When me and my wiife lost our jobs we had to make immediate changes. The first of which was talking to our kids and telling them that a lot of things they liked or used to enjoy would have to temporarily be stopped. No more ordering pizzas or online movies/games and such, we had to cut our cable, cell phones and any entertainment expenses (except for internet which pretty much has everything to entertain us). The major stressing point was not wasting food. Our kids used to waste so much food I would cringe. We now shop only at thrift stores, buy generic and use our farmer's market where we look for good deals on fresh food/dairy stuff. Those few changes alone have saved us almost $1,000 a month. We also found a store (Aldi's) that has cheaper prices than most of the stores in my area. I shop there weekly for the bulk of my items, then check all the adds in papers every week for deals/sales and clearance items. When we can we will also by in bulk from places like Sam's or BJ's. It may cost a lot up front but lasts us quite awhile. Plus everything ChristinS just mentioned. We also cut our watere usage using rain barrels to water our garden/plants. We time our showers, run the dishwasher only once a day. Wash our clothes once a week instead of batches here are there every day. It may be little things, but they all add up and help.