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Yes, that is true--our printed checks make it easier. But it is still possible to write a legal check on a blank piece of paper, as long as all the info is on there. I just checked this out and seems to be legal. Can't see it working, but-anyone?
On paper or tickets that do not have the MICR encoding they can be hand encoded. Banks have a special machine for it, or they can be put in a sleeve to get through the proof machine.
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