PURCHASE IF YOU NEED CASH.


Leslie 7 years ago

Dear Unarmmed Postman, I don't understand? The only fees is the $3.00 load & monthly fees. total $6.00 if you load enough money to get you through the month, that is the key. Greentdot (the originator) charges $4.95/mthly & $4.95/load if you get this card anywhere else. THAT is expensive. You will receive your new card in the mail one month before it expires with a new expiration date on it. it is only a one year card and it comes in the mail in an unidentified envelope (that is the downside) when I first got my card 5 years ago i threw out my new card when it came in the mail because i thought it was junkmail. i never made that mistake again. and yes I miss checks but I just buy a money order if i need it, i pay every bill over the phone (credit)with a person FREE. AND PEOPLE EVERYWHERE PLEASE I CAN NOT EMPHASIS ENOUGH THAT YOU NEED TO READ EVERYTHING THAT COMES WITH YOUR TEMPORARY CARD.


June Wommack 7 years ago

Can I find out my balance on the internet? Love the card.


michael g peoples 7 years ago

need to know how much i got on my card


ming 7 years ago

not making a single sense to me. why not just open a checking account and get a debit card? no monthly fee, no reload fee.


eric 7 years ago

if you dont want to pay the $3 free its free to load money when you cash a pay check at wal-mart that what i awlies do


april 7 years ago

i need to ad new adress and name , so where do i go????????


tdarby profile image

tdarby 7 years ago

Great hub and what a good idea from Wal Mart!


Michele 7 years ago

Here's what happened:

I opened a prepaid Visa card at your Walmart store located in Mt. Dora, FL 6 months ago. When I spoke with the cashier who sold the card to me, I let her know that I would be having my pay check direct deposited on the card, and many deposits would be in excess of $5K (I get paid 2 times per month). She assured me this was fine as long as the money was direct deposited, so I bought the card, did the direct deposit, and off I went.

Now, six months later, your company decided that my deposits are too high, and without contacting me, went ahead and closed my account without my knowledge. I was stranded in the middle of nowhere and tried to get gas, the card was declined, so I called your Customer Support number from my cell phone. They explained this ridiculous mess to me (my deposits are too high). Then, they reopened the card for an hour, just long enough for me to remove what was left on the card, and the account was closed. A couple of days later, your Loss Management department called me and said how "sorry" they were, that the account was closed in error, and they offered to re-open the card, which I accepted so I didn't have to cancel my direct deposit, and for my "pain and suffering", they gave me a HUGE $25.00 credit (lol).

Yesterday there was $15.74 on my card. I went to check the balance today, and it was "ZERO", so I called your Customer Service department (and was transferred to Phillipines, Pakistan, and Guatamala....I thought this was a US based company???). Ana, ID #10838 informed me the account was closed a second time in error (I was supposed to have a $5K direct deposit on the card at midnight tonight), and she promised it would be re-opened in 10-15 minutes, and the $15.74 would be put back on the card. Four hours later, nothing happened, so I called Loss Management yet AGAIN. I spent better than an hour talking to them, who then informed me that it was tough 'S _ I T", (Kathleen....another Supervisor at Loss Management) the account was closed again permanently, and there was nothing I could do. They also informed me that my direct deposit would be DENIED, completely screwing me up royally since I had bills that I paid right off the card, not to mention that the payroll would have to be sent back to ADP, then back to my company before it could be forwarded to me. Thanks Walmart......

Then, the idiot "Claudia" (Supervisor at Loss Management), offered to open me another card!!!! After I was done laughing (why in the name of God would I do THAT???), I told her I wanted nothing more to do with Walmart, and I mean that completely. My sister works for channel 9 news in Boston, and is Diane Sawyer's neighbor on Martha's Vineyard, and they are friends. This will make a WONDERFUL human interest story once it hits the airways, don't you agree??? I am going to be SURE that this story is told everywhere. From your idiot cashiers, right down to your incompetent Loss Management group (you get a different story from everyone you speak to), I can't think of ONE good reason why I, or anyone else would want to shop at Walmart. I find it interesting that no one will give you their last name or ID number (except Ana), and they spend the majority of the time putting you on hold so they can pass the buck, all the while telling you how sorry they are!!! In reality, they couldn't care less, they just want to pass you onto someone else so they don't have to deal with you.

