Ah the big con. Money is literally created out of thin air! Then private banks, like the US Federal Reserve, then pass it on to the government with an extra amount added as interest.
What a great system! They hand out a dollar and expect the dollar plus a bit more back. The banks create these currencies at virtually no cost to themselves and people are forced by government decree to exchange their goods and services for them, in effect giving up their priceless life’s energy to the banks for worthless bits of paper. In this way, the banksters steal the labour of billions of people in what is the greatest robbery in the history of mankind. Most nations on the planet are prisoners to bank debt, debt created by the banksters out of thin air. Such nations and their peoples are no longer sovereign. They are effectively ruled by the private banksters.
Money used to be backed by gold or silver, not any more. President Nixon unilaterally cancelled the direct convertibility of the U.S. dollar to gold for all international holders of U.S. currency, transforming the dollar into a fiat currency. Fiat, in Latin, means “Let it be done.” It means that the dollar was no longer convertible to gold or anything else of value and only had worth because the government decreed it so.
Modern banking today is a massive Ponzi scheme, as 95% of money in the world today is created as a debt, a debt owed to private banks.
Maybe not the answer you were expecting!