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Best Answer Eric Dierker says
The exchanges are NOT government run insurance plans. They are also private insurance companies. Depending on your state, there should be many policies to choose from at varying rates. It's not the "gov dole" unless you go medicaid or medicare
Excuse me? When risk is not a factor in determine cost of "coverage" it is not insurance -- look it up. Government subsidies for coverage is a dole. It is money given to you, for you from the government. So, correct, not Gov insurance.
but the insurance is not govt run insurance as you made it sound. You'd rather go back to being able to be denied coverage for pre-existing conditions? Not me. I'm not thrilled with this plan, but anything is better than what we had previously.
Oh now I see -- yes it is so regulated and dictated and overseen it is government run. But not gov. owned. When you take away the ability to make decisions from the private sector it is gov. run. But you are very right not gov. owned.
all businesses are regulated, that doesn't mean they are govt run. Regulation, ideally, is the govt working for you to ensure that businesses can't take unfair advantages. its necessary. People shouldn't die because they can't get coverage.
ChristinS. Very few businesses have any direct government oversight. Of course we have laws. But this is hands on approval or not approval. Certainly you see the difference. But this piece is about cost. And it will cost me more.
With more participating, it should ultimately cost less and you should have more choices - which of course in theory, should be a good thing. I'm taking a "wait and see" attitude to it.
Me too. Considering options and staying informed. Our move will be only if something saves us money. I am happy for those who can now at least get something. And for others who only work now for the benefits of employee plans -Freedom.
Definitely crazy, Eric! Subsidy would bring our premium down by nearly $600... doesn't make sense that the gov't will pay BCBS that amount that I can't pay when I was actually paying more without gov't assistance before. Also higher costs here! :-(
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Christin Sander says
Okay. So I'm starting to get it. I just did my taxes using Turbotax and it has a part of it dedicated to Obamacare. I did a family making $25,000 a year and it said my payment would be over $800 a month. THAT'S INSANE.