Having said all this, Walmart is TRASH and not only will I not get another card, I will no longer patronize your store. I am starting a Blog as well, and when my sister speaks with Diane Sawyer (this is happening first thing in the morning), I am sure they will be contacting you for comments (especially the lawyers).

Michele Jones


Robert 7 years ago

for someone who was denied a checking account from a bank...this is the way to go.


robert 7 years ago

trying to find what you have left on you card >>have looking for an hour ...allthay do is try to sale me one will never get this piece of crap, again


Dorsi profile image

Dorsi 7 years ago from The San Francisco Bay Area Author

Thanks everyone for stopping by and checking out my hub on the Walmart Money Card. I only wrote this from my personal experience, and I have no way of helping anyone get their balances. You need to go to the Walmart Money card site to do that. I have had my card for close to a year now and it works out great for me. I also have a PayPal card, and my new job puts my pay directly on a reloadable card also. It makes it easier for me to control my spending this way but is not for everybody.


Latosha 7 years ago

This card is a hoax. I attempted to post this card to make an airline purchase with HOTWIRE AND THE AGENT POSTED 339.00 TOWARDS THE ACCT OR CARD 3-4 TIMES. THE FIRST TIME IT WENT THROUGH ONLY FINDING OUT LATER IT NEVER WENT THROUGH AT ALL. MY BACL SURE DID REFLECT IT. CALLED SEVERAL AGENTS ON THE BACK OF THE CARD NOONE KNOWS WHICH END IS UP OR FOWN. DELTA/HOTWIRE FAZ THE COMPANY TO ASSURE NO FUNDS HAVE BEEN COLLECTED BUT THEY HAVE GAVE ME MISINFORMED INFO AND MY ACCT. DOES NOT REFLECT THE 338.99 ONIT AFTER HAVING BEEN TOLF TODAY THE BAL. WILL BE BACK ON THE CARD.. THIS INCIDENT OCCURRED ON 9/18/09 TODAY IS 9/23RD AND NOT A DIME ON MY CARD. i AM FURIOUS AND WILL REPORT THIS .


Latosha 7 years ago

mICHELLE i WENT THROUGH THE SAME CRAP. i SPENT 3-4 DAYS TRYING TO GET A REVERSAL ON MY CARD FOR AN AIRLINE TICKET TAHT I ATTEMPTED TO PURCHASE WITH THIS CARD. I TO WAS FORWARDED TO LOST MANAGEMENT WHEN I DID NOT LOOSE MY CARD. ONLY THE AGENT BUYING TIME TO TELL ME THE SAME THING SOMEONE ELSE HAD STATED PRIOR. THEY HAVE GIVEN ME THE RUN AROUND ON ME GETTING MY REFUND BACK ON MY CARD. NO SUP HAS ANSWERED MY QUESTION. I DID THE CONFERENCE CALL BETWEEN DELTA/HOTWIRE AND WALMART GREENDOT AND NO WHERE AND NO ONE HAS RESOLEVED THIS IN A TIMELY MANNER. I HAVE A FAMILY EMERGENCY TO GET TO AND NO ONE WITH THIS GREEN DOT OR THIS NUBMER CAN ASSIT.. I AM OUTRAGED,. I WILL FORWARD THIS COMPLAINT


MikeNV profile image

MikeNV 7 years ago from Henderson, NV

Unfortunately the Walmart card is one of the most expensive cards you could buy. http://hubpages.com/money/Corporate-American-Robbi... I just finished reading an independent report of prepaid cards and the Walmart Card averaged $21.54 a month in fees! Walmart takes cash. So why give your money away like that? People think that Walmart is cheaper. They are not always cheaper. They drive out local business, get special tax incentives from local government. Then once the competition is gone they actually raise prices. I recently needed Antifreeze. So I went to Walmart because it was close by. And they wanted $9.50 for a gallon of Peak... I went to the counter to pay. When I got there I realized it was 50/50 mix! It was half water! They didn't even have a gallon of REAL antifreeze. So I put it back. Went to the local autoparts store. I paid $11.50 for a gallon of REAL antifreeze and it was the higher quality 5 year product. You really have to watch what you buy at Walmart.

Walmart also pays an average wage of $9.56 per hour and only covers 24% of their employees with Health Insurance. Conversely Costco pays $16 an hour with just over 80% of their employees covered with Health Insurance. And Costco has 1/3rd the turnover. And now for the real kicker... Costco Employees make their company more money per employee. Costco CEO pays himself $350,000 a year. Walmart's CEO pays himself over $5 Million a year. Walmart is duping the American Public.


Trudy 7 years ago

My husband and I Have been using this card for about 2-3 years now. As long as you load enough in a month there are no charges. Yes he pay the money to cash his check at Walmart, but he was doing that to begin with. We love it! When it expires we get a new card with a new date..just like any other credit card.


Robin Davis 6 years ago

I started using the card in November of last year. I love it. Quite honestly folks, I am terrible at writing down gas purchases and things that don't come out right away. It seems every month I am overdrawn on my bank account. This little card has been a great tool for assisting me in learning money management. I am terrible at it and I admit it. Paying out over $3,000 in one year in overdraft and other fee's, the Walmart card made more sense for me personnally.


theodore nelson 6 years ago

walmart once again preying on people with no credit and then charing them a monthly fee for handling their own money i wonder do they ever feel guilty. They built a great corporation but at what sacrifice.....Don't even make me go into the life insurance how evil......


VERY UNSATISFIED 6 years ago

Just want to say that this is a TERRIBLY SUPPORTED CARD. If you have any problems, ESPECIALLY IF YOU LOSE YOUR ACTIVATION CODE, YOU ARE HELPLESS. WALMART DOES NOT ASSIST YOU AT ALL IN ANY CARD ISSUES AND THE SUPPORT NUMBER ON THE CARD DOES NOT PERMIT YOU TO DO ANYTHING WITH YOUR CARD (EVEN GET A REFUND) UNLESS YOU HAVE THE ACTIVATION CODE. This is pretty much ridiculous. I would NEVER in my life purchase another one of these cards.

Yours truly, Very, VERY UNSATISFIED CONSUMER.


GrayGraciela34 6 years ago

Every one remembers that modern life is not very cheap, however people require money for different stuff and not every person earns big sums cash. Therefore to receive quick business loans or bank loan should be a correct way out.


Kia 6 years ago

I have a WalmartMoneyCard and its great if you use it for sending money to you kid in college or away from home. It's a lot cheaper than sending money via Western Union or Money Gram. Three dollars is a lot better than 12 or 15 dollars. Thanks for the very good information on the Walmartmoneycard.


Mike Fernandez 6 years ago

I own a walmart money card. Is it possible to order checks with the routing and account number provided for direct deposit?


Dorsi profile image

Dorsi 6 years ago from The San Francisco Bay Area Author

Mike) I'm not sure if you can do a direct deposit with the Walmart money card but I did use the routing number to get a refund one time. I'd call that 800 number on the card and find out. Thanks for stopping by to read.

Thanks everyone else who came by and made comments too!


jean 6 years ago

I found the Walmart card tro bve a life saver. I spend $3.00 to load it I spend only what is on the card, I am not tempted to spend morwe because " I can't" I am able NOW tro live within my budget. I have not had to call often to get transactions and balances because I write them down in my OLD checkbook register... no more bank fees of $35.00. I can do the $3.00 a few times without a squeeze on my pocketbook. I have learned to budget using the Walmart card. I looked in my pruswe thwe other dayand had cash that I did not even know I had..like a few hundred dollars...YES!


Dorsi profile image

Dorsi 6 years ago from The San Francisco Bay Area Author

Jean)That's great and I agree - the Walmart Money Card is a wonderful budgeting tool. And congrats about the treasure you found in your pocketbook.....wish I could find some of that in my purse...lol!!


Mr X 6 years ago

Its convinient that you don't have to pay overdraft fees, or interest on the money you "borrowed"?

GET A FRIGGIN DEBIT CARD FROM YOUR BANK! Most banks offer them around the same price as walmart does, but you can deposit money freely, and whatever...


snow 6 years ago

i have a walmart moneycard and was wondern do they accept paypal


Dorsi profile image

Dorsi 6 years ago from The San Francisco Bay Area Author

Mr X) I'm not borrowing, I'm only spending what I put on my card. And Walmart works fine for me, I don't need to deal with a bank right now.

snow) I'm not sure. Check the Walmart site online.


RobertL 6 years ago

I have a Wal-Mart money card. It hasn't been without issues. I transferred money from paypal to the provided direct deposit #...quite a few smaller transactions were successful, but then one day I transferred an amount over $500 and they bounced it back without explanation. Of course, the money just reappeared in my paypal account.

I would say doing things without notification, or even any kind of explanation ever - is a bad sign. Wal-mart cannot be given credit where its not due. They have some hubris issues to work out. How is one supposed to avoid the problem, if I don't even know what it might be?

Yes, you can direct deposit from your payroll or IRS refund - and the normal limit of $3000 is instead $10,000 when you use that method.

All and all, I avoid most problems other people have described - and the card just works most of the time.

I never had a single bounced check with my credit union, in 8 years. But banks are a hassle for myriad of reasons. A credit union, ties all accounts together, so if you fall behind on a car payment, they can seize your Christmas account - that type of thing. Of course the worst thing would be if you had to make a choice on how to spend your paycheck - say, to buy medicine or pay the car bill, only to discover your local CU had seized your paycheck to pay your car bill. What if you intended to make a different choice?

That's why, for me, I keep my accounts separate (although thats hard to do, because banks are merging all the time), but at this time, I have no other accounts with GE Money Bank (the bank behind your WalMart MoneyCard).


Dorsi profile image

Dorsi 6 years ago from The San Francisco Bay Area Author

Robert) Thanks for reading and the great comments.


Nick 6 years ago

When is the monthly fee issued? Is it 30 days after you first purchase the card, first use the card, or is it on the 1st of the month?


Dorsi profile image

Dorsi 6 years ago from The San Francisco Bay Area Author

Nick) I'm not sure. You will need to check out the Walmart money card website. Thanks for reading.


Tim Shaw 6 years ago

Beware if you get one of these cards for online purchases. If its not a purchase that a child can make they will deny it. I'm over 30 and I can't make a purchase for a vitamin supplement with this card but my other card works just fine. I didn't realize that I was getting a Chuck E Cheese gift certificate when I got my walmart money card.


Dorsi profile image

Dorsi 6 years ago from The San Francisco Bay Area Author

Tim) I'm sorry to hear about your problems with the Walmart Money Card. I have had mine a couple years now and never had problems using it. You might try calling Walmart and finding out why the card did not work. That's strange.


Michael 6 years ago

I have obtained a number of Walmart Gift cards. Can I use the "Gift Cards" to load the MoneyCard? If so, then this would be good for me. If not, then I have no use for it.


Dorsi profile image

Dorsi 6 years ago from The San Francisco Bay Area Author

Michael) Very good question. I'm not sure but I don't see why not!


Nancy 5 years ago

I wouldn't be without my walmart money card I love it more than anything else in the world. You can use it anywhere and dont have to worry about high interest rates its easy to use and conventient.


Dorsi profile image

Dorsi 5 years ago from The San Francisco Bay Area Author

@Nancy) Agreed! I too love my Walmart Money Card!


Jtown6 5 years ago

you don't have to use the card only at wal-mart. it's a pre-paid debit/credit card & can be used anywhere. if you want to make changes on how to receive or not receive texts to your phone all the time then go edit account options or any other options you need changed like update your address, set up bill payments to directly come out on the date you need it to each month. just go to www.walmartmoneycard.com (you can even pre order a card online & have it mailed to you @ no charge & get your direct deposits set up & ready to use once you receive & activate it over the phone or on the website), plus you don't have to pay $3 fees to load money as long as you cash your checks at wal-mart & have it added straight to the card or if you choose to do direct deposit. then the monthly maintenance fee everyone complains about gets canceled out if you have at least $1,000 direct deposited to the card in a full month. i love it & wouldn't go back to using a bank ever again!! especially love the 1% cash back on the card for gas purchases each month...and i use my card to buy gas more than any other expense i have pretty much so that 1% really adds up! and Nick that monthly maintenance fee is at he end of the 1st 30days or a couple days sooner, if you add cash then it's an upfront $3 fee. that's why i only use direct deposit to my card to avoid both the maintenance fee and monthly cash add on fee. it's been smooth sailing for me since i've had my card for the last few years :)


Dorsi profile image

Dorsi 5 years ago from The San Francisco Bay Area Author

@JTown) Thank you for such a thorough run-down on the Walmart Money Visa Card. I did not know about the 1% cash back gas savings when use the card. What a great idea. Thanks for reading and the GREAT comment!


Naty 5 years ago

Can you get this credit card even if your 16?


Dorsi profile image

Dorsi 5 years ago from The San Francisco Bay Area Author

@Nate) I'm not sure. I would call a Walmart with a money center and ask them.


charles berry 5 years ago

put in 220 dollars wrong card number wrong p[n number can not reach any one have my mony can not use


Jay 5 years ago

I had a walmart money card and what a joke.! My card expired last month and I can get them to issue a new card. I have made four different attemps at getting a new card and each time they tell me 7 to 10 b-days and a month later I still don't have a replacement card!At this point I would trust a crack head with a payroll check before I will ever let my money go on another WALMART money card. In fact from now own I'll shop at TARGET! Walmart I hope CHINA stop's production on all your SH$#!!!!


Dorsi profile image

Dorsi 5 years ago from The San Francisco Bay Area Author

@charles)You need to go to the Walmart money official website. Good luck with getting that straightened out.

@Jay)Sorry to hear about your bad luck with the Walmart Money Card. I have not had any problems so far.


Gena 5 years ago

Hi - I recently received a WM money card but have not added any funds to it yet. I am self-employed and receive 95% of my income through PayPal. I want to avoid the $3.00 fee to add money to my WM card. Can I send $ from my PayPal account, on a regular basis manually, to the WM card, and have this treated as a direct deposit? I'm leaving my personal bank, SunTrust, after 10+ years because they will no longer offer "free checking" unless I have direct deposit. Their fee is going to $7.00/month otherwise, and I have 3 checking accounts with them now.

Thanks for any suggestions - G :)


Dorsi profile image

Dorsi 5 years ago from The San Francisco Bay Area Author

@Gena) That sounds like a good idea but you need to check the Walmart money card website and Paypal site to see if you can set up direct deposit. I have never tried to do it that way.Good luck and let us know if that can be done.


Jrose 5 years ago

This is for people who are in chexsystems...they have either written bad checks or have closed bank accounts from overdrafts..if banks wont allow you to get an account why not get a prepaid card. Makes sense to me


mrs.johnson 5 years ago

i have a walmart money card it was stolen!! i called th 1 (877)937-4098 number to report it. & guess what the money that i put on that card is gone & the people have not gave me my money back. SO I THINK NO ONE SHOULD USE THIS CARD!!!!


Dorsi profile image

Dorsi 5 years ago from The San Francisco Bay Area Author

@Jrose) Yes this card is great for getting a handle on your finances.

mrs.johnson) I'm sorry to hear that. I would write to the president of Walmart about that!


Sweetie Pie 5 years ago

I received a Money Card as an anonymous gift and I have never used it or have ever had one before. I don't have the receipt or activation code. How do I find out how much is on the card? What do I need to do? Thank you in advance.


Dorsi profile image

Dorsi 5 years ago from The San Francisco Bay Area Author

sweetie) There should be a number on the back of the Walmart card where you can call and activate it. Then you can find out the balance.


Bouje 5 years ago

I love the Card. I'm saving money and making money harnessing the power of Wally World


Dorsi profile image

Dorsi 5 years ago from The San Francisco Bay Area Author

Glad to hear that it's working for you Bouje!


Delores Brown 5 years ago

I loved the walmart money card and told all of my friends and family about it until last week when i attempted to load a greendot and was told it had already been used and even though i purchased it with my personal debit card i cannot get my money back because 3 other people are claiming the cash. Guess it means absolutely nothing that I have the card, the receipts, the activation receipt, and it was purchased with my personal debit card. Not to mention I have been transferred a zillion times, hung up on, and have to explain my story over and over again. I WILL NEVER USE AND/OR TELL ANYONE ELSE TO BUT ONE


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Dorsi 5 years ago from The San Francisco Bay Area Author

@Delores) I am sorry to hear that. I hope you can get this straightened out with them.


john 5 years ago

have never got the money for d-deposet ,never got money for gas back, can not get in to the accn. to see the feed, this is bull' and no way to tret a VETREN


jerry 5 years ago

Just curious, for those having trouble with card. Did you purchase in store or signup online?


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Dorsi 5 years ago from The San Francisco Bay Area Author

@John) Sorry to hear about your problems with the card. I hope you can find some resolution with this.

@jerry) Thanks for coming by and reading.


ryan 4 years ago

i use it like a bank account, and because i have my checks direct deposited to it, i will never pay any service fees. sounds like a deal to me. next best thing to a credit union


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Dorsi 4 years ago from The San Francisco Bay Area Author

@Ryan) Thanks for reading and I agree!


ricardo 4 years ago

can get a Walmart card if i'm not 18


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Dorsi 4 years ago from The San Francisco Bay Area Author

@ricardo) I'm not sure. You need to go to the Walmart website to find that out.


Lesie 4 years ago

What is the most amount you can add to the Walmart Money Card. I am a tax preparer and thinking about using this for my clients. Can this card hold up at least $8000?


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Dorsi 4 years ago from The San Francisco Bay Area Author

@Leslie) I could only load $500 cash the other day, but I believe the amount you can load from a check is much higher. I'd give your local Walmart Money Center a call.


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Dorsi 4 years ago from The San Francisco Bay Area Author

@smarterthanu) I don't work for Walmart but I do use a Walmart Money card. Some people mistakenly think because I write about this that I can also solve issues with the Walmart card. I can't. That is why I direct them to the proper place to ask those questions which is Walmart itself. I still stand by own use of the card. I also still use mine years later and will continue to talk about my own experiences and reviews of products that I use myself.

You are free to not read my work if you choose - that is your free right.


ninalikes 4 years ago

I have had a walmart money card for over 3 years. It was a lifesaver after I had my identity stolen and had a fraud alert on my credit report that made it extremely difficult to get a bank account - even WITH a police report. Bank of America completely screwed me, would continually run all the debits through BEFORE crediting my direct deposit and charge me $35 for each overdraft... and it wouldn't show my direct deposit until Tuesday morning when it was deposited on Friday morning. I don't trust big banks, and I have never had a problem with the walmart money card. You can't overdraft. You can check your balance in REAL TIME online. And when my purse was stolen this week, I had a very positive experience with the customer service department - both online and over the phone. We'll see how fast I get my new card, though. They promised I'd get it in 2-3 days (from online site) if I paid a $20 fee, but the CS rep said 3-5 days.


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Dorsi 4 years ago from The San Francisco Bay Area Author

@ninalikes) Sorry to hear about your identity theft. What a nightmare. I agree with you about big banks - I think they manipulate deposits and such to maximize interest that they collect. Glad to hear the Walmart card is working for you too.


crystal 4 years ago

IM READING ALOT OF THESE POST THERE IS NO PREAID CREDIT CARDS THAT DONT HAVE A FEE IF YOU ARE GOING TO USE ONE GET ONE LIKE AMERICAN EXPRESS THEY ONLY HAVE A LOAD FEE U CAN LOAD VIA DIRECT DEPOSIT MONEY PACK OR FOR THOSE WH HAVE BANK ACCOUNTS BUT STILL TRYING TO BUDGET U CAN USE BANK TRANSFER ITS THE CHEAPEST CARD IVE SEEN SO FAR JUST A LOAD FEE SOUND PRETTY GOOD BUT ITS NEW SO AMERICAN EXPRESS MAY CHANGE THEIR REQUIREMMTS WHO KNOWS


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Dorsi 4 years ago from The San Francisco Bay Area Author

Thank you Crystal for the info)

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